vs
Fair Isaac（FICO）とIES Holdings, Inc.（IESC）の財務データ比較。上の社名をクリックして会社を切り替えられます
IES Holdings, Inc.の直近四半期売上が大きい（$871.0M vs $512.0M、Fair Isaacの約1.7倍）。Fair Isaacの純利益率が高く（30.9% vs 10.5%、差は20.4%）。Fair Isaacの前年同期比売上増加率が高い（16.4% vs 16.2%）。Fair Isaacの直近四半期フリーキャッシュフローが多い（$173.9M vs $-18.9M）。過去8四半期でIES Holdings, Inc.の売上複合成長率が高い（11.1% vs 8.6%）
FICO（旧社名Fair, Isaac and Company）は米国モンタナ州ボーズマンに本社を置くデータ分析企業で、1956年にビル・フェアとアール・アイザックにより創業されました。消費者の信用リスクを測定するFICOスコアは、米国の消費者融資業界で広く活用されています。
IES Holdings, Inc.は旧社名Integrated Electrical Services, Inc.で、統合電気・技術システムの設計・設置を手がけるほか、データセンター、住宅、商業施設・工業施設など多様な末端市場向けにインフラ関連製品・サービスを提供している。
FICO vs IESC — 直接比較
売上が大きい
IESC
1.7倍大きい
$512.0M
売上成長率が高い
FICO
+0.2%の差
16.2%
純利益率が高い
FICO
純利益率が20.4%高い
10.5%
フリーキャッシュフローが多い
FICO
FCF $192.7M多い
$-18.9M
2年売上CAGRが高い
IESC
2年複合成長率
8.6%
損益計算書 — Q1 FY2026 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $512.0M | $871.0M |
| 純利益 | $158.4M | $91.8M |
| 粗利率 | 83.0% | 25.3% |
| 営業利益率 | 45.7% | 11.2% |
| 純利益率 | 30.9% | 10.5% |
| 売上前年比 | 16.4% | 16.2% |
| 純利益前年比 | 3.8% | 59.1% |
| EPS（希薄化後） | $6.61 | $4.51 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
売上FICOIESC
| Q4 25 | $512.0M | $871.0M | ||
| Q3 25 | $515.8M | $897.8M | ||
| Q2 25 | $536.4M | $890.2M | ||
| Q1 25 | $498.7M | $834.0M | ||
| Q4 24 | $440.0M | $749.5M | ||
| Q3 24 | $453.8M | $775.8M | ||
| Q2 24 | $447.8M | $768.4M | ||
| Q1 24 | $433.8M | $705.7M |
純利益FICOIESC
| Q4 25 | $158.4M | $91.8M | ||
| Q3 25 | $155.0M | $102.3M | ||
| Q2 25 | $181.8M | $79.3M | ||
| Q1 25 | $162.6M | $72.6M | ||
| Q4 24 | $152.5M | $57.7M | ||
| Q3 24 | $135.7M | $65.5M | ||
| Q2 24 | $126.3M | $66.6M | ||
| Q1 24 | $129.8M | $56.8M |
粗利率FICOIESC
| Q4 25 | 83.0% | 25.3% | ||
| Q3 25 | 82.3% | 26.0% | ||
| Q2 25 | 83.7% | 26.9% | ||
| Q1 25 | 82.4% | 25.0% | ||
| Q4 24 | 80.1% | 23.8% | ||
| Q3 24 | 80.3% | 24.0% | ||
| Q2 24 | 80.3% | 25.3% | ||
| Q1 24 | 80.0% | 24.3% |
営業利益率FICOIESC
| Q4 25 | 45.7% | 11.2% | ||
| Q3 25 | 46.0% | 11.6% | ||
| Q2 25 | 48.9% | 12.6% | ||
| Q1 25 | 49.3% | 11.1% | ||
| Q4 24 | 40.8% | 10.0% | ||
| Q3 24 | 43.4% | 9.7% | ||
| Q2 24 | 42.5% | 11.7% | ||
| Q1 24 | 44.9% | 11.0% |
純利益率FICOIESC
| Q4 25 | 30.9% | 10.5% | ||
| Q3 25 | 30.1% | 11.4% | ||
| Q2 25 | 33.9% | 8.9% | ||
| Q1 25 | 32.6% | 8.7% | ||
| Q4 24 | 34.7% | 7.7% | ||
| Q3 24 | 29.9% | 8.4% | ||
| Q2 24 | 28.2% | 8.7% | ||
| Q1 24 | 29.9% | 8.0% |
EPS（希薄化後）FICOIESC
| Q4 25 | $6.61 | $4.51 | ||
| Q3 25 | $6.41 | $4.99 | ||
| Q2 25 | $7.40 | $3.81 | ||
| Q1 25 | $6.59 | $3.50 | ||
| Q4 24 | $6.14 | $2.72 | ||
| Q3 24 | $5.44 | $3.06 | ||
| Q2 24 | $5.05 | $2.67 | ||
| Q1 24 | $5.16 | $2.29 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $162.0M | $258.7M |
| 総負債低いほど良い | $3.2B | — |
| 株主資本純資産 | $-1.8B | $961.1M |
| 総資産 | $1.9B | $1.7B |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
