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CSW INDUSTRIALS, INC.（CSW）とEVERTEC, Inc.（EVTC）の財務データ比較。上の社名をクリックして会社を切り替えられます
EVERTEC, Inc.の直近四半期売上が大きい（$244.8M vs $233.0M、CSW INDUSTRIALS, INC.の約1.1倍）。EVERTEC, Inc.の純利益率が高く（15.1% vs 4.4%、差は10.7%）。CSW INDUSTRIALS, INC.の前年同期比売上増加率が高い（20.3% vs 13.1%）。EVERTEC, Inc.の直近四半期フリーキャッシュフローが多い（$63.7M vs $22.7M）。過去8四半期でEVERTEC, Inc.の売上複合成長率が高い（9.2% vs 5.1%）
EVERTEC Inc.はプエルトリコを本拠地とするフルサービスの決済テクノロジー・取引処理企業です。主にラテンアメリカ・カリブ海地域の金融機関、小売店、政府顧客に向け、加盟店収納代行、電子資金移動、デジタル決済ソリューション、BPOサービスを提供しています。
CSW vs EVTC — 直接比較
売上が大きい
EVTC
1.1倍大きい
$233.0M
売上成長率が高い
CSW
+7.2%の差
13.1%
純利益率が高い
EVTC
純利益率が10.7%高い
4.4%
フリーキャッシュフローが多い
EVTC
FCF $41.0M多い
$22.7M
2年売上CAGRが高い
EVTC
2年複合成長率
5.1%
損益計算書 — Q3 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $233.0M | $244.8M |
| 純利益 | $10.3M | $37.0M |
| 粗利率 | 39.7% | — |
| 営業利益率 | 7.4% | 17.6% |
| 純利益率 | 4.4% | 15.1% |
| 売上前年比 | 20.3% | 13.1% |
| 純利益前年比 | -61.9% | -8.9% |
| EPS（希薄化後） | $0.62 | $0.57 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
売上CSWEVTC
| Q4 25 | $233.0M | $244.8M | ||
| Q3 25 | $277.0M | $228.6M | ||
| Q2 25 | $263.6M | $229.6M | ||
| Q1 25 | $230.5M | $228.8M | ||
| Q4 24 | $193.6M | $216.4M | ||
| Q3 24 | $227.9M | $211.8M | ||
| Q2 24 | $226.2M | $212.0M | ||
| Q1 24 | $210.9M | $205.3M |
純利益CSWEVTC
| Q4 25 | $10.3M | $37.0M | ||
| Q3 25 | $40.7M | $32.9M | ||
| Q2 25 | $40.9M | $40.5M | ||
| Q1 25 | $35.1M | $32.7M | ||
| Q4 24 | $26.9M | $40.7M | ||
| Q3 24 | $36.1M | $24.7M | ||
| Q2 24 | $38.6M | $31.9M | ||
| Q1 24 | $31.8M | $16.0M |
粗利率CSWEVTC
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
営業利益率CSWEVTC
| Q4 25 | 7.4% | 17.6% | ||
| Q3 25 | 20.5% | 16.5% | ||
| Q2 25 | 20.8% | 24.4% | ||
| Q1 25 | 19.5% | 21.6% | ||
| Q4 24 | 15.3% | 22.2% | ||
| Q3 24 | 22.6% | 19.6% | ||
| Q2 24 | 24.3% | 20.5% | ||
| Q1 24 | 21.0% | 16.0% |
純利益率CSWEVTC
| Q4 25 | 4.4% | 15.1% | ||
| Q3 25 | 14.7% | 14.4% | ||
| Q2 25 | 15.5% | 17.6% | ||
| Q1 25 | 15.2% | 14.3% | ||
| Q4 24 | 13.9% | 18.8% | ||
| Q3 24 | 15.8% | 11.7% | ||
| Q2 24 | 17.1% | 15.0% | ||
| Q1 24 | 15.1% | 7.8% |
EPS（希薄化後）CSWEVTC
| Q4 25 | $0.62 | $0.57 | ||
| Q3 25 | $2.41 | $0.51 | ||
| Q2 25 | $2.43 | $0.62 | ||
| Q1 25 | $2.05 | $0.50 | ||
| Q4 24 | $1.60 | $0.62 | ||
| Q3 24 | $2.26 | $0.38 | ||
| Q2 24 | $2.47 | $0.49 | ||
| Q1 24 | $2.03 | $0.24 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $40.2M | $306.0M |
| 総負債低いほど良い | — | — |
| 株主資本純資産 | $1.1B | $621.6M |
| 総資産 | $2.3B | $2.2B |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
現金・短期投資CSWEVTC
| Q4 25 | $40.2M | $306.0M | ||
| Q3 25 | $31.5M | $474.7M | ||
