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ExlService Holdings, Inc.（EXLS）とPaymentus Holdings, Inc.（PAY）の財務データ比較。上の社名をクリックして会社を切り替えられます
ExlService Holdings, Inc.の直近四半期売上が大きい（$542.6M vs $330.5M、Paymentus Holdings, Inc.の約1.6倍）。ExlService Holdings, Inc.の純利益率が高く（11.1% vs 6.3%、差は4.8%）。Paymentus Holdings, Inc.の前年同期比売上増加率が高い（28.1% vs 12.7%）。ExlService Holdings, Inc.の直近四半期フリーキャッシュフローが多い（$106.5M vs $45.0M）。過去8四半期でPaymentus Holdings, Inc.の売上複合成長率が高い（33.7% vs 11.5%）
ExlService Holdings Inc.は保険、ヘルスケア、銀行・金融サービス、メディア、小売などの業界を対象に分析・デジタルソリューションを提供するグローバル企業で、本社はニューヨークに所在し、米国、欧州、アジア、中南米、オーストラリア、南アフリカなど世界各地に5万4000人以上の専門スタッフを擁しています。
Paymentus Holdings, Inc.はクラウドベースの請求書支払い・顧客エンゲージメント技術の大手プロバイダーです。公共事業、金融サービス、行政、医療、通信などの分野の企業に統合デジタル決済ソリューション、請求自動化ツール、セルフサービスポータルを提供し、主に北米市場で事業を展開しています。
EXLS vs PAY — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $542.6M | $330.5M |
| 純利益 | $60.2M | $20.7M |
| 粗利率 | 38.6% | 25.4% |
| 営業利益率 | 14.4% | 7.3% |
| 純利益率 | 11.1% | 6.3% |
| 売上前年比 | 12.7% | 28.1% |
| 純利益前年比 | 18.9% | 57.2% |
| EPS（希薄化後） | $0.38 | $0.16 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $542.6M | $330.5M | ||
| Q3 25 | $529.6M | $310.7M | ||
| Q2 25 | $514.5M | $280.1M | ||
| Q1 25 | $501.0M | $275.2M | ||
| Q4 24 | $481.4M | $257.9M | ||
| Q3 24 | $472.1M | $231.6M | ||
| Q2 24 | $448.4M | $197.4M | ||
| Q1 24 | $436.5M | $184.9M |
| Q4 25 | $60.2M | $20.7M | ||
| Q3 25 | $58.2M | $17.7M | ||
| Q2 25 | $66.1M | $14.7M | ||
| Q1 25 | $66.6M | $13.8M | ||
| Q4 24 | $50.7M | $13.1M | ||
| Q3 24 | $53.0M | $14.4M | ||
| Q2 24 | $45.8M | $9.4M | ||
| Q1 24 | $48.8M | $7.2M |
| Q4 25 | 38.6% | 25.4% | ||
| Q3 25 | 38.5% | 24.1% | ||
| Q2 25 | 37.7% | 25.5% | ||
| Q1 25 | 38.6% | 24.0% | ||
| Q4 24 | 38.1% | 25.6% | ||
| Q3 24 | 37.8% | 26.2% | ||
| Q2 24 | 37.1% | 29.8% | ||
| Q1 24 | 37.4% | 28.5% |
| Q4 25 | 14.4% | 7.3% | ||
| Q3 25 | 14.4% | 6.4% | ||
| Q2 25 | 15.8% | 5.7% | ||
| Q1 25 | 15.7% | 5.7% | ||
| Q4 24 | 14.8% | 5.5% | ||
| Q3 24 | 14.7% | 5.2% | ||
| Q2 24 | 13.7% | 5.2% | ||
| Q1 24 | 14.1% | 4.5% |
| Q4 25 | 11.1% | 6.3% | ||
| Q3 25 | 11.0% | 5.7% | ||
| Q2 25 | 12.8% | 5.3% | ||
| Q1 25 | 13.3% | 5.0% | ||
| Q4 24 | 10.5% | 5.1% | ||
| Q3 24 | 11.2% | 6.2% | ||
| Q2 24 | 10.2% | 4.7% | ||
| Q1 24 | 11.2% | 3.9% |
| Q4 25 | $0.38 | $0.16 | ||
| Q3 25 | $0.36 | $0.14 | ||
| Q2 25 | $0.40 | $0.11 | ||
| Q1 25 | $0.40 | $0.11 | ||
| Q4 24 | $0.31 | $0.11 | ||
| Q3 24 | $0.33 | $0.11 | ||
| Q2 24 | $0.28 | $0.07 | ||
| Q1 24 | $0.29 | $0.06 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $328.4M | $320.9M |
| 総負債低いほど良い | $298.6M | — |
| 株主資本純資産 | $912.7M | $560.4M |
| 総資産 | $1.7B | $667.9M |
| 負債/資本比率低いほどレバレッジが低い | 0.33× | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $328.4M | $320.9M | ||
| Q3 25 | $390.1M | $287.9M | ||
