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Side-by-side financial comparison of WAFD INC (WAFD) and Xometry, Inc. (XMTR). Click either name above to swap in a different company.

Xometry, Inc. is the larger business by last-quarter revenue ($192.4M vs $191.4M, roughly 1.0× WAFD INC). WAFD INC runs the higher net margin — 33.5% vs -4.5%, a 38.0% gap on every dollar of revenue. On growth, Xometry, Inc. posted the faster year-over-year revenue change (29.5% vs 11.8%). WAFD INC produced more free cash flow last quarter ($50.0M vs $-5.9M). Over the past eight quarters, Xometry, Inc.'s revenue compounded faster (25.2% CAGR vs 5.5%).

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

Xometry is an online marketplace for sourcing on-demand manufactured parts for prototyping and large-scale production.

WAFD vs XMTR — Head-to-Head

Bigger by revenue
XMTR
XMTR
1.0× larger
XMTR
$192.4M
$191.4M
WAFD
Growing faster (revenue YoY)
XMTR
XMTR
+17.7% gap
XMTR
29.5%
11.8%
WAFD
Higher net margin
WAFD
WAFD
38.0% more per $
WAFD
33.5%
-4.5%
XMTR
More free cash flow
WAFD
WAFD
$55.9M more FCF
WAFD
$50.0M
$-5.9M
XMTR
Faster 2-yr revenue CAGR
XMTR
XMTR
Annualised
XMTR
25.2%
5.5%
WAFD