| Q2 25 | $38.0M | $290.6M | ||
| Q1 25 | $225.8M | $265.9M | ||
| Q4 24 | $213.8M | $273.6M | ||
| Q3 24 | $273.2M | $275.4M | ||
| Q2 24 | $18.9M | $257.7M | ||
| Q1 24 | $22.2M | $293.7M |
総負債CSWEVTC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $166.0M | — |
株主資本CSWEVTC
| Q4 25 | $1.1B | $621.6M | ||
| Q3 25 | $1.1B | $663.8M | ||
| Q2 25 | $1.1B | $612.3M | ||
| Q1 25 | $1.1B | $542.1M | ||
| Q4 24 | $1.0B | $472.5M | ||
| Q3 24 | $1.0B | $502.6M | ||
| Q2 24 | $650.2M | $483.4M | ||
| Q1 24 | $615.7M | $507.3M |
総資産CSWEVTC
| Q4 25 | $2.3B | $2.2B | ||
| Q3 25 | $1.5B | $2.1B | ||
| Q2 25 | $1.5B | $2.0B | ||
| Q1 25 | $1.4B | $1.9B | ||
| Q4 24 | $1.4B | $1.9B | ||
| Q3 24 | $1.4B | $1.9B | ||
| Q2 24 | $1.1B | $1.9B | ||
| Q1 24 | $1.0B | $2.0B |
負債/資本比率CSWEVTC
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $28.9M | $70.0M |
| フリーキャッシュフロー営業CF - 設備投資 | $22.7M | $63.7M |
| FCFマージンFCF / 売上 | 9.8% | 26.0% |
| 設備投資強度設備投資 / 売上 | 2.6% | 2.6% |
| キャッシュ転換率営業CF / 純利益 | 2.81× | 1.89× |
| 直近12ヶ月FCF直近4四半期 | $162.0M | $203.7M |
8四半期トレンド — 暦四半期で整列
営業キャッシュフローCSWEVTC
| Q4 25 | $28.9M | $70.0M | ||
| Q3 25 | $61.8M | $70.9M | ||
| Q2 25 | $60.6M | $48.5M | ||
| Q1 25 | $27.3M | $37.6M | ||
| Q4 24 | $11.6M | $75.2M | ||
| Q3 24 | $66.8M | $53.6M | ||
| Q2 24 | $62.7M | $90.6M | ||
| Q1 24 | $22.4M | $40.7M |
フリーキャッシュフローCSWEVTC
| Q4 25 | $22.7M | $63.7M | ||
| Q3 25 | $58.7M | $65.3M | ||
| Q2 25 | $57.7M | $43.5M | ||
| Q1 25 | $22.8M | $31.2M | ||
| Q4 24 | $8.5M | $70.8M | ||
| Q3 24 | $61.3M | $49.7M | ||
| Q2 24 | $59.6M | $78.8M | ||
| Q1 24 | $17.5M | $35.3M |
FCFマージンCSWEVTC
| Q4 25 | 9.8% | 26.0% | ||
| Q3 25 | 21.2% | 28.5% | ||
| Q2 25 | 21.9% | 18.9% | ||
| Q1 25 | 9.9% | 13.7% | ||
| Q4 24 | 4.4% | 32.7% | ||
| Q3 24 | 26.9% | 23.5% | ||
| Q2 24 | 26.3% | 37.2% | ||
| Q1 24 | 8.3% | 17.2% |
設備投資強度CSWEVTC
| Q4 25 | 2.6% | 2.6% | ||
| Q3 25 | 1.1% | 2.5% | ||
| Q2 25 | 1.1% | 2.2% | ||
| Q1 25 | 2.0% | 2.8% | ||
| Q4 24 | 1.6% | 2.0% | ||
| Q3 24 | 2.4% | 1.8% | ||
| Q2 24 | 1.4% | 5.6% | ||
| Q1 24 | 2.3% | 2.6% |
キャッシュ転換率CSWEVTC
| Q4 25 | 2.81× | 1.89× | ||
| Q3 25 | 1.52× | 2.16× | ||
| Q2 25 | 1.48× | 1.20× | ||
| Q1 25 | 0.78× | 1.15× | ||
| Q4 24 | 0.43× | 1.85× | ||
| Q3 24 | 1.85× | 2.17× | ||
| Q2 24 | 1.62× | 2.84× | ||
| Q1 24 | 0.71× | 2.55× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
EVTC
| Latin America Payments And Solutions | $101.5M | 41% |
| Business Solutions | $58.3M | 24% |
| Merchant Acquiring Net | $48.2M | 20% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15% |
| Transferred At Point In Time | $4.0M | 2% |
