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Ally Financial Inc.（ALLY）とOSI SYSTEMS INC（OSIS）の財務データ比較。上の社名をクリックして会社を切り替えられます
OSI SYSTEMS INCの直近四半期売上が大きい（$464.1M vs $301.0M、Ally Financial Inc.の約1.5倍）。Ally Financial Inc.の純利益率が高く（108.6% vs 8.3%、差は100.3%）。OSI SYSTEMS INCの前年同期比売上増加率が高い（10.5% vs -3.2%）。過去8四半期でAlly Financial Inc.の売上複合成長率が高い（11.1% vs 7.0%）
Ally Financial Inc.はアメリカ合衆国デラウェア州に設立登記され、ミシガン州デトロイトに本社を置く銀行持株会社です。自動車金融、ダイレクトバンクによるオンラインバンキング、企業向け融資、車両保険、住宅ローンのほか、分割販売やリース契約といった関連金融サービスを提供しています。
OSIシステムズ社は米国カリフォルニア州に本社を置く企業で、空港保安用X線検査装置・金属探知機などのセキュリティ検査システム、医療用モニタリング・麻酔システム、光電子デバイスの開発・販売を手がけ、子会社にSpacelabs Healthcare、Rapiscan Systems、OSI Optoelectronicsがあり、全世界で約3180人の従業員を擁する。
ALLY vs OSIS — 直接比較
損益計算書 — Q4 FY2025 vs Q2 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $301.0M | $464.1M |
| 純利益 | $327.0M | $38.7M |
| 粗利率 | — | 32.7% |
| 営業利益率 | — | 12.7% |
| 純利益率 | 108.6% | 8.3% |
| 売上前年比 | -3.2% | 10.5% |
| 純利益前年比 | 333.6% | 2.3% |
| EPS（希薄化後） | $0.97 | $2.22 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $301.0M | $464.1M | ||
| Q3 25 | $308.0M | $384.6M | ||
| Q2 25 | $312.0M | $505.0M | ||
| Q1 25 | $323.0M | $444.4M | ||
| Q4 24 | $311.0M | $419.8M | ||
| Q3 24 | $319.0M | $344.0M | ||
| Q2 24 | $324.0M | $480.9M | ||
| Q1 24 | $244.0M | $405.4M |
| Q4 25 | $327.0M | $38.7M | ||
| Q3 25 | $398.0M | $20.6M | ||
| Q2 25 | $352.0M | $52.7M | ||
| Q1 25 | $-225.0M | $41.1M | ||
| Q4 24 | $-140.0M | $37.8M | ||
| Q3 24 | $357.0M | $17.9M | ||
| Q2 24 | $294.0M | $44.7M | ||
| Q1 24 | $157.0M | $34.0M |
| Q4 25 | — | 32.7% | ||
| Q3 25 | — | 32.0% | ||
| Q2 25 | — | 33.3% | ||
| Q1 25 | — | 33.8% | ||
| Q4 24 | — | 35.1% | ||
| Q3 24 | — | 35.3% | ||
| Q2 24 | — | 32.1% | ||
| Q1 24 | — | 33.6% |
| Q4 25 | — | 12.7% | ||
| Q3 25 | — | 8.6% | ||
| Q2 25 | — | 14.5% | ||
| Q1 25 | -87.9% | 12.7% | ||
| Q4 24 | 56.3% | 13.8% | ||
| Q3 24 | 73.0% | 8.8% | ||
| Q2 24 | 79.3% | 13.1% | ||
| Q1 24 | 70.1% | 12.7% |
| Q4 25 | 108.6% | 8.3% | ||
| Q3 25 | 129.2% | 5.3% | ||
| Q2 25 | 112.8% | 10.4% | ||
| Q1 25 | -69.7% | 9.3% | ||
| Q4 24 | -45.0% | 9.0% | ||
| Q3 24 | 111.9% | 5.2% | ||
| Q2 24 | 90.7% | 9.3% | ||
| Q1 24 | 64.3% | 8.4% |
| Q4 25 | $0.97 | $2.22 | ||
| Q3 25 | $1.18 | $1.18 | ||
| Q2 25 | $1.04 | $3.04 | ||
| Q1 25 | $-0.82 | $2.40 | ||
| Q4 24 | $-0.54 | $2.22 | ||
| Q3 24 | $1.06 | $1.05 | ||
| Q2 24 | $0.86 | $2.57 | ||
| Q1 24 | $0.42 | $1.95 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $10.0B | $336.7M |
| 総負債低いほど良い | $17.1B | $1.0B |
| 株主資本純資産 | $15.5B | $845.5M |
| 総資産 | $196.0B | $2.5B |
| 負債/資本比率低いほどレバレッジが低い | 1.10× | 1.19× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $10.0B | $336.7M | ||
