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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）とCARRIAGE SERVICES INC（CSV）の財務データ比較。上の社名をクリックして会社を切り替えられます
CONSUMER PORTFOLIO SERVICES, INC.の直近四半期売上が大きい（$109.4M vs $105.5M、CARRIAGE SERVICES INCの約1.0倍）。CARRIAGE SERVICES INCの純利益率が高く（11.6% vs 4.6%、差は7.1%）。CARRIAGE SERVICES INCの前年同期比売上増加率が高い（8.0% vs 3.9%）。CONSUMER PORTFOLIO SERVICES, INC.の直近四半期フリーキャッシュフローが多い（$288.3M vs $6.2M）。過去8四半期でCONSUMER PORTFOLIO SERVICES, INC.の売上複合成長率が高い（9.2% vs 1.0%）
Consumer Portfolio Services, Inc.は米国に本拠を置く特殊金融企業で、信用履歴が少ないまたは信用スコアが低位の顧客を対象に、自動車販売店と提携し新車・中古車購入向けの間接自動車ローン融資や債権管理サービスを提供している。
ジャーディン・サイクル＆キャリッジ・リミテッドは、ジャーディンズが東南アジアに展開する投資持株会社であり、現在同コングロマリットが75%の株式を保有しています。東南アジア地域における同グループの投資事業の中核拠点として機能しています。
CPSS vs CSV — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $109.4M | $105.5M |
| 純利益 | $5.0M | $12.3M |
| 粗利率 | — | 34.8% |
| 営業利益率 | 6.6% | 23.3% |
| 純利益率 | 4.6% | 11.6% |
| 売上前年比 | 3.9% | 8.0% |
| 純利益前年比 | -3.2% | 24.5% |
| EPS（希薄化後） | $0.21 | $0.76 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $109.4M | $105.5M | ||
| Q3 25 | $108.4M | $102.7M | ||
| Q2 25 | $109.8M | $102.1M | ||
| Q1 25 | $106.9M | $107.1M | ||
| Q4 24 | $105.3M | $97.7M | ||
| Q3 24 | $100.6M | $100.7M | ||
| Q2 24 | $95.9M | $102.3M | ||
| Q1 24 | $91.7M | $103.5M |
| Q4 25 | $5.0M | $12.3M | ||
| Q3 25 | $4.9M | $6.6M | ||
| Q2 25 | $4.8M | $11.7M | ||
| Q1 25 | $4.7M | $20.9M | ||
| Q4 24 | $5.1M | $9.9M | ||
| Q3 24 | $4.8M | $9.9M | ||
| Q2 24 | $4.7M | $6.3M | ||
| Q1 24 | $4.6M | $7.0M |
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 6.6% | 23.3% | ||
| Q3 25 | 6.5% | 17.0% | ||
| Q2 25 | 6.3% | 23.5% | ||
| Q1 25 | 6.4% | 29.5% | ||
| Q4 24 | 7.0% | 21.6% | ||
| Q3 24 | 6.8% | 22.7% | ||
| Q2 24 | 7.0% | 18.0% | ||
| Q1 24 | 7.1% | 18.8% |
| Q4 25 | 4.6% | 11.6% | ||
| Q3 25 | 4.5% | 6.4% | ||
| Q2 25 | 4.4% | 11.5% | ||
| Q1 25 | 4.4% | 19.5% | ||
| Q4 24 | 4.9% | 10.1% | ||
| Q3 24 | 4.8% | 9.8% | ||
| Q2 24 | 4.9% | 6.1% | ||
| Q1 24 | 5.0% | 6.7% |
| Q4 25 | $0.21 | $0.76 | ||
| Q3 25 | $0.20 | $0.41 | ||
| Q2 25 | $0.20 | $0.74 | ||
| Q1 25 | $0.19 | $1.34 | ||
| Q4 24 | $0.21 | $0.62 | ||
| Q3 24 | $0.20 | $0.63 | ||
| Q2 24 | $0.19 | $0.40 | ||
| Q1 24 | $0.19 | $0.45 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $6.3M | $1.7M |
| 総負債低いほど良い | — | — |
| 株主資本純資産 | $309.5M | $254.8M |
