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BYLINE BANCORP, INC.（BY）とGRID DYNAMICS HOLDINGS, INC.（GDYN）の財務データ比較。上の社名をクリックして会社を切り替えられます
BYLINE BANCORP, INC.の直近四半期売上が大きい（$112.4M vs $106.2M、GRID DYNAMICS HOLDINGS, INC.の約1.1倍）。BYLINE BANCORP, INC.の純利益率が高く（33.4% vs 0.3%、差は33.1%）。BYLINE BANCORP, INC.の前年同期比売上増加率が高い（9.0% vs 5.9%）。過去8四半期でGRID DYNAMICS HOLDINGS, INC.の売上複合成長率が高い（15.3% vs 6.4%）
Byline Bankは米国イリノイ州シカゴに本社を置く銀行で、銀行持株会社Byline Bancorp, Inc.の主要子会社です。米国SBA 7(a)ローンプログラムの第4位の貸し手として、顧客に各種銀行サービスや融資ソリューションを提供しています。
Escape Dynamics Inc.はコロラド州に本拠を置くテクノロジー企業で、2010年から2015年にかけて事業を展開し、単段軌道投入可能で電磁駆動の再利用可能なスペースプレーンの市場投入を目指し開発を行っていました。
BY vs GDYN — 直接比較
損益計算書 — Q1 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $112.4M | $106.2M |
| 純利益 | $37.6M | $306.0K |
| 粗利率 | — | 34.0% |
| 営業利益率 | — | 0.5% |
| 純利益率 | 33.4% | 0.3% |
| 売上前年比 | 9.0% | 5.9% |
| 純利益前年比 | 33.0% | -93.2% |
| EPS（希薄化後） | $0.83 | $0.01 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $106.2M | ||
| Q3 25 | $115.7M | $104.2M | ||
| Q2 25 | $110.5M | $101.1M | ||
| Q1 25 | $103.1M | $100.4M | ||
| Q4 24 | $104.7M | $100.3M | ||
| Q3 24 | $101.8M | $87.4M | ||
| Q2 24 | $99.4M | $83.0M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $306.0K | ||
| Q3 25 | $37.2M | $1.2M | ||
| Q2 25 | $30.1M | $5.3M | ||
| Q1 25 | $28.2M | $2.9M | ||
| Q4 24 | $30.3M | $4.5M | ||
| Q3 24 | $30.3M | $4.3M | ||
| Q2 24 | $29.7M | $-817.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 0.5% | ||
| Q3 25 | 43.1% | -0.2% | ||
| Q2 25 | 35.2% | -0.1% | ||
| Q1 25 | 36.4% | -2.0% | ||
| Q4 24 | 38.6% | 1.3% | ||
| Q3 24 | 39.3% | 2.4% | ||
| Q2 24 | 40.4% | 0.0% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 0.3% | ||
| Q3 25 | 32.1% | 1.1% | ||
| Q2 25 | 27.2% | 5.2% | ||
| Q1 25 | 27.4% | 2.9% | ||
| Q4 24 | 34.3% | 4.5% | ||
| Q3 24 | 29.8% | 4.9% | ||
| Q2 24 | 29.9% | -1.0% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.01 | ||
| Q3 25 | $0.82 | $0.01 | ||
| Q2 25 | $0.66 | $0.06 | ||
| Q1 25 | $0.64 | $0.03 | ||
| Q4 24 | $0.68 | $0.06 | ||
| Q3 24 | $0.69 | $0.05 | ||
| Q2 24 | $0.68 | $-0.01 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $198.4M | $342.1M |
| 総負債低いほど良い | — | — |
| 株主資本純資産 | $1.3B | $542.1M |
| 総資産 | $9.9B | $612.9M |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $342.1M | ||
| Q3 25 | $259.0M | $338.6M | ||
| Q2 25 | $218.3M | $336.8M | ||
| Q1 25 | $421.3M | $325.5M | ||
| Q4 24 | $563.1M | $334.7M | ||
| Q3 24 | $452.6M | $231.3M | ||
| Q2 24 | $730.5M | $256.0M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $542.1M | ||
| Q3 25 | $1.2B | $537.7M | ||
| Q2 25 | $1.2B | $532.2M | ||
| Q1 25 | $1.1B | $517.4M | ||
| Q4 24 | $1.1B | $517.8M | ||
| Q3 24 | $1.1B | $400.2M | ||
| Q2 24 | $1.0B | $388.4M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $612.9M | ||
| Q3 25 | $9.8B | $613.2M | ||
| Q2 25 | $9.7B | $608.9M | ||
| Q1 25 | $9.6B | $590.9M | ||
| Q4 24 | $9.5B | $592.2M | ||
| Q3 24 | $9.4B | $477.3M | ||
| Q2 24 | $9.6B | $443.6M |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | — | $9.9M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $6.1M |
| FCFマージンFCF / 売上 | — | 5.7% |
| 設備投資強度設備投資 / 売上 | — | 3.6% |
| キャッシュ転換率営業CF / 純利益 | — | 32.34× |
| 直近12ヶ月FCF直近4四半期 | — | $25.3M |
8四半期トレンド — 暦四半期で整列
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $9.9M | ||
| Q3 25 | $38.3M | $7.0M | ||
| Q2 25 | $16.3M | $14.4M | ||
| Q1 25 | $27.1M | $9.4M | ||
| Q4 24 | $175.2M | $7.1M | ||
| Q3 24 | $19.8M | $9.2M | ||
| Q2 24 | $40.1M | $10.7M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $6.1M | ||
| Q3 25 | $38.0M | $2.9M | ||
| Q2 25 | $15.2M | $10.2M | ||
| Q1 25 | $25.0M | $6.0M | ||
| Q4 24 | $171.2M | $4.4M | ||
| Q3 24 | $19.1M | $5.9M | ||
| Q2 24 | $39.4M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 5.7% | ||
| Q3 25 | 32.8% | 2.8% | ||
| Q2 25 | 13.7% | 10.1% | ||
| Q1 25 | 24.3% | 6.0% | ||
| Q4 24 | 163.5% | 4.4% | ||
| Q3 24 | 18.8% | 6.8% | ||
| Q2 24 | 39.7% | 9.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 3.6% | ||
| Q3 25 | 0.3% | 3.9% | ||
| Q2 25 | 1.0% | 4.1% | ||
| Q1 25 | 2.0% | 3.3% | ||
| Q4 24 | 3.8% | 2.6% | ||
| Q3 24 | 0.6% | 3.7% | ||
| Q2 24 | 0.7% | 3.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 32.34× | ||
| Q3 25 | 1.03× | 5.92× | ||
| Q2 25 | 0.54× | 2.73× | ||
| Q1 25 | 0.96× | 3.21× | ||
| Q4 24 | 5.78× | 1.56× | ||
| Q3 24 | 0.65× | 2.15× | ||
| Q2 24 | 1.35× | — |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
BY
セグメントデータなし
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
