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CSW INDUSTRIALS, INC.（CSW）とCPI Card Group Inc.（PMTS）の財務データ比較。上の社名をクリックして会社を切り替えられます
CSW INDUSTRIALS, INC.の直近四半期売上が大きい（$233.0M vs $153.1M、CPI Card Group Inc.の約1.5倍）。CPI Card Group Inc.の純利益率が高く（4.8% vs 4.4%、差は0.4%）。CPI Card Group Inc.の前年同期比売上増加率が高い（22.3% vs 20.3%）。CPI Card Group Inc.の直近四半期フリーキャッシュフローが多い（$35.2M vs $22.7M）。過去8四半期でCPI Card Group Inc.の売上複合成長率が高い（16.9% vs 5.1%）
CPI Card Group Inc.は決済カード製造および関連ソリューションを提供するリーディングカンパニーで、接触式・非接触式のクレジットカード、デビットカード、プリペイドカードの製造や個別化サービスを手がけ、主に北米地域の金融機関、フィンテック企業、小売ブランドを顧客層としています。
CSW vs PMTS — 直接比較
売上が大きい
CSW
1.5倍大きい
$153.1M
売上成長率が高い
PMTS
+2.0%の差
20.3%
純利益率が高い
PMTS
純利益率が0.4%高い
4.4%
フリーキャッシュフローが多い
PMTS
FCF $12.5M多い
$22.7M
2年売上CAGRが高い
PMTS
2年複合成長率
5.1%
損益計算書 — Q3 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $233.0M | $153.1M |
| 純利益 | $10.3M | $7.3M |
| 粗利率 | 39.7% | 31.5% |
| 営業利益率 | 7.4% | 12.0% |
| 純利益率 | 4.4% | 4.8% |
| 売上前年比 | 20.3% | 22.3% |
| 純利益前年比 | -61.9% | 8.5% |
| EPS（希薄化後） | $0.62 | $0.62 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
売上CSWPMTS
| Q4 25 | $233.0M | $153.1M | ||
| Q3 25 | $277.0M | $138.0M | ||
| Q2 25 | $263.6M | $129.8M | ||
| Q1 25 | $230.5M | $122.8M | ||
| Q4 24 | $193.6M | $125.1M | ||
| Q3 24 | $227.9M | $124.8M | ||
| Q2 24 | $226.2M | $118.8M | ||
| Q1 24 | $210.9M | $111.9M |
純利益CSWPMTS
| Q4 25 | $10.3M | $7.3M | ||
| Q3 25 | $40.7M | $2.3M | ||
| Q2 25 | $40.9M | $518.0K | ||
| Q1 25 | $35.1M | $4.8M | ||
| Q4 24 | $26.9M | $6.8M | ||
| Q3 24 | $36.1M | $1.3M | ||
| Q2 24 | $38.6M | $6.0M | ||
| Q1 24 | $31.8M | $5.5M |
粗利率CSWPMTS
| Q4 25 | 39.7% | 31.5% | ||
| Q3 25 | 43.0% | 29.7% | ||
| Q2 25 | 43.8% | 30.9% | ||
| Q1 25 | 44.2% | 33.2% | ||
| Q4 24 | 41.4% | 34.1% | ||
| Q3 24 | 45.6% | 35.8% | ||
| Q2 24 | 47.5% | 35.7% | ||
| Q1 24 | 44.4% | 37.1% |
営業利益率CSWPMTS
| Q4 25 | 7.4% | 12.0% | ||
| Q3 25 | 20.5% | 9.4% | ||
| Q2 25 | 20.8% | 7.3% | ||
| Q1 25 | 19.5% | 11.5% | ||
| Q4 24 | 15.3% | 12.7% | ||
| Q3 24 | 22.6% | 14.3% | ||
| Q2 24 | 24.3% | 12.5% | ||
| Q1 24 | 21.0% | 12.6% |
純利益率CSWPMTS
| Q4 25 | 4.4% | 4.8% | ||
| Q3 25 | 14.7% | 1.7% | ||
| Q2 25 | 15.5% | 0.4% | ||
| Q1 25 | 15.2% | 3.9% | ||
| Q4 24 | 13.9% | 5.4% | ||
| Q3 24 | 15.8% | 1.0% | ||
| Q2 24 | 17.1% | 5.1% | ||
| Q1 24 | 15.1% | 4.9% |
EPS（希薄化後）CSWPMTS
| Q4 25 | $0.62 | $0.62 | ||
| Q3 25 | $2.41 | $0.19 | ||
| Q2 25 | $2.43 | $0.04 | ||
| Q1 25 | $2.05 | $0.40 | ||
| Q4 24 | $1.60 | $0.56 | ||
| Q3 24 | $2.26 | $0.11 | ||
| Q2 24 | $2.47 | $0.51 | ||
| Q1 24 | $2.03 | $0.46 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $40.2M | $21.7M |
| 総負債低いほど良い | — | $286.7M |