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
WAFD
WAFD
XMTR
XMTR
Revenue
$191.4M
$192.4M
Net Profit
$64.2M
$-8.6M
Gross Margin
39.1%
Operating Margin
43.0%
-4.6%
Net Margin
33.5%
-4.5%
Revenue YoY
11.8%
29.5%
Net Profit YoY
35.8%
12.7%
EPS (diluted)
$0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
WAFD
WAFD
XMTR
XMTR
Q4 25
$191.4M
$192.4M
Q3 25
$188.3M
$180.7M
Q2 25
$186.3M
$162.5M
Q1 25
$179.8M
$151.0M
Q4 24
$171.1M
$148.5M
Q3 24
$188.7M
$141.7M
Q2 24
$194.4M
$132.6M
Q1 24
$172.0M
$122.7M
Net Profit
WAFD
WAFD
XMTR
XMTR
Q4 25
$64.2M
$-8.6M
Q3 25
$60.6M
$-11.6M
Q2 25
$62.0M
$-26.4M
Q1 25
$56.3M
$-15.1M
Q4 24
$47.3M
$-9.9M
Q3 24
$61.1M
$-10.2M
Q2 24
$64.6M
$-13.7M
Q1 24
$15.9M
$-16.6M
Gross Margin
WAFD
WAFD
XMTR
XMTR
Q4 25
39.1%
Q3 25
39.9%
Q2 25
40.1%
Q1 25
37.3%
Q4 24
39.7%
Q3 24
39.4%
Q2 24
39.9%
Q1 24
39.0%
Operating Margin
WAFD
WAFD
XMTR
XMTR
Q4 25
43.0%
-4.6%
Q3 25
41.2%
-6.1%
Q2 25
42.8%
-6.3%
Q1 25
40.1%
-10.2%
Q4 24
35.2%
-7.8%
Q3 24
42.8%
-8.1%
Q2 24
42.6%
-11.5%
Q1 24
12.2%
-14.6%
Net Margin
WAFD
WAFD
XMTR
XMTR
Q4 25
33.5%
-4.5%
Q3 25
32.2%
-6.4%
Q2 25
33.3%
-16.3%
Q1 25
31.3%
-10.0%
Q4 24
27.6%
-6.7%
Q3 24
32.4%
-7.2%
Q2 24
33.2%
-10.3%
Q1 24
9.2%
-13.5%
EPS (diluted)
WAFD
WAFD
XMTR
XMTR
Q4 25
$0.79
Q3 25
$0.71
Q2 25
$0.73
Q1 25
$0.65
Q4 24
$0.54
Q3 24
$0.73
Q2 24
$0.75
Q1 24
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
WAFD
WAFD
XMTR
XMTR
Cash + ST InvestmentsLiquidity on hand
$734.9M
$219.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$3.0B
$275.6M
Total Assets
$27.3B
$703.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
WAFD
WAFD
XMTR
XMTR
Q4 25
$734.9M
$219.1M
Q3 25
$657.3M
$224.5M
Q2 25
$809.3M
$225.8M
Q1 25
$1.2B
$231.4M
Q4 24
$1.5B
$239.8M
Q3 24
$2.4B
$234.0M
Q2 24
$2.5B
$240.9M
Q1 24
$1.5B
$253.8M
Stockholders' Equity
WAFD
WAFD
XMTR
XMTR
Q4 25
$3.0B
$275.6M
Q3 25
$3.0B
$272.0M
Q2 25
$3.0B
$270.4M
Q1 25
$3.0B
$309.9M
Q4 24
$3.0B
$314.5M
Q3 24
$3.0B
$315.2M
Q2 24
$3.0B
$315.8M
Q1 24
$2.9B
$320.4M
Total Assets
WAFD
WAFD
XMTR
XMTR
Q4 25
$27.3B
$703.7M
Q3 25
$26.7B
$698.9M
Q2 25
$26.7B
$687.0M
Q1 25
$27.6B
$690.1M
Q4 24
$27.7B
$680.1M
Q3 24
$28.1B
$678.2M
Q2 24
$28.6B
$678.6M
Q1 24
$30.1B
$692.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
WAFD
WAFD
XMTR
XMTR
Operating Cash FlowLast quarter
$60.5M
$4.4M
Free Cash FlowOCF − Capex
$50.0M
$-5.9M
FCF MarginFCF / Revenue
26.1%
-3.0%
Capex IntensityCapex / Revenue
5.5%
5.3%
Cash ConversionOCF / Net Profit
0.94×
TTM Free Cash FlowTrailing 4 quarters
$377.9M
$-24.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
WAFD
WAFD
XMTR
XMTR
Q4 25
$60.5M
$4.4M
Q3 25
$237.0M
$5.8M
Q2 25
$58.0M
$-427.0K
Q1 25
$72.1M
$-3.7M
Q4 24
$49.4M
$9.1M
Q3 24
$439.2M
$-3.6M
Q2 24
$63.1M
$-9.1M
Q1 24
$169.2M
$-11.7M
Free Cash Flow
WAFD
WAFD
XMTR
XMTR
Q4 25
$50.0M
$-5.9M
Q3 25
$208.2M
$-1.7M
Q2 25
$53.1M
$-7.4M
Q1 25
$66.6M
$-9.2M
Q4 24
$43.0M
$4.5M
Q3 24
$414.6M
$-8.4M
Q2 24
$58.3M
$-13.5M
Q1 24
$164.8M
$-16.1M
FCF Margin
WAFD
WAFD
XMTR
XMTR
Q4 25
26.1%
-3.0%
Q3 25
110.6%
-0.9%
Q2 25
28.5%
-4.5%
Q1 25
37.0%
-6.1%
Q4 24
25.1%
3.1%
Q3 24
219.7%
-6.0%
Q2 24
30.0%
-10.2%
Q1 24
95.8%
-13.1%
Capex Intensity
WAFD
WAFD
XMTR
XMTR
Q4 25
5.5%
5.3%
Q3 25
15.2%
4.1%
Q2 25
2.6%
4.3%
Q1 25
3.1%
3.6%
Q4 24
3.8%
3.1%
Q3 24
13.1%
3.4%
Q2 24
2.5%
3.3%
Q1 24
2.6%
3.5%
Cash Conversion
WAFD
WAFD
XMTR
XMTR
Q4 25
0.94×
Q3 25
3.91×
Q2 25
0.94×
Q1 25
1.28×
Q4 24
1.05×
Q3 24
7.18×
Q2 24
0.98×
Q1 24
10.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

WAFD
WAFD

Segment breakdown not available.

XMTR
XMTR

US$159.1M83%
Non Us$33.3M17%

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