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FirstCash Holdings, Inc.（FCFS）とPaylocity Holding Corp（PCTY）の財務データ比較。上の社名をクリックして会社を切り替えられます
FirstCash Holdings, Inc.の直近四半期売上が大きい（$501.3M vs $387.0M、Paylocity Holding Corpの約1.3倍）。FirstCash Holdings, Inc.の純利益率が高く（20.8% vs 13.0%、差は7.8%）。FirstCash Holdings, Inc.の前年同期比売上増加率が高い（21.2% vs 11.3%）。過去8四半期でFirstCash Holdings, Inc.の売上複合成長率が高い（16.9% vs 2.7%）
FirstCash Holdings, Inc.は米国テキサス州フォートワースに本社を置く質屋事業を営む企業で、米国国内及びラテンアメリカ各地で小売型質店を展開しています。ナスダック証券取引所に上場しており、南北アメリカ全域に広範な事業基盤を有しています。
Paylocity Holding Corporationは米国発のクラウド型人事管理ソリューションプロバイダーで、給与計算、支出管理、人的資本管理（HCM）ソフトウェアを提供しています。様々な規模の企業の人事・財務関連業務の効率化とコスト削減を支援しています。
FCFS vs PCTY — 直接比較
損益計算書 — Q4 FY2025 vs Q2 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $501.3M | $387.0M |
| 純利益 | $104.2M | $50.2M |
| 粗利率 | — | 72.9% |
| 営業利益率 | 28.5% | 18.2% |
| 純利益率 | 20.8% | 13.0% |
| 売上前年比 | 21.2% | 11.3% |
| 純利益前年比 | 24.7% | 34.0% |
| EPS（希薄化後） | $2.35 | $0.92 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $501.3M | $387.0M | ||
| Q3 25 | $411.0M | $378.9M | ||
| Q2 25 | $385.1M | $369.9M | ||
| Q1 25 | $371.1M | $421.1M | ||
| Q4 24 | $413.7M | $347.7M | ||
| Q3 24 | $363.1M | $333.1M | ||
| Q2 24 | $363.5M | $324.7M | ||
| Q1 24 | $366.8M | $366.8M |
| Q4 25 | $104.2M | $50.2M | ||
| Q3 25 | $82.8M | $48.0M | ||
| Q2 25 | $59.8M | $48.6M | ||
| Q1 25 | $83.6M | $91.5M | ||
| Q4 24 | $83.5M | $37.5M | ||
| Q3 24 | $64.8M | $49.6M | ||
| Q2 24 | $49.1M | $48.8M | ||
| Q1 24 | $61.4M | $85.3M |
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 73.9% | ||
| Q2 25 | — | 73.5% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 72.6% | ||
| Q3 24 | — | 74.4% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 77.8% |
| Q4 25 | 28.5% | 18.2% | ||
| Q3 25 | 27.4% | 19.6% | ||
| Q2 25 | 21.1% | 17.9% | ||
| Q1 25 | 30.0% | 30.2% | ||
| Q4 24 | 26.5% | 13.4% | ||
| Q3 24 | 23.5% | 19.3% | ||
| Q2 24 | 18.2% | 19.4% | ||
| Q1 24 | 22.3% | 29.0% |
| Q4 25 | 20.8% | 13.0% | ||
| Q3 25 | 20.1% | 12.7% | ||
| Q2 25 | 15.5% | 13.1% | ||
| Q1 25 | 22.5% | 21.7% | ||
| Q4 24 | 20.2% | 10.8% | ||
| Q3 24 | 17.9% | 14.9% | ||
| Q2 24 | 13.5% | 15.0% | ||
| Q1 24 | 16.7% | 23.3% |
| Q4 25 | $2.35 | $0.92 | ||
| Q3 25 | $1.86 | $0.86 | ||
| Q2 25 | $1.34 | $0.87 | ||
| Q1 25 | $1.87 | $1.61 | ||
| Q4 24 | $1.86 | $0.66 | ||
| Q3 24 | $1.44 | $0.88 | ||
| Q2 24 | $1.08 | $0.85 | ||
| Q1 24 | $1.35 | $1.50 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $125.2M | $162.5M |
| 総負債低いほど良い | $2.2B | $81.3M |
| 株主資本純資産 | $2.3B | $1.1B |
| 総資産 | $5.3B | $7.0B |
| 負債/資本比率低いほどレバレッジが低い | 0.98× | 0.07× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $125.2M | $162.5M | ||
