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Fair Isaac（FICO）とLife Time Group Holdings, Inc.（LTH）の財務データ比較。上の社名をクリックして会社を切り替えられます
Life Time Group Holdings, Inc.の直近四半期売上が大きい（$745.1M vs $512.0M、Fair Isaacの約1.5倍）。Fair Isaacの純利益率が高く（30.9% vs 16.5%、差は14.4%）。Fair Isaacの前年同期比売上増加率が高い（16.4% vs 12.3%）。Fair Isaacの直近四半期フリーキャッシュフローが多い（$173.9M vs $-64.6M）。過去8四半期でLife Time Group Holdings, Inc.の売上複合成長率が高い（11.7% vs 8.6%）
FICO（旧社名Fair, Isaac and Company）は米国モンタナ州ボーズマンに本社を置くデータ分析企業で、1956年にビル・フェアとアール・アイザックにより創業されました。消費者の信用リスクを測定するFICOスコアは、米国の消費者融資業界で広く活用されています。
Life Time Group Holdings, Inc.は米国全域で高級スポーツ・フィットネス・ウェルネス施設を運営する企業です。最新鋭のジム設備、グループエクササイズ、パーソナルトレーニング、スパ、栄養指導、子ども向けプログラム、コワーキングスペースなど、健康的なライフスタイルを求める人々に総合的なサービスを提供しています。
FICO vs LTH — 直接比較
損益計算書 — Q1 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $512.0M | $745.1M |
| 純利益 | $158.4M | $123.0M |
| 粗利率 | 83.0% | 49.1% |
| 営業利益率 | 45.7% | 17.4% |
| 純利益率 | 30.9% | 16.5% |
| 売上前年比 | 16.4% | 12.3% |
| 純利益前年比 | 3.8% | 231.0% |
| EPS（希薄化後） | $6.61 | $0.55 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $512.0M | $745.1M | ||
| Q3 25 | $515.8M | $782.6M | ||
| Q2 25 | $536.4M | $761.5M | ||
| Q1 25 | $498.7M | $706.0M | ||
| Q4 24 | $440.0M | $663.3M | ||
| Q3 24 | $453.8M | $693.2M | ||
| Q2 24 | $447.8M | $667.8M | ||
| Q1 24 | $433.8M | $596.7M |
| Q4 25 | $158.4M | $123.0M | ||
| Q3 25 | $155.0M | $102.4M | ||
| Q2 25 | $181.8M | $72.1M | ||
| Q1 25 | $162.6M | $76.1M | ||
| Q4 24 | $152.5M | $37.2M | ||
| Q3 24 | $135.7M | $41.4M | ||
| Q2 24 | $126.3M | $52.8M | ||
| Q1 24 | $129.8M | $24.9M |
| Q4 25 | 83.0% | 49.1% | ||
| Q3 25 | 82.3% | 47.1% | ||
| Q2 25 | 83.7% | 47.0% | ||
| Q1 25 | 82.4% | 47.5% | ||
| Q4 24 | 80.1% | 48.2% | ||
| Q3 24 | 80.3% | 46.5% | ||
| Q2 24 | 80.3% | 46.8% | ||
| Q1 24 | 80.0% | 46.1% |
| Q4 25 | 45.7% | 17.4% | ||
| Q3 25 | 46.0% | 17.3% | ||
| Q2 25 | 48.9% | 14.2% | ||
| Q1 25 | 49.3% | 15.2% | ||
| Q4 24 | 40.8% | 13.1% | ||
| Q3 24 | 43.4% | 13.5% | ||
| Q2 24 | 42.5% | 15.7% | ||
| Q1 24 | 44.9% | 12.1% |
| Q4 25 | 30.9% | 16.5% | ||
| Q3 25 | 30.1% | 13.1% | ||
| Q2 25 | 33.9% | 9.5% | ||
| Q1 25 | 32.6% | 10.8% | ||
| Q4 24 | 34.7% | 5.6% | ||
| Q3 24 | 29.9% | 6.0% | ||
| Q2 24 | 28.2% | 7.9% | ||
| Q1 24 | 29.9% | 4.2% |
| Q4 25 | $6.61 | $0.55 | ||
| Q3 25 | $6.41 | $0.45 | ||
| Q2 25 | $7.40 | $0.32 | ||
| Q1 25 | $6.59 | $0.34 | ||
| Q4 24 | $6.14 | $0.17 | ||
| Q3 24 | $5.44 | $0.19 | ||
| Q2 24 | $5.05 | $0.26 | ||
| Q1 24 | $5.16 | $0.12 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $162.0M | $204.8M |
| 総負債低いほど良い | $3.2B | $1.5B |
| 株主資本純資産 | $-1.8B | $3.1B |
| 総資産 | $1.9B | $8.0B |
| 負債/資本比率低いほどレバレッジが低い | — | 0.48× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $162.0M | $204.8M | ||
