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Side-by-side financial comparison of WEALTHFRONT CORP (WLTH) and XBP Global Holdings, Inc. (XBP). Click either name above to swap in a different company.
XBP Global Holdings, Inc. is the larger business by last-quarter revenue ($152.4M vs $93.2M, roughly 1.6× WEALTHFRONT CORP). WEALTHFRONT CORP runs the higher net margin — 33.1% vs -200.7%, a 233.8% gap on every dollar of revenue.
Wealthfront Corporation is a financial services company based in Palo Alto, California, founded by Andy Rachleff and Dan Carroll in 2008. As of 2025, Wealthfront had $88 billion AUM across more than 1.3 million clients.
WLTH vs XBP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $93.2M | $152.4M |
| Net Profit | $30.9M | $-305.8M |
| Gross Margin | 89.1% | 21.7% |
| Operating Margin | 37.3% | -191.7% |
| Net Margin | 33.1% | -200.7% |
| Revenue YoY | — | -34.7% |
| Net Profit YoY | — | -980.1% |
| EPS (diluted) | $0.21 | $-2.60 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $93.2M | — | ||
| Q3 25 | — | $152.4M | ||
| Q3 24 | — | $233.4M |
| Q4 25 | $30.9M | — | ||
| Q3 25 | — | $-305.8M | ||
| Q3 24 | — | $-28.3M |
| Q4 25 | 89.1% | — | ||
| Q3 25 | — | 21.7% | ||
| Q3 24 | — | 18.9% |
| Q4 25 | 37.3% | — | ||
| Q3 25 | — | -191.7% | ||
| Q3 24 | — | 0.9% |
| Q4 25 | 33.1% | — | ||
| Q3 25 | — | -200.7% | ||
| Q3 24 | — | -12.1% |
| Q4 25 | $0.21 | — | ||
| Q3 25 | — | $-2.60 | ||
| Q3 24 | — | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $266.2M | $34.5M |
| Total DebtLower is stronger | — | $381.5M |
| Stockholders' EquityBook value | $125.4M | $130.5M |
| Total Assets | $810.6M | $947.9M |
| Debt / EquityLower = less leverage | — | 2.92× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $266.2M | — | ||
| Q3 25 | — | $34.5M | ||
| Q3 24 | — | $7.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | $381.5M | ||
| Q3 24 | — | $31.5M |
| Q4 25 | $125.4M | — | ||
| Q3 25 | — | $130.5M | ||
| Q3 24 | — | $-1.3B |
| Q4 25 | $810.6M | — | ||
| Q3 25 | — | $947.9M | ||
| Q3 24 | — | $99.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.92× | ||
| Q3 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $13.9M |
| Free Cash FlowOCF − Capex | — | $10.5M |
| FCF MarginFCF / Revenue | — | 6.9% |
| Capex IntensityCapex / Revenue | — | 2.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $13.9M | ||
| Q3 24 | — | $-1.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | $10.5M | ||
| Q3 24 | — | $-6.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | 6.9% | ||
| Q3 24 | — | -2.6% |
| Q4 25 | — | — | ||
| Q3 25 | — | 2.2% | ||
| Q3 24 | — | 2.0% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
WLTH
Segment breakdown not available.
XBP
| Related And Non Related Party | $136.5M | 90% |
| Technology | $8.2M | 5% |
| Other | $5.7M | 4% |
| Deferred Revenue As Of July312025 | $1.9M | 1% |