| Q3 25 | $130.2M | $165.2M | ||
| Q2 25 | $101.5M | $398.1M | ||
| Q1 25 | $146.0M | $477.8M | ||
| Q4 24 | $175.1M | $482.4M | ||
| Q3 24 | $106.3M | $778.5M | ||
| Q2 24 | $113.7M | $401.8M | ||
| Q1 24 | $135.1M | $492.7M |
| Q4 25 | $2.2B | $81.3M | ||
| Q3 25 | $2.2B | $81.3M | ||
| Q2 25 | $1.7B | $162.5M | ||
| Q1 25 | $1.7B | $243.8M | ||
| Q4 24 | $1.7B | $325.0M | ||
| Q3 24 | $1.7B | $325.0M | ||
| Q2 24 | $1.7B | $0 | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $1.1B | ||
| Q3 25 | $2.2B | $1.1B | ||
| Q2 25 | $2.1B | $1.2B | ||
| Q1 25 | $2.1B | $1.2B | ||
| Q4 24 | $2.1B | $1.2B | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $2.0B | $1.0B | ||
| Q1 24 | $2.0B | $1.1B |
| Q4 25 | $5.3B | $7.0B | ||
| Q3 25 | $5.2B | $4.2B | ||
| Q2 25 | $4.5B | $4.4B | ||
| Q1 25 | $4.4B | $5.2B | ||
| Q4 24 | $4.5B | $5.3B | ||
| Q3 24 | $4.4B | $4.0B | ||
| Q2 24 | $4.3B | $4.2B | ||
| Q1 24 | $4.2B | $5.0B |
| Q4 25 | 0.98× | 0.07× | ||
| Q3 25 | 1.01× | 0.07× | ||
| Q2 25 | 0.79× | 0.13× | ||
| Q1 25 | 0.83× | 0.20× | ||
| Q4 24 | 0.85× | 0.28× | ||
| Q3 24 | 0.87× | 0.29× | ||
| Q2 24 | 0.85× | 0.00× | ||
| Q1 24 | 0.75× | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $206.6M | $117.0M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $113.6M |
| FCFマージンFCF / 売上 | — | 29.4% |
| 設備投資強度設備投資 / 売上 | — | 0.9% |
| キャッシュ転換率営業CF / 純利益 | 1.98× | 2.33× |
| 直近12ヶ月FCF直近4四半期 | — | $461.1M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $206.6M | $117.0M | ||
| Q3 25 | $135.8M | $86.5M | ||
| Q2 25 | $116.9M | $86.6M | ||
| Q1 25 | $126.6M | $186.0M | ||
| Q4 24 | $198.1M | $54.2M | ||
| Q3 24 | $113.1M | $91.5M | ||
| Q2 24 | $106.2M | $79.9M | ||
| Q1 24 | $122.5M | $167.5M |
| Q4 25 | — | $113.6M | ||
| Q3 25 | — | $82.7M | ||
| Q2 25 | — | $81.1M | ||
| Q1 25 | — | $183.7M | ||
| Q4 24 | — | $51.2M | ||
| Q3 24 | — | $89.1M | ||
| Q2 24 | — | $73.6M | ||
| Q1 24 | — | $162.0M |
| Q4 25 | — | 29.4% | ||
| Q3 25 | — | 21.8% | ||
| Q2 25 | — | 21.9% | ||
| Q1 25 | — | 43.6% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 26.8% | ||
| Q2 24 | — | 22.7% | ||
| Q1 24 | — | 44.2% |
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 1.9% | ||
| Q1 24 | — | 1.5% |
| Q4 25 | 1.98× | 2.33× | ||
| Q3 25 | 1.64× | 1.80× | ||
| Q2 25 | 1.95× | 1.78× | ||
| Q1 25 | 1.51× | 2.03× | ||
| Q4 24 | 2.37× | 1.45× | ||
| Q3 24 | 1.74× | 1.84× | ||
| Q2 24 | 2.16× | 1.64× | ||
| Q1 24 | 2.00× | 1.96× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
PCTY
| Recurring Fees | $370.1M | 96% |
| Implementation Services And Other | $16.9M | 4% |