| Q3 25 | $134.1M | $218.9M | ||
| Q2 25 | $189.0M | $175.5M | ||
| Q1 25 | $146.6M | $59.0M | ||
| Q4 24 | $184.3M | $10.9M | ||
| Q3 24 | $150.7M | $120.9M | ||
| Q2 24 | $156.0M | $34.5M | ||
| Q1 24 | $135.7M | $18.6M |
| Q4 25 | $3.2B | $1.5B | ||
| Q3 25 | $3.1B | $1.5B | ||
| Q2 25 | $2.8B | $1.5B | ||
| Q1 25 | $2.5B | $1.5B | ||
| Q4 24 | $2.4B | $1.5B | ||
| Q3 24 | $2.2B | $1.7B | ||
| Q2 24 | $2.1B | $1.8B | ||
| Q1 24 | $2.0B | $2.0B |
| Q4 25 | $-1.8B | $3.1B | ||
| Q3 25 | $-1.7B | $3.0B | ||
| Q2 25 | $-1.4B | $2.9B | ||
| Q1 25 | $-1.1B | $2.7B | ||
| Q4 24 | $-1.1B | $2.6B | ||
| Q3 24 | $-962.7M | $2.6B | ||
| Q2 24 | $-829.3M | $2.4B | ||
| Q1 24 | $-735.7M | $2.3B |
| Q4 25 | $1.9B | $8.0B | ||
| Q3 25 | $1.9B | $7.8B | ||
| Q2 25 | $1.9B | $7.6B | ||
| Q1 25 | $1.8B | $7.3B | ||
| Q4 24 | $1.7B | $7.2B | ||
| Q3 24 | $1.7B | $7.2B | ||
| Q2 24 | $1.7B | $7.1B | ||
| Q1 24 | $1.7B | $7.1B |
| Q4 25 | — | 0.48× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | — | 0.59× | ||
| Q3 24 | — | 0.64× | ||
| Q2 24 | — | 0.78× | ||
| Q1 24 | — | 0.87× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $174.1M | $239.9M |
| フリーキャッシュフロー営業CF - 設備投資 | $173.9M | $-64.6M |
| FCFマージンFCF / 売上 | 34.0% | -8.7% |
| 設備投資強度設備投資 / 売上 | 0.0% | 40.9% |
| キャッシュ転換率営業CF / 純利益 | 1.10× | 1.95× |
| 直近12ヶ月FCF直近4四半期 | $750.6M | $-21.0M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $174.1M | $239.9M | ||
| Q3 25 | $223.7M | $251.1M | ||
| Q2 25 | $286.2M | $195.7M | ||
| Q1 25 | $74.9M | $183.9M | ||
| Q4 24 | $194.0M | $163.1M | ||
| Q3 24 | $226.5M | $151.1M | ||
| Q2 24 | $213.3M | $170.4M | ||
| Q1 24 | $71.0M | $90.4M |
| Q4 25 | $173.9M | $-64.6M | ||
| Q3 25 | $219.5M | $28.6M | ||
| Q2 25 | $284.4M | $-26.3M | ||
| Q1 25 | $72.8M | $41.4M | ||
| Q4 24 | $193.2M | $26.8M | ||
| Q3 24 | $224.7M | $64.0M | ||
| Q2 24 | $211.6M | $26.1M | ||
| Q1 24 | $67.0M | $-66.4M |
| Q4 25 | 34.0% | -8.7% | ||
| Q3 25 | 42.6% | 3.7% | ||
| Q2 25 | 53.0% | -3.5% | ||
| Q1 25 | 14.6% | 5.9% | ||
| Q4 24 | 43.9% | 4.0% | ||
| Q3 24 | 49.5% | 9.2% | ||
| Q2 24 | 47.2% | 3.9% | ||
| Q1 24 | 15.4% | -11.1% |
| Q4 25 | 0.0% | 40.9% | ||
| Q3 25 | 0.8% | 28.4% | ||
| Q2 25 | 0.3% | 29.2% | ||
| Q1 25 | 0.4% | 20.2% | ||
| Q4 24 | 0.2% | 20.6% | ||
| Q3 24 | 0.4% | 12.6% | ||
| Q2 24 | 0.4% | 21.6% | ||
| Q1 24 | 0.9% | 26.3% |
| Q4 25 | 1.10× | 1.95× | ||
| Q3 25 | 1.44× | 2.45× | ||
| Q2 25 | 1.57× | 2.71× | ||
| Q1 25 | 0.46× | 2.41× | ||
| Q4 24 | 1.27× | 4.39× | ||
| Q3 24 | 1.67× | 3.65× | ||
| Q2 24 | 1.69× | 3.23× | ||
| Q1 24 | 0.55× | 3.63× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
LTH
| Membership | $535.1M | 72% |
| In Center | $191.2M | 26% |
| Other | $18.8M | 3% |
