vs
CNO Financial Group, Inc.（CNO）とIES Holdings, Inc.（IESC）の財務データ比較。上の社名をクリックして会社を切り替えられます
CNO Financial Group, Inc.の直近四半期売上が大きい（$1.1B vs $871.0M、IES Holdings, Inc.の約1.3倍）。IES Holdings, Inc.の純利益率が高く（10.5% vs 8.8%、差は1.7%）。IES Holdings, Inc.の前年同期比売上増加率が高い（16.2% vs 4.2%）。過去8四半期でIES Holdings, Inc.の売上複合成長率が高い（11.1% vs -0.6%）
CNOフィナンシャルグループはインディアナ州カーメルに本社を置く米国の金融サービス持株会社で、旧社名はコンセコ社です。傘下の保険子会社は米国の400万人以上の顧客に生命保険、年金、補填健康保険商品を提供し、独立代理店、専属代理店のほか、テレビCMやダイレクトメールによる直販で商品を販売しています。
IES Holdings, Inc.は旧社名Integrated Electrical Services, Inc.で、統合電気・技術システムの設計・設置を手がけるほか、データセンター、住宅、商業施設・工業施設など多様な末端市場向けにインフラ関連製品・サービスを提供している。
CNO vs IESC — 直接比較
損益計算書 — Q4 FY2025 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $1.1B | $871.0M |
| 純利益 | $100.7M | $91.8M |
| 粗利率 | — | 25.3% |
| 営業利益率 | 15.2% | 11.2% |
| 純利益率 | 8.8% | 10.5% |
| 売上前年比 | 4.2% | 16.2% |
| 純利益前年比 | -39.4% | 59.1% |
| EPS（希薄化後） | $1.02 | $4.51 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $1.1B | $871.0M | ||
| Q3 25 | $1.2B | $897.8M | ||
| Q2 25 | $1.2B | $890.2M | ||
| Q1 25 | $1.0B | $834.0M | ||
| Q4 24 | $1.1B | $749.5M | ||
| Q3 24 | $1.1B | $775.8M | ||
| Q2 24 | $1.1B | $768.4M | ||
| Q1 24 | $1.2B | $705.7M |
| Q4 25 | $100.7M | $91.8M | ||
| Q3 25 | $23.1M | $102.3M | ||
| Q2 25 | $91.8M | $79.3M | ||
| Q1 25 | $13.7M | $72.6M | ||
| Q4 24 | $166.1M | $57.7M | ||
| Q3 24 | $9.3M | $65.5M | ||
| Q2 24 | $116.3M | $66.6M | ||
| Q1 24 | $112.3M | $56.8M |
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.0% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 25.0% | ||
| Q4 24 | — | 23.8% | ||
| Q3 24 | — | 24.0% | ||
| Q2 24 | — | 25.3% | ||
| Q1 24 | — | 24.3% |
| Q4 25 | 15.2% | 11.2% | ||
| Q3 25 | 13.7% | 11.6% | ||
| Q2 25 | 9.8% | 12.6% | ||
| Q1 25 | 10.4% | 11.1% | ||
| Q4 24 | 15.8% | 10.0% | ||
| Q3 24 | 13.6% | 9.7% | ||
| Q2 24 | 13.9% | 11.7% | ||
| Q1 24 | 6.5% | 11.0% |
| Q4 25 | 8.8% | 10.5% | ||
| Q3 25 | 1.9% | 11.4% | ||
| Q2 25 | 8.0% | 8.9% | ||
| Q1 25 | 1.4% | 8.7% | ||
| Q4 24 | 15.1% | 7.7% | ||
| Q3 24 | 0.8% | 8.4% | ||
| Q2 24 | 10.9% | 8.7% | ||
| Q1 24 | 9.7% | 8.0% |
| Q4 25 | $1.02 | $4.51 | ||
| Q3 25 | $0.24 | $4.99 | ||
| Q2 25 | $0.91 | $3.81 | ||
| Q1 25 | $0.13 | $3.50 | ||
| Q4 24 | $1.58 | $2.72 | ||
| Q3 24 | $0.09 | $3.06 | ||
| Q2 24 | $1.06 | $2.67 | ||
| Q1 24 | $1.01 | $2.29 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | — | $258.7M |
| 総負債低いほど良い | — | — |
| 株主資本純資産 | $2.6B | $961.1M |
| 総資産 | $38.8B | $1.7B |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | — | $258.7M | ||
