vs
Ecovyst Inc.（ECVT）とUpstart Holdings, Inc.（UPST）の財務データ比較。上の社名をクリックして会社を切り替えられます
Upstart Holdings, Inc.の直近四半期売上が大きい（$296.1M vs $199.4M、Ecovyst Inc.の約1.5倍）。Upstart Holdings, Inc.の前年同期比売上増加率が高い（35.2% vs 34.0%）。Upstart Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$108.4M vs $22.9M）。過去8四半期でUpstart Holdings, Inc.の売上複合成長率が高い（52.2% vs 18.7%）
Ecovyst Inc.は持続可能な特殊材料をグローバルに提供する企業で、高性能触媒と機能性添加剤の開発・製造を行っています。産業製造、消費財、環境保護などの分野の顧客に対し、業務効率化と炭素排出削減を支援するソリューションを提供しています。
UpstartはAIを活用した融資プラットフォームを提供する企業で、銀行や信用組合と提携しています。学歴や雇用状況といった非伝統的な変数を用いて信用力を予測し、消費者向けローンの提供を支援することで、金融機関の審査精度向上やサービス範囲の拡大を後押ししています。
ECVT vs UPST — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $199.4M | $296.1M |
| 純利益 | — | $18.6M |
| 粗利率 | 23.4% | — |
| 営業利益率 | 10.9% | 6.4% |
| 純利益率 | — | 6.3% |
| 売上前年比 | 34.0% | 35.2% |
| 純利益前年比 | — | 776.4% |
| EPS（希薄化後） | $0.06 | $0.20 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $199.4M | $296.1M | ||
| Q3 25 | $204.9M | $277.1M | ||
| Q2 25 | $176.1M | $257.3M | ||
| Q1 25 | $143.1M | $213.4M | ||
| Q4 24 | $148.9M | $219.0M | ||
| Q3 24 | $153.9M | $162.1M | ||
| Q2 24 | $154.0M | $127.6M | ||
| Q1 24 | $141.6M | $127.8M |
| Q4 25 | — | $18.6M | ||
| Q3 25 | $-79.3M | $31.8M | ||
| Q2 25 | $6.0M | $5.6M | ||
| Q1 25 | $-3.6M | $-2.4M | ||
| Q4 24 | — | $-2.8M | ||
| Q3 24 | $14.3M | $-6.8M | ||
| Q2 24 | $8.3M | $-54.5M | ||
| Q1 24 | $1.2M | $-64.6M |
| Q4 25 | 23.4% | — | ||
| Q3 25 | 25.4% | — | ||
| Q2 25 | 22.8% | — | ||
| Q1 25 | 13.3% | — | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 29.3% | — | ||
| Q2 24 | 27.3% | — | ||
| Q1 24 | 23.5% | — |
| Q4 25 | 10.9% | 6.4% | ||
| Q3 25 | 13.8% | 8.5% | ||
| Q2 25 | 9.0% | 1.8% | ||
| Q1 25 | -0.7% | -2.1% | ||
| Q4 24 | 15.1% | -2.2% | ||
| Q3 24 | 17.9% | -27.8% | ||
| Q2 24 | 14.1% | -43.5% | ||
| Q1 24 | 9.5% | -52.8% |
| Q4 25 | — | 6.3% | ||
| Q3 25 | -38.7% | 11.5% | ||
| Q2 25 | 3.4% | 2.2% | ||
| Q1 25 | -2.5% | -1.1% | ||
| Q4 24 | — | -1.3% | ||
| Q3 24 | 9.3% | -4.2% | ||
| Q2 24 | 5.4% | -42.7% | ||
| Q1 24 | 0.9% | -50.5% |
| Q4 25 | $0.06 | $0.20 | ||
| Q3 25 | $-0.69 | $0.23 | ||
| Q2 25 | $0.05 | $0.05 | ||
| Q1 25 | $-0.03 | $-0.03 | ||
| Q4 24 | $-0.26 | $-0.01 | ||
| Q3 24 | $0.12 | $-0.07 | ||
| Q2 24 | $0.07 | $-0.62 | ||
| Q1 24 | $0.01 | $-0.74 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $197.2M | $652.4M |
| 総負債低いほど良い | $392.6M | — |
| 株主資本純資産 | $603.4M | $798.8M |
| 総資産 | $1.3B | $3.0B |
| 負債/資本比率低いほどレバレッジが低い | 0.65× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $197.2M | $652.4M | ||
| Q3 25 | $82.0M | $489.8M | ||
| Q2 25 | $69.6M | $395.9M | ||
| Q1 25 | $127.5M | $599.8M | ||
| Q4 24 | $131.4M | $788.4M | ||
| Q3 24 | $123.5M | — | ||
| Q2 24 | $83.3M | — | ||
| Q1 24 | $103.1M | — |
