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CREDIT ACCEPTANCE CORP

CREDIT ACCEPTANCE CORPCACCEarnings & Financial Report

Nasdaq · finance

Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products. The company operates its financial program through a national network of dealer-partners, the automobile dealers participating in the programs. The company operates two programs: the "Portfolio Program" and the "Purchase Program". Through these programs, the company can advance money to automobile dealers in exchange for the right to service the underlying consumer loans a...

CACC Q4 2025 Key Financial Metrics

売上高

$579.9M

粗利益

N/A

営業利益

$157.0M

純利益

$122.0M

粗利益率

N/A

営業利益率

27.1%

純利益率

21.0%

前年比成長

2.5%

EPS

$10.87

資金フロー

CREDIT ACCEPTANCE CORP Q4 2025 Financial Summary

CREDIT ACCEPTANCE CORP reported revenue of $579.9M for Q4 2025, with a net profit of $122.0M (21.0% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$579.9M
Net Profit$122.0M
Gross MarginN/A
Operating Margin27.1%
Report PeriodQ4 2025

CREDIT ACCEPTANCE CORP Annual Revenue by Year

CREDIT ACCEPTANCE CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.3B).

YearAnnual Revenue
2025$2.3B
2024$2.2B
2023$1.9B
2022$1.8B

損益計算書

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
売上高$508.0M$538.2M$550.3M$565.9M$571.1M$583.8M$582.4M$579.9M
前年比成長11.9%12.6%15.0%15.1%12.4%8.5%5.8%2.5%

貸借対照表

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
総資産$8.10B$8.26B$8.68B$8.85B$9.26B$8.72B$8.64B$8.63B
総負債$6.44B$6.70B$7.04B$7.11B$7.55B$7.17B$7.06B$7.11B
株主資本$1.65B$1.55B$1.65B$1.75B$1.71B$1.55B$1.58B$1.52B

キャッシュフロー

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
営業CF$310.0M$204.0M$317.7M$306.2M$346.2M$139.7M$299.4M$269.3M