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Side-by-side financial comparison of WEBSTER FINANCIAL CORP (WBS) and Zeta Global Holdings Corp. (ZETA). Click either name above to swap in a different company.
WEBSTER FINANCIAL CORP is the larger business by last-quarter revenue ($735.9M vs $394.6M, roughly 1.9× Zeta Global Holdings Corp.). WEBSTER FINANCIAL CORP runs the higher net margin — 33.5% vs 1.7%, a 31.8% gap on every dollar of revenue. Over the past eight quarters, Zeta Global Holdings Corp.'s revenue compounded faster (42.3% CAGR vs 9.4%).
Webster Bank is an American commercial bank based in Stamford, Connecticut. It has 177 branches and 316 ATMs located in Connecticut; Massachusetts; Rhode Island; New Jersey; Westchester, Orange, Ulster, and Rockland counties in New York as well as New York City.
Zeta Global Holdings Corp. is an American marketing technology company which was founded in 2007. Zeta offers companies a suite of multichannel marketing tools focused on creating, maintaining, and monetizing customer relationships. The company went public on the New York Stock Exchange on June 10, 2021, at a US$1.7 billion valuation.
WBS vs ZETA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $735.9M | $394.6M |
| Net Profit | $246.2M | $6.5M |
| Gross Margin | — | 59.5% |
| Operating Margin | — | 4.5% |
| Net Margin | 33.5% | 1.7% |
| Revenue YoY | — | 25.4% |
| Net Profit YoY | 8.5% | -57.1% |
| EPS (diluted) | $1.50 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $735.9M | — | ||
| Q4 25 | $746.2M | $394.6M | ||
| Q3 25 | $732.6M | $337.2M | ||
| Q2 25 | $715.8M | $308.4M | ||
| Q1 25 | $704.8M | $264.4M | ||
| Q4 24 | $661.0M | $314.7M | ||
| Q3 24 | $647.6M | $268.3M | ||
| Q2 24 | $614.6M | $227.8M |
| Q1 26 | $246.2M | — | ||
| Q4 25 | $255.8M | $6.5M | ||
| Q3 25 | $261.2M | $-3.6M | ||
| Q2 25 | $258.8M | $-12.8M | ||
| Q1 25 | $226.9M | $-21.6M | ||
| Q4 24 | $177.8M | $15.2M | ||
| Q3 24 | $193.0M | $-17.4M | ||
| Q2 24 | $181.6M | $-28.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 59.5% | ||
| Q3 25 | — | 60.5% | ||
| Q2 25 | — | 62.1% | ||
| Q1 25 | — | 60.9% | ||
| Q4 24 | — | 60.0% | ||
| Q3 24 | — | 60.6% | ||
| Q2 24 | — | 60.0% |
| Q1 26 | — | — | ||
| Q4 25 | 48.6% | 4.5% | ||
| Q3 25 | 51.3% | 2.6% | ||
| Q2 25 | 51.7% | -1.7% | ||
| Q1 25 | 51.2% | -6.1% | ||
| Q4 24 | 48.5% | 2.2% | ||
| Q3 24 | 46.1% | -4.6% | ||
| Q2 24 | 47.0% | -11.7% |
| Q1 26 | 33.5% | — | ||
| Q4 25 | 34.3% | 1.7% | ||
| Q3 25 | 35.7% | -1.1% | ||
| Q2 25 | 36.2% | -4.2% | ||
| Q1 25 | 32.2% | -8.2% | ||
| Q4 24 | 26.9% | 4.8% | ||
| Q3 24 | 29.8% | -6.5% | ||
| Q2 24 | 29.6% | -12.3% |
| Q1 26 | $1.50 | — | ||
| Q4 25 | $1.54 | $0.04 | ||
| Q3 25 | $1.54 | $-0.02 | ||
| Q2 25 | $1.52 | $-0.06 | ||
| Q1 25 | $1.30 | $-0.10 | ||
| Q4 24 | $1.01 | $0.10 | ||
| Q3 24 | $1.10 | $-0.09 | ||
| Q2 24 | $1.03 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $319.8M |
