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Affirm Holdings, Inc.（AFRM）とGRIFFON CORP（GFF）の財務データ比較。上の社名をクリックして会社を切り替えられます
GRIFFON CORPの直近四半期売上が大きい（$649.1M vs $401.4M、Affirm Holdings, Inc.の約1.6倍）。Affirm Holdings, Inc.の純利益率が高く（32.3% vs 9.9%、差は22.4%）。Affirm Holdings, Inc.の前年同期比売上増加率が高い（32.5% vs 2.6%）。Affirm Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$118.0M vs $99.3M）。過去8四半期でAffirm Holdings, Inc.の売上複合成長率が高い（43.5% vs -1.8%）
アファーム・ホールディングスは米国の金融テクノロジー企業で、購入時ローンや後払い決済サービス（BNPL）を提供しています。PayPal共同創業者のマックス・レフチンが2012年に設立した米国最大のBNPL事業者で、2025年現在利用者数は約2600万人、年間決済処理額は370億米ドルに上ります。
グリフォン・コーポレーションはニューヨークに本社を置く多国籍複合企業で、多角化経営の持株会社として事業を展開しています。傘下にAmes True Temper、ClosetMaid、クロペイ建築製品、CornellCooksonの4つの子会社を持ち、1961年からニューヨーク証券取引所に上場しており、S&Pスモールキャップ600、S&Pコンポジット1500、ラッセル2000の各指数の構成銘柄です。
AFRM vs GFF — 直接比較
損益計算書 — Q2 FY2026 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $401.4M | $649.1M |
| 純利益 | $129.6M | $64.4M |
| 粗利率 | — | 41.1% |
| 営業利益率 | 29.3% | 17.5% |
| 純利益率 | 32.3% | 9.9% |
| 売上前年比 | 32.5% | 2.6% |
| 純利益前年比 | 61.3% | -9.1% |
| EPS（希薄化後） | $0.37 | $1.41 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $401.4M | $649.1M | ||
| Q3 25 | $320.5M | $662.2M | ||
| Q2 25 | $306.6M | $613.6M | ||
| Q1 25 | $272.5M | $611.7M | ||
| Q4 24 | $303.0M | $632.4M | ||
| Q3 24 | $231.8M | $659.7M | ||
| Q2 24 | $224.0M | $647.8M | ||
| Q1 24 | $195.0M | $672.9M |
| Q4 25 | $129.6M | $64.4M | ||
| Q3 25 | $80.7M | $43.6M | ||
| Q2 25 | $69.2M | $-120.1M | ||
| Q1 25 | $2.8M | $56.8M | ||
| Q4 24 | $80.4M | $70.9M | ||
| Q3 24 | $-100.2M | $62.5M | ||
| Q2 24 | $-45.1M | $41.1M | ||
| Q1 24 | $-133.9M | $64.1M |
| Q4 25 | — | 41.1% | ||
| Q3 25 | — | 41.7% | ||
| Q2 25 | — | 43.2% | ||
| Q1 25 | — | 41.2% | ||
| Q4 24 | — | 41.8% | ||
| Q3 24 | — | 39.9% | ||
| Q2 24 | — | 38.5% | ||
| Q1 24 | — | 40.2% |
| Q4 25 | 29.3% | 17.5% | ||
| Q3 25 | 19.9% | 18.0% | ||
| Q2 25 | 18.9% | -20.5% | ||
| Q1 25 | -3.1% | 16.5% | ||
| Q4 24 | -1.4% | 17.7% | ||
| Q3 24 | -57.2% | 16.9% | ||
| Q2 24 | -32.8% | 13.8% | ||
| Q1 24 | -82.5% | 16.9% |
| Q4 25 | 32.3% | 9.9% | ||
| Q3 25 | 25.2% | 6.6% | ||
| Q2 25 | 22.6% | -19.6% | ||
| Q1 25 | 1.0% | 9.3% | ||
| Q4 24 | 26.5% | 11.2% | ||
| Q3 24 | -43.2% | 9.5% | ||
| Q2 24 | -20.2% | 6.3% | ||
| Q1 24 | -68.7% | 9.5% |
| Q4 25 | $0.37 | $1.41 | ||
| Q3 25 | $0.23 | $1.04 | ||
| Q2 25 | $0.22 | $-2.65 | ||
| Q1 25 | $0.01 | $1.21 | ||
| Q4 24 | $0.23 | $1.49 | ||
| Q3 24 | $-0.31 | $1.29 | ||
| Q2 24 | $-0.13 | $0.84 | ||
| Q1 24 | $-0.43 | $1.28 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $1.5B | $95.3M |
| 総負債低いほど良い | $9.0B | — |
| 株主資本純資産 | $3.5B | $108.9M |
| 総資産 | $13.0B | $2.1B |
| 負債/資本比率低いほどレバレッジが低い | 2.54× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $1.5B | $95.3M | ||
| Q3 25 | $1.4B | $99.0M | ||
| Q2 25 | $1.4B | $107.3M | ||
| Q1 25 | $1.4B | $127.8M | ||
| Q4 24 | $1.2B | $152.0M | ||
| Q3 24 | $1.0B | $114.4M | ||
