vs
Ally Financial Inc.（ALLY）とWD 40 CO（WDFC）の財務データ比較。上の社名をクリックして会社を切り替えられます
Ally Financial Inc.の直近四半期売上が大きい（$301.0M vs $154.4M、WD 40 COの約1.9倍）。Ally Financial Inc.の純利益率が高く（108.6% vs 11.3%、差は97.3%）。WD 40 COの前年同期比売上増加率が高い（0.6% vs -3.2%）。過去8四半期でAlly Financial Inc.の売上複合成長率が高い（11.1% vs 5.4%）
Ally Financial Inc.はアメリカ合衆国デラウェア州に設立登記され、ミシガン州デトロイトに本社を置く銀行持株会社です。自動車金融、ダイレクトバンクによるオンラインバンキング、企業向け融資、車両保険、住宅ローンのほか、分割販売やリース契約といった関連金融サービスを提供しています。
WD-40カンパニーは同名の多目的防錆潤滑剤で広く知られる世界的な消費財・産業用資材メーカーです。洗浄剤、脱脂剤、特殊潤滑剤などの製品を取り扱い、170カ国以上の小売、産業、自動車分野の市場に商品を提供しています。
ALLY vs WDFC — 直接比較
売上が大きい
ALLY
1.9倍大きい
$154.4M
売上成長率が高い
WDFC
+3.8%の差
-3.2%
純利益率が高い
ALLY
純利益率が97.3%高い
11.3%
2年売上CAGRが高い
ALLY
2年複合成長率
5.4%
損益計算書 — Q4 FY2025 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $301.0M | $154.4M |
| 純利益 | $327.0M | $17.5M |
| 粗利率 | — | 56.2% |
| 営業利益率 | — | 15.1% |
| 純利益率 | 108.6% | 11.3% |
| 売上前年比 | -3.2% | 0.6% |
| 純利益前年比 | 333.6% | -7.8% |
| EPS（希薄化後） | $0.97 | $1.28 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
売上ALLYWDFC
| Q4 25 | $301.0M | $154.4M | ||
| Q3 25 | $308.0M | $163.5M | ||
| Q2 25 | $312.0M | $156.9M | ||
| Q1 25 | $323.0M | $146.1M | ||
| Q4 24 | $311.0M | $153.5M | ||
| Q3 24 | $319.0M | $156.0M | ||
| Q2 24 | $324.0M | $155.0M | ||
| Q1 24 | $244.0M | $139.1M |
純利益ALLYWDFC
| Q4 25 | $327.0M | $17.5M | ||
| Q3 25 | $398.0M | $21.2M | ||
| Q2 25 | $352.0M | $21.0M | ||
| Q1 25 | $-225.0M | $29.9M | ||
| Q4 24 | $-140.0M | $18.9M | ||
| Q3 24 | $357.0M | $16.8M | ||
| Q2 24 | $294.0M | $19.8M | ||
| Q1 24 | $157.0M | $15.5M |
粗利率ALLYWDFC
| Q4 25 | — | 56.2% | ||
| Q3 25 | — | 54.7% | ||
| Q2 25 | — | 56.2% | ||
| Q1 25 | — | 54.6% | ||
| Q4 24 | — | 54.8% | ||
| Q3 24 | — | 54.1% | ||
| Q2 24 | — | 53.1% | ||
| Q1 24 | — | 52.4% |
営業利益率ALLYWDFC
| Q4 25 | — | 15.1% | ||
| Q3 25 | — | 17.1% | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | -87.9% | 15.9% | ||
| Q4 24 | 56.3% | 16.4% | ||
| Q3 24 | 73.0% | 15.4% | ||
| Q2 24 | 79.3% | 17.5% | ||
| Q1 24 | 70.1% | 15.1% |
純利益率ALLYWDFC
| Q4 25 | 108.6% | 11.3% | ||
| Q3 25 | 129.2% | 13.0% | ||
| Q2 25 | 112.8% | 13.4% | ||
| Q1 25 | -69.7% | 20.4% | ||
| Q4 24 | -45.0% | 12.3% | ||
| Q3 24 | 111.9% | 10.8% | ||
| Q2 24 | 90.7% | 12.8% | ||
| Q1 24 | 64.3% | 11.2% |
EPS（希薄化後）ALLYWDFC
| Q4 25 | $0.97 | $1.28 | ||
| Q3 25 | $1.18 | $1.57 | ||
| Q2 25 | $1.04 | $1.54 | ||
| Q1 25 | $-0.82 | $2.19 | ||
| Q4 24 | $-0.54 | $1.39 | ||
| Q3 24 | $1.06 | $1.23 | ||
| Q2 24 | $0.86 | $1.46 | ||
| Q1 24 | $0.42 | $1.14 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $10.0B | $48.6M |
| 総負債低いほど良い | $17.1B | $85.7M |
| 株主資本純資産 | $15.5B | $264.1M |
| 総資産 | $196.0B | $459.7M |
| 負債/資本比率低いほどレバレッジが低い | 1.10× | 0.32× |
8四半期トレンド — 暦四半期で整列
現金・短期投資ALLYWDFC
| Q4 25 | $10.0B | $48.6M | ||
| Q3 25 | $10.2B | $58.1M | ||