| 株主資本純資産 | $1.1B | $-17.3M |
| 総資産 | $2.3B | $403.2M |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
現金・短期投資CSWPMTS
| Q4 25 | $40.2M | $21.7M | ||
| Q3 25 | $31.5M | $16.0M | ||
| Q2 25 | $38.0M | $17.1M | ||
| Q1 25 | $225.8M | $31.5M | ||
| Q4 24 | $213.8M | $33.5M | ||
| Q3 24 | $273.2M | $14.7M | ||
| Q2 24 | $18.9M | $7.5M | ||
| Q1 24 | $22.2M | $17.1M |
総負債CSWPMTS
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | $800.1M | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M | ||
| Q1 24 | $166.0M | $265.3M |
株主資本CSWPMTS
| Q4 25 | $1.1B | $-17.3M | ||
| Q3 25 | $1.1B | $-25.7M | ||
| Q2 25 | $1.1B | $-29.0M | ||
| Q1 25 | $1.1B | $-29.7M | ||
| Q4 24 | $1.0B | $-35.6M | ||
| Q3 24 | $1.0B | $-42.8M | ||
| Q2 24 | $650.2M | $-44.6M | ||
| Q1 24 | $615.7M | $-48.5M |
総資産CSWPMTS
| Q4 25 | $2.3B | $403.2M | ||
| Q3 25 | $1.5B | $407.1M | ||
| Q2 25 | $1.5B | $399.8M | ||
| Q1 25 | $1.4B | $351.9M | ||
| Q4 24 | $1.4B | $349.7M | ||
| Q3 24 | $1.4B | $342.3M | ||
| Q2 24 | $1.1B | $321.4M | ||
| Q1 24 | $1.0B | $319.8M |
負債/資本比率CSWPMTS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $28.9M | $39.6M |
| フリーキャッシュフロー営業CF - 設備投資 | $22.7M | $35.2M |
| FCFマージンFCF / 売上 | 9.8% | 23.0% |
| 設備投資強度設備投資 / 売上 | 2.6% | 2.9% |
| キャッシュ転換率営業CF / 純利益 | 2.81× | 5.39× |
| 直近12ヶ月FCF直近4四半期 | $162.0M | $41.3M |
8四半期トレンド — 暦四半期で整列
営業キャッシュフローCSWPMTS
| Q4 25 | $28.9M | $39.6M | ||
| Q3 25 | $61.8M | $10.0M | ||
| Q2 25 | $60.6M | $4.3M | ||
| Q1 25 | $27.3M | $5.6M | ||
| Q4 24 | $11.6M | $26.7M | ||
| Q3 24 | $66.8M | $12.5M | ||
| Q2 24 | $62.7M | $-4.8M | ||
| Q1 24 | $22.4M | $8.9M |
フリーキャッシュフローCSWPMTS
| Q4 25 | $22.7M | $35.2M | ||
| Q3 25 | $58.7M | $5.3M | ||
| Q2 25 | $57.7M | $533.0K | ||
| Q1 25 | $22.8M | $292.0K | ||
| Q4 24 | $8.5M | $21.6M | ||
| Q3 24 | $61.3M | $11.1M | ||
| Q2 24 | $59.6M | $-6.0M | ||
| Q1 24 | $17.5M | $7.4M |
FCFマージンCSWPMTS
| Q4 25 | 9.8% | 23.0% | ||
| Q3 25 | 21.2% | 3.8% | ||
| Q2 25 | 21.9% | 0.4% | ||
| Q1 25 | 9.9% | 0.2% | ||
| Q4 24 | 4.4% | 17.3% | ||
| Q3 24 | 26.9% | 8.9% | ||
| Q2 24 | 26.3% | -5.0% | ||
| Q1 24 | 8.3% | 6.6% |
設備投資強度CSWPMTS
| Q4 25 | 2.6% | 2.9% | ||
| Q3 25 | 1.1% | 3.4% | ||
| Q2 25 | 1.1% | 2.9% | ||
| Q1 25 | 2.0% | 4.3% | ||
| Q4 24 | 1.6% | 4.0% | ||
| Q3 24 | 2.4% | 1.2% | ||
| Q2 24 | 1.4% | 1.0% | ||
| Q1 24 | 2.3% | 1.3% |
キャッシュ転換率CSWPMTS
| Q4 25 | 2.81× | 5.39× | ||
| Q3 25 | 1.52× | 4.32× | ||
| Q2 25 | 1.48× | 8.39× | ||
| Q1 25 | 0.78× | 1.17× | ||
| Q4 24 | 0.43× | 3.94× | ||
| Q3 24 | 1.85× | 9.70× | ||
| Q2 24 | 1.62× | -0.79× | ||
| Q1 24 | 0.71× | 1.63× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