| Q3 25 | — | $231.8M | ||
| Q2 25 | — | $168.3M | ||
| Q1 25 | — | $88.3M | ||
| Q4 24 | — | $112.0M | ||
| Q3 24 | — | $135.8M | ||
| Q2 24 | — | $44.9M | ||
| Q1 24 | — | $106.0M |
| Q4 25 | $2.6B | $961.1M | ||
| Q3 25 | $2.6B | $884.0M | ||
| Q2 25 | $2.5B | $781.4M | ||
| Q1 25 | $2.5B | $705.8M | ||
| Q4 24 | $2.5B | $652.4M | ||
| Q3 24 | $2.7B | $611.1M | ||
| Q2 24 | $2.4B | $567.5M | ||
| Q1 24 | $2.4B | $534.8M |
| Q4 25 | $38.8B | $1.7B | ||
| Q3 25 | $38.3B | $1.6B | ||
| Q2 25 | $37.3B | $1.5B | ||
| Q1 25 | $37.4B | $1.4B | ||
| Q4 24 | $37.9B | $1.3B | ||
| Q3 24 | $37.6B | $1.2B | ||
| Q2 24 | $36.3B | $1.2B | ||
| Q1 24 | $34.9B | $1.1B |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $195.7M | $27.7M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $-18.9M |
| FCFマージンFCF / 売上 | — | -2.2% |
| 設備投資強度設備投資 / 売上 | — | 5.3% |
| キャッシュ転換率営業CF / 純利益 | 1.94× | 0.30× |
| 直近12ヶ月FCF直近4四半期 | — | $175.9M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $195.7M | $27.7M | ||
| Q3 25 | $197.8M | $132.0M | ||
| Q2 25 | $145.5M | $92.0M | ||
| Q1 25 | $136.7M | $24.8M | ||
| Q4 24 | $191.0M | $37.3M | ||
| Q3 24 | $231.2M | $92.8M | ||
| Q2 24 | $110.9M | $82.9M | ||
| Q1 24 | $94.6M | $33.7M |
| Q4 25 | — | $-18.9M | ||
| Q3 25 | — | $112.0M | ||
| Q2 25 | — | $74.8M | ||
| Q1 25 | — | $7.9M | ||
| Q4 24 | — | $24.1M | ||
| Q3 24 | — | $78.5M | ||
| Q2 24 | — | $65.4M | ||
| Q1 24 | — | $26.9M |
| Q4 25 | — | -2.2% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 8.4% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | — | 10.1% | ||
| Q2 24 | — | 8.5% | ||
| Q1 24 | — | 3.8% |
| Q4 25 | — | 5.3% | ||
| Q3 25 | — | 2.2% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | 1.94× | 0.30× | ||
| Q3 25 | 8.56× | 1.29× | ||
| Q2 25 | 1.58× | 1.16× | ||
| Q1 25 | 9.98× | 0.34× | ||
| Q4 24 | 1.15× | 0.65× | ||
| Q3 24 | 24.86× | 1.42× | ||
| Q2 24 | 0.95× | 1.24× | ||
| Q1 24 | 0.84× | 0.59× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CNO
| Health Insurance Product Line | $496.4M | 43% |
| Life Insurance Segment | $268.8M | 24% |
| Other | $207.2M | 18% |
| Life And Annuity Insurance Product Line | $170.7M | 15% |
IESC
| Communications | $351.9M | 40% |
| Single Family Electrical Contracts | $137.0M | 16% |
| Custom Engineered Solutions | $116.0M | 13% |
| Commercialand Industrial | $94.8M | 11% |
| Single Family Contracts Plumbing HVAC | $82.9M | 10% |
| Multi Familyand Other | $64.2M | 7% |
| Industrial Services | $24.2M | 3% |