| Q2 25 | $10.6B | $51.7M | ||
| Q1 25 | $10.4B | $53.0M | ||
| Q4 24 | $10.3B | $54.9M | ||
| Q3 24 | $8.6B | $46.7M | ||
| Q2 24 | $7.4B | $45.3M | ||
| Q1 24 | $8.2B | $55.4M |
総負債ALLYWDFC
| Q4 25 | $17.1B | $85.7M | ||
| Q3 25 | $16.7B | $86.2M | ||
| Q2 25 | $15.9B | $85.6M | ||
| Q1 25 | $16.5B | $84.4M | ||
| Q4 24 | $17.5B | $84.6M | ||
| Q3 24 | $16.8B | $86.0M | ||
| Q2 24 | $16.0B | $85.5M | ||
| Q1 24 | $17.0B | $85.9M |
株主資本ALLYWDFC
| Q4 25 | $15.5B | $264.1M | ||
| Q3 25 | $15.1B | $268.2M | ||
| Q2 25 | $14.5B | $257.1M | ||
| Q1 25 | $14.2B | $242.1M | ||
| Q4 24 | $13.9B | $226.3M | ||
| Q3 24 | $14.7B | $230.5M | ||
| Q2 24 | $13.9B | $222.2M | ||
| Q1 24 | $13.7B | $216.3M |
総資産ALLYWDFC
| Q4 25 | $196.0B | $459.7M | ||
| Q3 25 | $191.7B | $475.8M | ||
| Q2 25 | $189.5B | $456.0M | ||
| Q1 25 | $193.3B | $458.3M | ||
| Q4 24 | $191.8B | $447.3M | ||
| Q3 24 | $193.0B | $449.0M | ||
| Q2 24 | $192.5B | $443.6M | ||
| Q1 24 | $192.9B | $442.0M |
負債/資本比率ALLYWDFC
| Q4 25 | 1.10× | 0.32× | ||
| Q3 25 | 1.11× | 0.32× | ||
| Q2 25 | 1.09× | 0.33× | ||
| Q1 25 | 1.16× | 0.35× | ||
| Q4 24 | 1.26× | 0.37× | ||
| Q3 24 | 1.14× | 0.37× | ||
| Q2 24 | 1.15× | 0.38× | ||
| Q1 24 | 1.25× | 0.40× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $640.0M | $10.0M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $9.1M |
| FCFマージンFCF / 売上 | — | 5.9% |
| 設備投資強度設備投資 / 売上 | — | 0.6% |
| キャッシュ転換率営業CF / 純利益 | 1.96× | 0.57× |
| 直近12ヶ月FCF直近4四半期 | — | $78.2M |
8四半期トレンド — 暦四半期で整列
営業キャッシュフローALLYWDFC
| Q4 25 | $640.0M | $10.0M | ||
| Q3 25 | $1.2B | $29.9M | ||
| Q2 25 | $947.0M | $35.1M | ||
| Q1 25 | $940.0M | $8.0M | ||
| Q4 24 | $620.0M | $14.9M | ||
| Q3 24 | $992.0M | $27.2M | ||
| Q2 24 | $1.6B | $19.9M | ||
| Q1 24 | $1.3B | $18.0M |
フリーキャッシュフローALLYWDFC
| Q4 25 | — | $9.1M | ||
| Q3 25 | — | $28.6M | ||
| Q2 25 | — | $34.0M | ||
| Q1 25 | — | $6.6M | ||
| Q4 24 | — | $14.2M | ||
| Q3 24 | — | $26.4M | ||
| Q2 24 | — | $18.7M | ||
| Q1 24 | — | $16.7M |
FCFマージンALLYWDFC
| Q4 25 | — | 5.9% | ||
| Q3 25 | — | 17.5% | ||
| Q2 25 | — | 21.6% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 9.3% | ||
| Q3 24 | — | 16.9% | ||
| Q2 24 | — | 12.0% | ||
| Q1 24 | — | 12.0% |
設備投資強度ALLYWDFC
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 0.9% |
キャッシュ転換率ALLYWDFC
| Q4 25 | 1.96× | 0.57× | ||
| Q3 25 | 3.02× | 1.41× | ||
| Q2 25 | 2.69× | 1.67× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.79× | ||
| Q3 24 | 2.78× | 1.62× | ||
| Q2 24 | 5.36× | 1.00× | ||
| Q1 24 | 8.54× | 1.16× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
WDFC
| Other | $82.6M | 53% |
| WD40Multi Use Product | $56.0M | 36% |
| WD40Specialist | $9.0M | 6% |
| Other Maintenance Products | $4.0M | 3% |
| Homecare And Cleaning Products | $2.7M | 2% |
