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Chime Financial, Inc.

Chime Financial, Inc.CHYMEarnings & Financial Report

Nasdaq · financial services

Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.

NextMar 30, 2026

CHYM Q3 2025 Key Financial Metrics

売上高

$543.5M

粗利益

$474.1M

営業利益

$-64.7M

純利益

$-54.7M

粗利益率

87.2%

営業利益率

-11.9%

純利益率

-10.1%

前年比成長

28.8%

EPS

$-0.15

資金フロー

Chime Financial, Inc. Q3 2025 Financial Summary

Chime Financial, Inc. reported revenue of $543.5M for Q3 2025, with a net profit of $-54.7M (-10.1% margin). Cost of goods sold was $69.4M, operating expenses totaled $538.8M.

Key Financial Metrics

Total Revenue$543.5M
Net Profit$-54.7M
Gross Margin87.2%
Operating Margin-11.9%
Report PeriodQ3 2025

損益計算書

Q2 2024Q3 2024Q2 2025Q3 2025
売上高$384.2M$421.9M$528.1M$543.5M
前年比成長N/AN/A37.5%28.8%

貸借対照表

Q2 2024Q3 2024Q2 2025Q3 2025
総資産N/AN/A$1.90B$1.96B
総負債N/AN/A$474.4M$519.0M
株主資本$-1.91B$-1.92B$1.43B$1.44B

キャッシュフロー

Q3 2025
営業CF$17.5M