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Side-by-side financial comparison of WAFD INC (WAFD) and EXPRO GROUP HOLDINGS N.V. (XPRO). Click either name above to swap in a different company.

EXPRO GROUP HOLDINGS N.V. is the larger business by last-quarter revenue ($382.1M vs $191.4M, roughly 2.0× WAFD INC). WAFD INC runs the higher net margin — 33.5% vs 1.5%, a 32.0% gap on every dollar of revenue. On growth, WAFD INC posted the faster year-over-year revenue change (11.8% vs -12.5%). WAFD INC produced more free cash flow last quarter ($50.0M vs $23.2M). Over the past eight quarters, WAFD INC's revenue compounded faster (5.5% CAGR vs -0.2%).

Washington Federal Bank is a bank based in Seattle, Washington. It operates 210 branches in Washington, Oregon, Idaho, Nevada, Utah, Arizona, New Mexico, California, and Texas. It is on the list of largest banks in the United States.

Expro is an energy services provider headquartered in Houston, Texas, United States.

WAFD vs XPRO — Head-to-Head

Bigger by revenue
XPRO
XPRO
2.0× larger
XPRO
$382.1M
$191.4M
WAFD
Growing faster (revenue YoY)
WAFD
WAFD
+24.3% gap
WAFD
11.8%
-12.5%
XPRO
Higher net margin
WAFD
WAFD
32.0% more per $
WAFD
33.5%
1.5%
XPRO
More free cash flow
WAFD
WAFD
$26.8M more FCF
WAFD
$50.0M
$23.2M
XPRO
Faster 2-yr revenue CAGR
WAFD
WAFD
Annualised
WAFD
5.5%
-0.2%
XPRO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
WAFD
WAFD
XPRO
XPRO
Revenue
$191.4M
$382.1M
Net Profit
$64.2M
$5.8M
Gross Margin
Operating Margin
43.0%
3.1%
Net Margin
33.5%
1.5%
Revenue YoY
11.8%
-12.5%
Net Profit YoY
35.8%
-74.9%
EPS (diluted)
$0.79
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
WAFD
WAFD
XPRO
XPRO
Q4 25
$191.4M
$382.1M
Q3 25
$188.3M
$411.4M
Q2 25
$186.3M
$422.7M
Q1 25
$179.8M
$390.9M
Q4 24
$171.1M
$436.8M
Q3 24
$188.7M
$422.8M
Q2 24
$194.4M
$469.6M
Q1 24
$172.0M
$383.5M
Net Profit
WAFD
WAFD
XPRO
XPRO
Q4 25
$64.2M
$5.8M
Q3 25
$60.6M
$14.0M
Q2 25
$62.0M
$18.0M
Q1 25
$56.3M
$13.9M
Q4 24
$47.3M
$23.0M
Q3 24
$61.1M
$16.3M
Q2 24
$64.6M
$15.3M
Q1 24
$15.9M
$-2.7M
Operating Margin
WAFD
WAFD
XPRO
XPRO
Q4 25
43.0%
3.1%
Q3 25
41.2%
6.4%
Q2 25
42.8%
7.7%
Q1 25
40.1%
2.6%
Q4 24
35.2%
7.3%
Q3 24
42.8%
6.2%
Q2 24
42.6%
5.9%
Q1 24
12.2%
2.2%
Net Margin
WAFD
WAFD
XPRO
XPRO
Q4 25
33.5%
1.5%
Q3 25
32.2%
3.4%
Q2 25
33.3%
4.3%
Q1 25
31.3%
3.6%
Q4 24
27.6%
5.3%
Q3 24
32.4%
3.8%
Q2 24
33.2%
3.3%
Q1 24
9.2%
-0.7%
EPS (diluted)
WAFD
WAFD
XPRO
XPRO
Q4 25
$0.79
$0.05
Q3 25
$0.71
$0.12
Q2 25
$0.73
$0.16
Q1 25
$0.65
$0.12
Q4 24
$0.54
$0.20
Q3 24
$0.73
$0.14
Q2 24
$0.75
$0.13
Q1 24
$0.17
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