| Q4 25 | $392.6M | — | ||
| Q3 25 | $854.8M | — | ||
| Q2 25 | $856.6M | — | ||
| Q1 25 | $859.0M | — | ||
| Q4 24 | $860.8M | — | ||
| Q3 24 | $862.7M | — | ||
| Q2 24 | $862.4M | — | ||
| Q1 24 | $866.2M | — |
| Q4 25 | $603.4M | $798.8M | ||
| Q3 25 | $607.9M | $743.7M | ||
| Q2 25 | $692.4M | $722.0M | ||
| Q1 25 | $698.7M | $676.6M | ||
| Q4 24 | $700.5M | $633.2M | ||
| Q3 24 | $729.4M | $595.5M | ||
| Q2 24 | $717.3M | $594.7M | ||
| Q1 24 | $711.4M | $612.8M |
| Q4 25 | $1.3B | $3.0B | ||
| Q3 25 | $1.7B | $2.9B | ||
| Q2 25 | $1.8B | $2.5B | ||
| Q1 25 | $1.8B | $2.3B | ||
| Q4 24 | $1.8B | $2.4B | ||
| Q3 24 | $1.8B | $1.8B | ||
| Q2 24 | $1.8B | $1.8B | ||
| Q1 24 | $1.8B | $1.9B |
| Q4 25 | 0.65× | — | ||
| Q3 25 | 1.41× | — | ||
| Q2 25 | 1.24× | — | ||
| Q1 25 | 1.23× | — | ||
| Q4 24 | 1.23× | — | ||
| Q3 24 | 1.18× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 1.22× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $41.8M | $108.6M |
| フリーキャッシュフロー営業CF - 設備投資 | $22.9M | $108.4M |
| FCFマージンFCF / 売上 | 11.5% | 36.6% |
| 設備投資強度設備投資 / 売上 | 9.4% | 0.1% |
| キャッシュ転換率営業CF / 純利益 | — | 5.82× |
| 直近12ヶ月FCF直近4四半期 | $69.9M | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $41.8M | $108.6M | ||
| Q3 25 | $55.3M | $-122.6M | ||
| Q2 25 | $33.0M | $-120.2M | ||
| Q1 25 | $10.3M | $-13.5M | ||
| Q4 24 | $43.5M | $-110.9M | ||
| Q3 24 | $59.9M | $179.3M | ||
| Q2 24 | $10.0M | $65.3M | ||
| Q1 24 | $36.5M | $52.6M |
| Q4 25 | $22.9M | $108.4M | ||
| Q3 25 | $53.2M | $-122.7M | ||
| Q2 25 | $7.8M | $-120.3M | ||
| Q1 25 | $-14.0M | — | ||
| Q4 24 | $30.9M | — | ||
| Q3 24 | $53.6M | $179.2M | ||
| Q2 24 | $-9.3M | $65.3M | ||
| Q1 24 | $19.1M | $51.9M |
| Q4 25 | 11.5% | 36.6% | ||
| Q3 25 | 26.0% | -44.3% | ||
| Q2 25 | 4.4% | -46.7% | ||
| Q1 25 | -9.8% | — | ||
| Q4 24 | 20.7% | — | ||
| Q3 24 | 34.9% | 110.5% | ||
| Q2 24 | -6.1% | 51.1% | ||
| Q1 24 | 13.5% | 40.6% |
| Q4 25 | 9.4% | 0.1% | ||
| Q3 25 | 1.0% | 0.0% | ||
| Q2 25 | 14.4% | 0.0% | ||
| Q1 25 | 16.9% | 0.0% | ||
| Q4 24 | 8.5% | 0.0% | ||
| Q3 24 | 4.1% | 0.1% | ||
| Q2 24 | 12.5% | 0.0% | ||
| Q1 24 | 12.3% | 0.5% |
| Q4 25 | — | 5.82× | ||
| Q3 25 | — | -3.86× | ||
| Q2 25 | 5.52× | -21.43× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.21× | — | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 29.90× | — |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
ECVT
| Industrial Mining Automotive | $101.3M | 51% |
| Regeneration And Treatment Services | $90.0M | 45% |
| Other | $8.1M | 4% |
UPST
| Personal Lending Segment | $201.4M | 68% |
| Servicing Fees Net | $39.5M | 13% |
| Servicing Fees | $27.5M | 9% |
| Other | $15.7M | 5% |
| Borrower Fees | $8.4M | 3% |
| Collection Agency Fees | $3.5M | 1% |