| Q2 25 | $353.3M | $266.4M | ||
| Q1 25 | $331.4M | $245.8M | ||
| Q4 24 | $340.6M | $205.9M | ||
| Q3 24 | $325.8M | $187.5M | ||
| Q2 24 | $276.1M | $188.8M | ||
| Q1 24 | $246.2M | $180.1M |
| Q4 25 | $298.6M | — | ||
| Q3 25 | $354.8M | — | ||
| Q2 25 | $260.0M | — | ||
| Q1 25 | $307.3M | — | ||
| Q4 24 | $288.5M | — | ||
| Q3 24 | $344.7M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $912.7M | $560.4M | ||
| Q3 25 | $952.4M | $537.4M | ||
| Q2 25 | $1.1B | $516.7M | ||
| Q1 25 | $1.0B | $500.4M | ||
| Q4 24 | $929.9M | $485.6M | ||
| Q3 24 | $907.6M | $468.8M | ||
| Q2 24 | $852.6M | $451.6M | ||
| Q1 24 | $803.3M | $439.4M |
| Q4 25 | $1.7B | $667.9M | ||
| Q3 25 | $1.7B | $644.4M | ||
| Q2 25 | $1.7B | $609.5M | ||
| Q1 25 | $1.7B | $590.9M | ||
| Q4 24 | $1.6B | $576.2M | ||
| Q3 24 | $1.6B | $552.9M | ||
| Q2 24 | $1.5B | $527.7M | ||
| Q1 24 | $1.4B | $514.0M |
| Q4 25 | 0.33× | — | ||
| Q3 25 | 0.37× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.38× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $117.4M | $45.1M |
| フリーキャッシュフロー営業CF - 設備投資 | $106.5M | $45.0M |
| FCFマージンFCF / 売上 | 19.6% | 13.6% |
| 設備投資強度設備投資 / 売上 | 2.0% | 0.0% |
| キャッシュ転換率営業CF / 純利益 | 1.95× | 2.18× |
| 直近12ヶ月FCF直近4四半期 | $298.1M | $161.8M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $117.4M | $45.1M | ||
| Q3 25 | $120.7M | $35.1M | ||
| Q2 25 | $109.4M | $31.5M | ||
| Q1 25 | $3.2M | $50.4M | ||
| Q4 24 | $105.3M | $27.9M | ||
| Q3 24 | $110.1M | $6.7M | ||
| Q2 24 | $74.9M | $18.0M | ||
| Q1 24 | $-21.9M | $11.0M |
| Q4 25 | $106.5M | $45.0M | ||
| Q3 25 | $106.4M | $35.0M | ||
| Q2 25 | $95.0M | $31.4M | ||
| Q1 25 | $-9.7M | $50.4M | ||
| Q4 24 | $95.3M | $27.8M | ||
| Q3 24 | $97.3M | $6.7M | ||
| Q2 24 | $62.8M | $17.8M | ||
| Q1 24 | $-33.1M | $10.8M |
| Q4 25 | 19.6% | 13.6% | ||
| Q3 25 | 20.1% | 11.3% | ||
| Q2 25 | 18.5% | 11.2% | ||
| Q1 25 | -1.9% | 18.3% | ||
| Q4 24 | 19.8% | 10.8% | ||
| Q3 24 | 20.6% | 2.9% | ||
| Q2 24 | 14.0% | 9.0% | ||
| Q1 24 | -7.6% | 5.9% |
| Q4 25 | 2.0% | 0.0% | ||
| Q3 25 | 2.7% | 0.0% | ||
| Q2 25 | 2.8% | 0.0% | ||
| Q1 25 | 2.6% | 0.0% | ||
| Q4 24 | 2.1% | 0.0% | ||
| Q3 24 | 2.7% | 0.0% | ||
| Q2 24 | 2.7% | 0.1% | ||
| Q1 24 | 2.6% | 0.1% |
| Q4 25 | 1.95× | 2.18× | ||
| Q3 25 | 2.08× | 1.98× | ||
| Q2 25 | 1.66× | 2.14× | ||
| Q1 25 | 0.05× | 3.65× | ||
| Q4 24 | 2.08× | 2.12× | ||
| Q3 24 | 2.08× | 0.47× | ||
| Q2 24 | 1.63× | 1.93× | ||
| Q1 24 | -0.45× | 1.52× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
EXLS
| Insurance | $185.8M | 34% |
| Healthcare And Life Sciences | $142.2M | 26% |
| Banking Capital Markets And Diversified Industries | $122.6M | 23% |
| International Growth Markets | $92.0M | 17% |
PAY
| Payment Transaction Processing Revenue | $326.9M | 99% |
| Other | $3.5M | 1% |
