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CONSUMER PORTFOLIO SERVICES, INC.（CPSS）とFOSTER L B CO（FSTR）の財務データ比較。上の社名をクリックして会社を切り替えられます
FOSTER L B COの直近四半期売上が大きい（$160.4M vs $109.4M、CONSUMER PORTFOLIO SERVICES, INC.の約1.5倍）。CONSUMER PORTFOLIO SERVICES, INC.の純利益率が高く（4.6% vs 1.5%、差は3.0%）。FOSTER L B COの前年同期比売上増加率が高い（25.1% vs 3.9%）。CONSUMER PORTFOLIO SERVICES, INC.の直近四半期フリーキャッシュフローが多い（$288.3M vs $19.8M）。過去8四半期でFOSTER L B COの売上複合成長率が高い（13.6% vs 9.2%）
Consumer Portfolio Services, Inc.は米国に本拠を置く特殊金融企業で、信用履歴が少ないまたは信用スコアが低位の顧客を対象に、自動車販売店と提携し新車・中古車購入向けの間接自動車ローン融資や債権管理サービスを提供している。
Foster L B Co.は米国に本拠を置く産業用製品メーカーで、工学設計されたアクセス製品、建設用部品、鉄道インフラ資材などを開発・生産・販売しています。主な顧客は北米を中心とする商業建設、交通、産業分野の企業です。
CPSS vs FSTR — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $109.4M | $160.4M |
| 純利益 | $5.0M | $2.4M |
| 粗利率 | — | 19.7% |
| 営業利益率 | 6.6% | 4.9% |
| 純利益率 | 4.6% | 1.5% |
| 売上前年比 | 3.9% | 25.1% |
| 純利益前年比 | -3.2% | 1098.3% |
| EPS（希薄化後） | $0.21 | $0.22 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $109.4M | $160.4M | ||
| Q3 25 | $108.4M | $138.3M | ||
| Q2 25 | $109.8M | $143.6M | ||
| Q1 25 | $106.9M | $97.8M | ||
| Q4 24 | $105.3M | $128.2M | ||
| Q3 24 | $100.6M | $137.5M | ||
| Q2 24 | $95.9M | $140.8M | ||
| Q1 24 | $91.7M | $124.3M |
| Q4 25 | $5.0M | $2.4M | ||
| Q3 25 | $4.9M | $4.4M | ||
| Q2 25 | $4.8M | $2.9M | ||
| Q1 25 | $4.7M | $-2.1M | ||
| Q4 24 | $5.1M | $-242.0K | ||
| Q3 24 | $4.8M | $35.9M | ||
| Q2 24 | $4.7M | $2.8M | ||
| Q1 24 | $4.6M | $4.4M |
| Q4 25 | — | 19.7% | ||
| Q3 25 | — | 22.5% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 20.6% | ||
| Q4 24 | — | 22.3% | ||
| Q3 24 | — | 23.8% | ||
| Q2 24 | — | 21.7% | ||
| Q1 24 | — | 21.1% |
| Q4 25 | 6.6% | 4.9% | ||
| Q3 25 | 6.5% | 6.0% | ||
| Q2 25 | 6.3% | 5.3% | ||
| Q1 25 | 6.4% | -2.0% | ||
| Q4 24 | 7.0% | 2.4% | ||
| Q3 24 | 6.8% | 5.3% | ||
| Q2 24 | 7.0% | 3.2% | ||
| Q1 24 | 7.1% | 4.5% |
| Q4 25 | 4.6% | 1.5% | ||
| Q3 25 | 4.5% | 3.1% | ||
| Q2 25 | 4.4% | 2.0% | ||
| Q1 25 | 4.4% | -2.2% | ||
| Q4 24 | 4.9% | -0.2% | ||
| Q3 24 | 4.8% | 26.1% | ||
| Q2 24 | 4.9% | 2.0% | ||
| Q1 24 | 5.0% | 3.6% |
| Q4 25 | $0.21 | $0.22 | ||
| Q3 25 | $0.20 | $0.40 | ||
| Q2 25 | $0.20 | $0.27 | ||
| Q1 25 | $0.19 | $-0.20 | ||
| Q4 24 | $0.21 | $-0.04 | ||
| Q3 24 | $0.20 | $3.27 | ||
| Q2 24 | $0.19 | $0.26 | ||
| Q1 24 | $0.19 | $0.40 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $6.3M | $4.3M |
| 総負債低いほど良い | — | $42.6M |
| 株主資本純資産 | $309.5M | $175.3M |
| 総資産 | $3.9B | $330.4M |
| 負債/資本比率低いほどレバレッジが低い | — | 0.24× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $6.3M | $4.3M | ||
| Q3 25 | $9.4M | $3.4M | ||
| Q2 25 | $15.8M | $4.2M | ||
| Q1 25 | $29.8M | $2.6M | ||
| Q4 24 | $11.7M | $2.5M | ||
| Q3 24 | $8.1M | $3.1M | ||