| Q3 25 | $10.2B | $124.4M | ||
| Q2 25 | $10.6B | $106.4M | ||
| Q1 25 | $10.4B | $95.8M | ||
| Q4 24 | $10.3B | $101.6M | ||
| Q3 24 | $8.6B | $85.1M | ||
| Q2 24 | $7.4B | $95.4M | ||
| Q1 24 | $8.2B | $101.4M |
| Q4 25 | $17.1B | $1.0B | ||
| Q3 25 | $16.7B | $442.2M | ||
| Q2 25 | $15.9B | $471.6M | ||
| Q1 25 | $16.5B | $473.2M | ||
| Q4 24 | $17.5B | $474.8M | ||
| Q3 24 | $16.8B | $476.3M | ||
| Q2 24 | $16.0B | $137.6M | ||
| Q1 24 | $17.0B | — |
| Q4 25 | $15.5B | $845.5M | ||
| Q3 25 | $15.1B | $946.0M | ||
| Q2 25 | $14.5B | $951.1M | ||
| Q1 25 | $14.2B | $879.3M | ||
| Q4 24 | $13.9B | $825.8M | ||
| Q3 24 | $14.7B | $786.5M | ||
| Q2 24 | $13.9B | $863.5M | ||
| Q1 24 | $13.7B | $813.4M |
| Q4 25 | $196.0B | $2.5B | ||
| Q3 25 | $191.7B | $2.3B | ||
| Q2 25 | $189.5B | $2.2B | ||
| Q1 25 | $193.3B | $2.1B | ||
| Q4 24 | $191.8B | $2.1B | ||
| Q3 24 | $193.0B | $2.1B | ||
| Q2 24 | $192.5B | $1.9B | ||
| Q1 24 | $192.9B | $1.8B |
| Q4 25 | 1.10× | 1.19× | ||
| Q3 25 | 1.11× | 0.47× | ||
| Q2 25 | 1.09× | 0.50× | ||
| Q1 25 | 1.16× | 0.54× | ||
| Q4 24 | 1.26× | 0.57× | ||
| Q3 24 | 1.14× | 0.61× | ||
| Q2 24 | 1.15× | 0.16× | ||
| Q1 24 | 1.25× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $640.0M | $62.2M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $55.5M |
| FCFマージンFCF / 売上 | — | 12.0% |
| 設備投資強度設備投資 / 売上 | — | 1.4% |
| キャッシュ転換率営業CF / 純利益 | 1.96× | 1.61× |
| 直近12ヶ月FCF直近4四半期 | — | $137.2M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $640.0M | $62.2M | ||
| Q3 25 | $1.2B | $17.1M | ||
| Q2 25 | $947.0M | $562.0K | ||
| Q1 25 | $940.0M | $81.6M | ||
| Q4 24 | $620.0M | $52.5M | ||
| Q3 24 | $992.0M | $-37.2M | ||
| Q2 24 | $1.6B | $-29.0M | ||
| Q1 24 | $1.3B | $-52.1M |
| Q4 25 | — | $55.5M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $-5.6M | ||
| Q1 25 | — | $77.1M | ||
| Q4 24 | — | $47.1M | ||
| Q3 24 | — | $-44.9M | ||
| Q2 24 | — | $-37.5M | ||
| Q1 24 | — | $-57.0M |
| Q4 25 | — | 12.0% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | -1.1% | ||
| Q1 25 | — | 17.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | -13.0% | ||
| Q2 24 | — | -7.8% | ||
| Q1 24 | — | -14.1% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | 1.2% |
| Q4 25 | 1.96× | 1.61× | ||
| Q3 25 | 3.02× | 0.83× | ||
| Q2 25 | 2.69× | 0.01× | ||
| Q1 25 | — | 1.98× | ||
| Q4 24 | — | 1.39× | ||
| Q3 24 | 2.78× | -2.07× | ||
| Q2 24 | 5.36× | -0.65× | ||
| Q1 24 | 8.54× | -1.53× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
OSIS
| Security Division | $334.7M | 72% |
| Optoelectronics And Manufacturing Division | $92.8M | 20% |
| Healthcare Division | $36.5M | 8% |