現金・短期投資FICOIESC
| Q4 25 | $162.0M | $258.7M | ||
| Q3 25 | $134.1M | $231.8M | ||
| Q2 25 | $189.0M | $168.3M | ||
| Q1 25 | $146.6M | $88.3M | ||
| Q4 24 | $184.3M | $112.0M | ||
| Q3 24 | $150.7M | $135.8M | ||
| Q2 24 | $156.0M | $44.9M | ||
| Q1 24 | $135.7M | $106.0M |
総負債FICOIESC
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.0B | — |
株主資本FICOIESC
| Q4 25 | $-1.8B | $961.1M | ||
| Q3 25 | $-1.7B | $884.0M | ||
| Q2 25 | $-1.4B | $781.4M | ||
| Q1 25 | $-1.1B | $705.8M | ||
| Q4 24 | $-1.1B | $652.4M | ||
| Q3 24 | $-962.7M | $611.1M | ||
| Q2 24 | $-829.3M | $567.5M | ||
| Q1 24 | $-735.7M | $534.8M |
総資産FICOIESC
| Q4 25 | $1.9B | $1.7B | ||
| Q3 25 | $1.9B | $1.6B | ||
| Q2 25 | $1.9B | $1.5B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $1.7B | $1.3B | ||
| Q3 24 | $1.7B | $1.2B | ||
| Q2 24 | $1.7B | $1.2B | ||
| Q1 24 | $1.7B | $1.1B |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $174.1M | $27.7M |
| フリーキャッシュフロー営業CF - 設備投資 | $173.9M | $-18.9M |
| FCFマージンFCF / 売上 | 34.0% | -2.2% |
| 設備投資強度設備投資 / 売上 | 0.0% | 5.3% |
| キャッシュ転換率営業CF / 純利益 | 1.10× | 0.30× |
| 直近12ヶ月FCF直近4四半期 | $750.6M | $175.9M |
8四半期トレンド — 暦四半期で整列
営業キャッシュフローFICOIESC
| Q4 25 | $174.1M | $27.7M | ||
| Q3 25 | $223.7M | $132.0M | ||
| Q2 25 | $286.2M | $92.0M | ||
| Q1 25 | $74.9M | $24.8M | ||
| Q4 24 | $194.0M | $37.3M | ||
| Q3 24 | $226.5M | $92.8M | ||
| Q2 24 | $213.3M | $82.9M | ||
| Q1 24 | $71.0M | $33.7M |
フリーキャッシュフローFICOIESC
| Q4 25 | $173.9M | $-18.9M | ||
| Q3 25 | $219.5M | $112.0M | ||
| Q2 25 | $284.4M | $74.8M | ||
| Q1 25 | $72.8M | $7.9M | ||
| Q4 24 | $193.2M | $24.1M | ||
| Q3 24 | $224.7M | $78.5M | ||
| Q2 24 | $211.6M | $65.4M | ||
| Q1 24 | $67.0M | $26.9M |
FCFマージンFICOIESC
| Q4 25 | 34.0% | -2.2% | ||
| Q3 25 | 42.6% | 12.5% | ||
| Q2 25 | 53.0% | 8.4% | ||
| Q1 25 | 14.6% | 0.9% | ||
| Q4 24 | 43.9% | 3.2% | ||
| Q3 24 | 49.5% | 10.1% | ||
| Q2 24 | 47.2% | 8.5% | ||
| Q1 24 | 15.4% | 3.8% |
設備投資強度FICOIESC
| Q4 25 | 0.0% | 5.3% | ||
| Q3 25 | 0.8% | 2.2% | ||
| Q2 25 | 0.3% | 1.9% | ||
| Q1 25 | 0.4% | 2.0% | ||
| Q4 24 | 0.2% | 1.8% | ||
| Q3 24 | 0.4% | 1.8% | ||
| Q2 24 | 0.4% | 2.3% | ||
| Q1 24 | 0.9% | 1.0% |
キャッシュ転換率FICOIESC
| Q4 25 | 1.10× | 0.30× | ||
| Q3 25 | 1.44× | 1.29× | ||
| Q2 25 | 1.57× | 1.16× | ||
| Q1 25 | 0.46× | 0.34× | ||
| Q4 24 | 1.27× | 0.65× | ||
| Q3 24 | 1.67× | 1.42× | ||
| Q2 24 | 1.69× | 1.24× | ||
| Q1 24 | 0.55× | 0.59× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
IESC
| Communications | $351.9M | 40% |
| Single Family Electrical Contracts | $137.0M | 16% |
| Custom Engineered Solutions | $116.0M | 13% |
| Commercialand Industrial | $94.8M | 11% |
| Single Family Contracts Plumbing HVAC | $82.9M | 10% |
| Multi Familyand Other | $64.2M | 7% |
| Industrial Services | $24.2M | 3% |