| Total DebtLower is stronger | $738.3M | $197.1M |
| Stockholders' EquityBook value | $9.6B | $804.6M |
| Total Assets | $85.6B | $1.5B |
| Debt / EquityLower = less leverage | 0.08× | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $319.8M | ||
| Q3 25 | — | $385.2M | ||
| Q2 25 | — | $365.3M | ||
| Q1 25 | — | $364.4M | ||
| Q4 24 | — | $366.2M | ||
| Q3 24 | — | $418.5M | ||
| Q2 24 | — | $154.7M |
| Q1 26 | $738.3M | — | ||
| Q4 25 | $739.5M | $197.1M | ||
| Q3 25 | $1.2B | $196.9M | ||
| Q2 25 | $905.6M | $196.7M | ||
| Q1 25 | $907.4M | $196.5M | ||
| Q4 24 | $909.2M | $196.3M | ||
| Q3 24 | $911.0M | $196.1M | ||
| Q2 24 | $912.7M | $184.4M |
| Q1 26 | $9.6B | — | ||
| Q4 25 | $9.5B | $804.6M | ||
| Q3 25 | $9.5B | $689.2M | ||
| Q2 25 | $9.3B | $673.3M | ||
| Q1 25 | $9.2B | $676.6M | ||
| Q4 24 | $9.1B | $676.8M | ||
| Q3 24 | $9.2B | $474.9M | ||
| Q2 24 | $8.8B | $217.0M |
| Q1 26 | $85.6B | — | ||
| Q4 25 | $84.1B | $1.5B | ||
| Q3 25 | $83.2B | $1.2B | ||
| Q2 25 | $81.9B | $1.1B | ||
| Q1 25 | $80.3B | $1.1B | ||
| Q4 24 | $79.0B | $1.1B | ||
| Q3 24 | $79.5B | $869.1M | ||
| Q2 24 | $76.8B | $583.9M |
| Q1 26 | 0.08× | — | ||
| Q4 25 | 0.08× | 0.24× | ||
| Q3 25 | 0.13× | 0.29× | ||
| Q2 25 | 0.10× | 0.29× | ||
| Q1 25 | 0.10× | 0.29× | ||
| Q4 24 | 0.10× | 0.29× | ||
| Q3 24 | 0.10× | 0.41× | ||
| Q2 24 | 0.10× | 0.85× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $64.1M |
| Free Cash FlowOCF − Capex | — | $60.9M |
| FCF MarginFCF / Revenue | — | 15.4% |
| Capex IntensityCapex / Revenue | — | 0.8% |
| Cash ConversionOCF / Net Profit | — | 9.81× |
| TTM Free Cash FlowTrailing 4 quarters | — | $185.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $64.1M | ||
| Q3 25 | $374.7M | $57.9M | ||
| Q2 25 | $270.9M | $42.0M | ||
| Q1 25 | $94.9M | $34.8M | ||
| Q4 24 | $1.4B | $43.7M | ||
| Q3 24 | $45.3M | $34.4M | ||
| Q2 24 | $224.0M | $31.1M |
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $60.9M | ||
| Q3 25 | $362.5M | $52.4M | ||
| Q2 25 | $257.7M | $39.7M | ||
| Q1 25 | $86.6M | $32.1M | ||
| Q4 24 | $1.4B | $35.4M | ||
| Q3 24 | $35.3M | $29.5M | ||
| Q2 24 | $215.6M | $24.4M |
| Q1 26 | — | — | ||
| Q4 25 | 135.2% | 15.4% | ||
| Q3 25 | 49.5% | 15.6% | ||
| Q2 25 | 36.0% | 12.9% | ||
| Q1 25 | 12.3% | 12.1% | ||
| Q4 24 | 207.0% | 11.3% | ||
| Q3 24 | 5.4% | 11.0% | ||
| Q2 24 | 35.1% | 10.7% |
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 0.8% | ||
| Q3 25 | 1.7% | 1.6% | ||
| Q2 25 | 1.8% | 0.8% | ||
| Q1 25 | 1.2% | 1.0% | ||
| Q4 24 | 5.4% | 2.6% | ||
| Q3 24 | 1.5% | 1.8% | ||
| Q2 24 | 1.4% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.14× | 9.81× | ||
| Q3 25 | 1.43× | — | ||
| Q2 25 | 1.05× | — | ||
| Q1 25 | 0.42× | — | ||
| Q4 24 | 7.90× | 2.87× | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
WBS
| Net Interest Income | $634.4M | 86% |
| Noninterest Income | $101.5M | 14% |
ZETA
Segment breakdown not available.