| Q2 24 | $9.8M | $4.0M | ||
| Q1 24 | $13.2M | $3.1M |
| Q4 25 | — | $42.6M | ||
| Q3 25 | — | $58.6M | ||
| Q2 25 | — | $81.4M | ||
| Q1 25 | — | $82.3M | ||
| Q4 24 | — | $46.8M | ||
| Q3 24 | — | $68.4M | ||
| Q2 24 | — | $87.0M | ||
| Q1 24 | — | $77.9M |
| Q4 25 | $309.5M | $175.3M | ||
| Q3 25 | $307.6M | $174.8M | ||
| Q2 25 | $303.1M | $174.4M | ||
| Q1 25 | $298.4M | $170.8M | ||
| Q4 24 | $292.8M | $178.3M | ||
| Q3 24 | $285.1M | $181.9M | ||
| Q2 24 | $280.3M | $147.1M | ||
| Q1 24 | $279.1M | $144.6M |
| Q4 25 | $3.9B | $330.4M | ||
| Q3 25 | $3.8B | $333.9M | ||
| Q2 25 | $3.8B | $349.9M | ||
| Q1 25 | $3.7B | $342.8M | ||
| Q4 24 | $3.5B | $334.6M | ||
| Q3 24 | $3.5B | $344.5M | ||
| Q2 24 | $3.3B | $333.3M | ||
| Q1 24 | $3.0B | $326.4M |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.33× | ||
| Q2 25 | — | 0.47× | ||
| Q1 25 | — | 0.48× | ||
| Q4 24 | — | 0.26× | ||
| Q3 24 | — | 0.38× | ||
| Q2 24 | — | 0.59× | ||
| Q1 24 | — | 0.54× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $289.0M | $22.2M |
| フリーキャッシュフロー営業CF - 設備投資 | $288.3M | $19.8M |
| FCFマージンFCF / 売上 | 263.5% | 12.3% |
| 設備投資強度設備投資 / 売上 | 0.6% | 1.5% |
| キャッシュ転換率営業CF / 純利益 | 58.02× | 9.18× |
| 直近12ヶ月FCF直近4四半期 | $500.9M | $25.2M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $289.0M | $22.2M | ||
| Q3 25 | $84.9M | $29.2M | ||
| Q2 25 | $54.5M | $10.4M | ||
| Q1 25 | $73.9M | $-26.1M | ||
| Q4 24 | $233.8M | $24.3M | ||
| Q3 24 | $69.8M | $24.7M | ||
| Q2 24 | $43.3M | $-5.0M | ||
| Q1 24 | $52.7M | $-21.4M |
| Q4 25 | $288.3M | $19.8M | ||
| Q3 25 | $84.9M | $26.4M | ||
| Q2 25 | $54.3M | $7.7M | ||
| Q1 25 | $73.4M | $-28.7M | ||
| Q4 24 | $233.3M | $22.3M | ||
| Q3 24 | $69.7M | $21.7M | ||
| Q2 24 | $43.1M | $-7.0M | ||
| Q1 24 | $52.6M | $-24.2M |
| Q4 25 | 263.5% | 12.3% | ||
| Q3 25 | 78.3% | 19.1% | ||
| Q2 25 | 49.5% | 5.4% | ||
| Q1 25 | 68.7% | -29.4% | ||
| Q4 24 | 221.6% | 17.4% | ||
| Q3 24 | 69.3% | 15.8% | ||
| Q2 24 | 45.0% | -5.0% | ||
| Q1 24 | 57.3% | -19.4% |
| Q4 25 | 0.6% | 1.5% | ||
| Q3 25 | 0.0% | 2.0% | ||
| Q2 25 | 0.1% | 1.9% | ||
| Q1 25 | 0.4% | 2.6% | ||
| Q4 24 | 0.4% | 1.5% | ||
| Q3 24 | 0.1% | 2.2% | ||
| Q2 24 | 0.2% | 1.5% | ||
| Q1 24 | 0.1% | 2.2% |
| Q4 25 | 58.02× | 9.18× | ||
| Q3 25 | 17.50× | 6.70× | ||
| Q2 25 | 11.35× | 3.61× | ||
| Q1 25 | 15.74× | — | ||
| Q4 24 | 45.43× | — | ||
| Q3 24 | 14.55× | 0.69× | ||
| Q2 24 | 9.27× | -1.74× | ||
| Q1 24 | 11.48× | -4.83× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CPSS
セグメントデータなし
FSTR
| Rail Technologies And Services Segment | $98.0M | 61% |
| Over Time Output Method | $26.3M | 16% |
| Services | $19.4M | 12% |
| Rail Technologies Products | $10.0M | 6% |
| Over Time Input Method | $8.3M | 5% |