| 総資産 | $3.9B | $1.3B |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $6.3M | $1.7M | ||
| Q3 25 | $9.4M | $1.2M | ||
| Q2 25 | $15.8M | $1.4M | ||
| Q1 25 | $29.8M | $4.6M | ||
| Q4 24 | $11.7M | $1.2M | ||
| Q3 24 | $8.1M | $1.3M | ||
| Q2 24 | $9.8M | $1.5M | ||
| Q1 24 | $13.2M | $1.7M |
| Q4 25 | $309.5M | $254.8M | ||
| Q3 25 | $307.6M | $242.1M | ||
| Q2 25 | $303.1M | $235.4M | ||
| Q1 25 | $298.4M | $223.1M | ||
| Q4 24 | $292.8M | $208.6M | ||
| Q3 24 | $285.1M | $198.1M | ||
| Q2 24 | $280.3M | $187.9M | ||
| Q1 24 | $279.1M | $179.6M |
| Q4 25 | $3.9B | $1.3B | ||
| Q3 25 | $3.8B | $1.3B | ||
| Q2 25 | $3.8B | $1.3B | ||
| Q1 25 | $3.7B | $1.3B | ||
| Q4 24 | $3.5B | $1.3B | ||
| Q3 24 | $3.5B | $1.3B | ||
| Q2 24 | $3.3B | $1.3B | ||
| Q1 24 | $3.0B | $1.3B |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $289.0M | $14.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $288.3M | $6.2M |
| FCFマージンFCF / 売上 | 263.5% | 5.9% |
| 設備投資強度設備投資 / 売上 | 0.6% | 7.5% |
| キャッシュ転換率営業CF / 純利益 | 58.02× | 1.15× |
| 直近12ヶ月FCF直近4四半期 | $500.9M | $40.1M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $289.0M | $14.1M | ||
| Q3 25 | $84.9M | $24.7M | ||
| Q2 25 | $54.5M | $8.1M | ||
| Q1 25 | $73.9M | $13.8M | ||
| Q4 24 | $233.8M | $9.3M | ||
| Q3 24 | $69.8M | $20.9M | ||
| Q2 24 | $43.3M | $2.2M | ||
| Q1 24 | $52.7M | $19.7M |
| Q4 25 | $288.3M | $6.2M | ||
| Q3 25 | $84.9M | $18.0M | ||
| Q2 25 | $54.3M | $5.2M | ||
| Q1 25 | $73.4M | $10.6M | ||
| Q4 24 | $233.3M | $4.9M | ||
| Q3 24 | $69.7M | $16.2M | ||
| Q2 24 | $43.1M | $-1.4M | ||
| Q1 24 | $52.6M | $16.2M |
| Q4 25 | 263.5% | 5.9% | ||
| Q3 25 | 78.3% | 17.5% | ||
| Q2 25 | 49.5% | 5.1% | ||
| Q1 25 | 68.7% | 9.9% | ||
| Q4 24 | 221.6% | 5.0% | ||
| Q3 24 | 69.3% | 16.1% | ||
| Q2 24 | 45.0% | -1.4% | ||
| Q1 24 | 57.3% | 15.6% |
| Q4 25 | 0.6% | 7.5% | ||
| Q3 25 | 0.0% | 6.5% | ||
| Q2 25 | 0.1% | 2.8% | ||
| Q1 25 | 0.4% | 3.0% | ||
| Q4 24 | 0.4% | 4.5% | ||
| Q3 24 | 0.1% | 4.6% | ||
| Q2 24 | 0.2% | 3.5% | ||
| Q1 24 | 0.1% | 3.4% |
| Q4 25 | 58.02× | 1.15× | ||
| Q3 25 | 17.50× | 3.76× | ||
| Q2 25 | 11.35× | 0.69× | ||
| Q1 25 | 15.74× | 0.66× | ||
| Q4 24 | 45.43× | 0.94× | ||
| Q3 24 | 14.55× | 2.11× | ||
| Q2 24 | 9.27× | 0.34× | ||
| Q1 24 | 11.48× | 2.83× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CPSS
セグメントデータなし
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