| Q2 24 | $1.0B | $133.5M | ||
| Q1 24 | $1.3B | $123.0M |
| Q4 25 | $9.0B | — | ||
| Q3 25 | $7.7B | — | ||
| Q2 25 | $7.6B | $1.5B | ||
| Q1 25 | $7.1B | $1.5B | ||
| Q4 24 | $7.3B | $1.5B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | $1.8B | $1.5B | ||
| Q1 24 | — | $1.6B |
| Q4 25 | $3.5B | $108.9M | ||
| Q3 25 | $3.3B | $74.0M | ||
| Q2 25 | $3.1B | $63.9M | ||
| Q1 25 | $2.9B | $214.7M | ||
| Q4 24 | $2.8B | $227.8M | ||
| Q3 24 | $2.8B | $224.9M | ||
| Q2 24 | $2.7B | $223.5M | ||
| Q1 24 | $2.6B | $202.2M |
| Q4 25 | $13.0B | $2.1B | ||
| Q3 25 | $11.5B | $2.1B | ||
| Q2 25 | $11.2B | $2.1B | ||
| Q1 25 | $10.4B | $2.3B | ||
| Q4 24 | $10.5B | $2.3B | ||
| Q3 24 | $10.1B | $2.4B | ||
| Q2 24 | $9.5B | $2.4B | ||
| Q1 24 | $9.2B | $2.4B |
| Q4 25 | 2.54× | — | ||
| Q3 25 | 2.35× | — | ||
| Q2 25 | 2.48× | 22.71× | ||
| Q1 25 | 2.49× | 7.16× | ||
| Q4 24 | 2.62× | 6.48× | ||
| Q3 24 | — | 6.78× | ||
| Q2 24 | 0.67× | 6.74× | ||
| Q1 24 | — | 7.84× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $173.7M | $107.0M |
| フリーキャッシュフロー営業CF - 設備投資 | $118.0M | $99.3M |
| FCFマージンFCF / 売上 | 29.4% | 15.3% |
| 設備投資強度設備投資 / 売上 | 13.9% | 1.2% |
| キャッシュ転換率営業CF / 純利益 | 1.34× | 1.66× |
| 直近12ヶ月FCF直近4四半期 | $619.1M | $278.9M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $173.7M | $107.0M | ||
| Q3 25 | $374.6M | $75.0M | ||
| Q2 25 | $74.6M | $123.1M | ||
| Q1 25 | $210.4M | $16.5M | ||
| Q4 24 | $312.0M | $142.9M | ||
| Q3 24 | $196.9M | $72.1M | ||
| Q2 24 | $68.8M | $122.1M | ||
| Q1 24 | $208.2M | $39.8M |
| Q4 25 | $118.0M | $99.3M | ||
| Q3 25 | $320.2M | $62.4M | ||
| Q2 25 | $23.5M | $114.4M | ||
| Q1 25 | $157.4M | $2.8M | ||
| Q4 24 | $268.1M | $125.5M | ||
| Q3 24 | $152.7M | $51.6M | ||
| Q2 24 | $30.5M | $107.5M | ||
| Q1 24 | $161.7M | $20.8M |
| Q4 25 | 29.4% | 15.3% | ||
| Q3 25 | 99.9% | 9.4% | ||
| Q2 25 | 7.7% | 18.6% | ||
| Q1 25 | 57.7% | 0.5% | ||
| Q4 24 | 88.5% | 19.8% | ||
| Q3 24 | 65.9% | 7.8% | ||
| Q2 24 | 13.6% | 16.6% | ||
| Q1 24 | 82.9% | 3.1% |
| Q4 25 | 13.9% | 1.2% | ||
| Q3 25 | 17.0% | 1.9% | ||
| Q2 25 | 16.7% | 1.4% | ||
| Q1 25 | 19.5% | 2.2% | ||
| Q4 24 | 14.5% | 2.8% | ||
| Q3 24 | 19.0% | 3.1% | ||
| Q2 24 | 17.1% | 2.2% | ||
| Q1 24 | 23.8% | 2.8% |
| Q4 25 | 1.34× | 1.66× | ||
| Q3 25 | 4.64× | 1.72× | ||
| Q2 25 | 1.08× | — | ||
| Q1 25 | 75.03× | 0.29× | ||
| Q4 24 | 3.88× | 2.02× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 2.97× | ||
| Q1 24 | — | 0.62× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
AFRM
| Merchant Network | $328.4M | 82% |
| Virtual Card Network | $73.0M | 18% |
| Commercial Agreement Amazon | $1.9M | 0% |
GFF
| Consumer And Professional Products | $241.1M | 37% |
| Residential Repairand Remodel | $202.1M | 31% |
| International Excluding North America | $97.8M | 15% |
| Retail | $47.3M | 7% |
| Residential New Construction | $32.5M | 5% |
| Other | $14.2M | 2% |
| Industrial | $14.1M | 2% |