WAFD
WAFD
XPRO
XPRO
Cash + ST InvestmentsLiquidity on hand
$734.9M
$196.1M
Total DebtLower is stronger
$79.1M
Stockholders' EquityBook value
$3.0B
$1.5B
Total Assets
$27.3B
$2.3B
Debt / EquityLower = less leverage
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
WAFD
WAFD
XPRO
XPRO
Q4 25
$734.9M
$196.1M
Q3 25
$657.3M
$197.9M
Q2 25
$809.3M
$206.8M
Q1 25
$1.2B
$179.3M
Q4 24
$1.5B
$183.0M
Q3 24
$2.4B
$165.7M
Q2 24
$2.5B
$133.5M
Q1 24
$1.5B
$163.2M
Total Debt
WAFD
WAFD
XPRO
XPRO
Q4 25
$79.1M
Q3 25
$99.1M
Q2 25
$121.1M
Q1 25
$121.1M
Q4 24
$121.1M
Q3 24
$121.1M
Q2 24
$121.1M
Q1 24
$40.0M
Stockholders' Equity
WAFD
WAFD
XPRO
XPRO
Q4 25
$3.0B
$1.5B
Q3 25
$3.0B
$1.5B
Q2 25
$3.0B
$1.5B
Q1 25
$3.0B
$1.5B
Q4 24
$3.0B
$1.5B
Q3 24
$3.0B
$1.5B
Q2 24
$3.0B
$1.5B
Q1 24
$2.9B
$1.3B
Total Assets
WAFD
WAFD
XPRO
XPRO
Q4 25
$27.3B
$2.3B
Q3 25
$26.7B
$2.3B
Q2 25
$26.7B
$2.3B
Q1 25
$27.6B
$2.3B
Q4 24
$27.7B
$2.3B
Q3 24
$28.1B
$2.3B
Q2 24
$28.6B
$2.3B
Q1 24
$30.1B
$2.0B
Debt / Equity
WAFD
WAFD
XPRO
XPRO
Q4 25
0.05×
Q3 25
0.07×
Q2 25
0.08×
Q1 25
0.08×
Q4 24
0.08×
Q3 24
0.08×
Q2 24
0.08×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
WAFD
WAFD
XPRO
XPRO
Operating Cash FlowLast quarter
$60.5M
$57.1M
Free Cash FlowOCF − Capex
$50.0M
$23.2M
FCF MarginFCF / Revenue
26.1%
6.1%
Capex IntensityCapex / Revenue
5.5%
8.9%
Cash ConversionOCF / Net Profit
0.94×
9.89×
TTM Free Cash FlowTrailing 4 quarters
$377.9M
$97.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
WAFD
WAFD
XPRO
XPRO
Q4 25
$60.5M
$57.1M
Q3 25
$237.0M
$63.2M
Q2 25
$58.0M
$48.4M
Q1 25
$72.1M
$41.5M
Q4 24
$49.4M
$97.4M
Q3 24
$439.2M
$55.3M
Q2 24
$63.1M
$-13.2M
Q1 24
$169.2M
$29.9M
Free Cash Flow
WAFD
WAFD
XPRO
XPRO
Q4 25
$50.0M
$23.2M
Q3 25
$208.2M
$39.0M
Q2 25
$53.1M
$27.2M
Q1 25
$66.6M
$8.4M
Q4 24
$43.0M
$53.0M
Q3 24
$414.6M
$23.3M
Q2 24
$58.3M
$-49.5M
Q1 24
$164.8M
$-801.0K
FCF Margin
WAFD
WAFD
XPRO
XPRO
Q4 25
26.1%
6.1%
Q3 25
110.6%
9.5%
Q2 25
28.5%
6.4%
Q1 25
37.0%
2.1%
Q4 24
25.1%
12.1%
Q3 24
219.7%
5.5%
Q2 24
30.0%
-10.5%
Q1 24
95.8%
-0.2%
Capex Intensity
WAFD
WAFD
XPRO
XPRO
Q4 25
5.5%
8.9%
Q3 25
15.2%
5.9%
Q2 25
2.6%
5.0%
Q1 25
3.1%
8.5%
Q4 24
3.8%
10.2%
Q3 24
13.1%
7.6%
Q2 24
2.5%
7.7%
Q1 24
2.6%
8.0%
Cash Conversion
WAFD
WAFD
XPRO
XPRO
Q4 25
0.94×
9.89×
Q3 25
3.91×
4.52×
Q2 25
0.94×
2.69×
Q1 25
1.28×
2.98×
Q4 24
1.05×
4.23×
Q3 24
7.18×
3.40×
Q2 24
0.98×
-0.86×
Q1 24
10.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

WAFD
WAFD

Segment breakdown not available.

XPRO
XPRO

NLA$130.3M34%
ESSA$116.3M30%
MENA$93.0M24%
Other$42.5M11%

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