vs
Fair Isaac（FICO）とRalliant Corp（RAL）の財務データ比較。上の社名をクリックして会社を切り替えられます
Ralliant Corpの直近四半期売上が大きい（$529.1M vs $512.0M、Fair Isaacの約1.0倍）。Fair Isaacの純利益率が高く（30.9% vs 7.5%、差は23.4%）。Fair Isaacの前年同期比売上増加率が高い（16.4% vs -0.5%）。Fair Isaacの直近四半期フリーキャッシュフローが多い（$173.9M vs $126.6M）
FICO（旧社名Fair, Isaac and Company）は米国モンタナ州ボーズマンに本社を置くデータ分析企業で、1956年にビル・フェアとアール・アイザックにより創業されました。消費者の信用リスクを測定するFICOスコアは、米国の消費者融資業界で広く活用されています。
FICO vs RAL — 直接比較
売上が大きい
RAL
1.0倍大きい
$512.0M
売上成長率が高い
FICO
+16.9%の差
-0.5%
純利益率が高い
FICO
純利益率が23.4%高い
7.5%
フリーキャッシュフローが多い
FICO
FCF $47.3M多い
$126.6M
損益計算書 — Q1 FY2026 vs Q3 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $512.0M | $529.1M |
| 純利益 | $158.4M | $39.9M |
| 粗利率 | 83.0% | 50.8% |
| 営業利益率 | 45.7% | 9.8% |
| 純利益率 | 30.9% | 7.5% |
| 売上前年比 | 16.4% | -0.5% |
| 純利益前年比 | 3.8% | -56.1% |
| EPS（希薄化後） | $6.61 | $0.35 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
売上FICORAL
| Q4 25 | $512.0M | — | ||
| Q3 25 | $515.8M | $529.1M | ||
| Q2 25 | $536.4M | $503.3M | ||
| Q1 25 | $498.7M | — | ||
| Q4 24 | $440.0M | — | ||
| Q3 24 | $453.8M | $531.7M | ||
| Q2 24 | $447.8M | $533.7M | ||
| Q1 24 | $433.8M | — |
純利益FICORAL
| Q4 25 | $158.4M | — | ||
| Q3 25 | $155.0M | $39.9M | ||
| Q2 25 | $181.8M | $47.6M | ||
| Q1 25 | $162.6M | — | ||
| Q4 24 | $152.5M | — | ||
| Q3 24 | $135.7M | $90.9M | ||
| Q2 24 | $126.3M | $64.8M | ||
| Q1 24 | $129.8M | — |
粗利率FICORAL
| Q4 25 | 83.0% | — | ||
| Q3 25 | 82.3% | 50.8% | ||
| Q2 25 | 83.7% | 49.3% | ||
| Q1 25 | 82.4% | — | ||
| Q4 24 | 80.1% | — | ||
| Q3 24 | 80.3% | 52.6% | ||
| Q2 24 | 80.3% | 51.5% | ||
| Q1 24 | 80.0% | — |
営業利益率FICORAL
| Q4 25 | 45.7% | — | ||
| Q3 25 | 46.0% | 9.8% | ||
| Q2 25 | 48.9% | 11.7% | ||
| Q1 25 | 49.3% | — | ||
| Q4 24 | 40.8% | — | ||
| Q3 24 | 43.4% | 20.9% | ||
| Q2 24 | 42.5% | 19.7% | ||
| Q1 24 | 44.9% | — |
純利益率FICORAL
| Q4 25 | 30.9% | — | ||
| Q3 25 | 30.1% | 7.5% | ||
| Q2 25 | 33.9% | 9.5% | ||
| Q1 25 | 32.6% | — | ||
| Q4 24 | 34.7% | — | ||
| Q3 24 | 29.9% | 17.1% | ||
| Q2 24 | 28.2% | 12.1% | ||
| Q1 24 | 29.9% | — |
EPS（希薄化後）FICORAL
| Q4 25 | $6.61 | — | ||
| Q3 25 | $6.41 | $0.35 | ||
| Q2 25 | $7.40 | $0.42 | ||
| Q1 25 | $6.59 | — | ||
| Q4 24 | $6.14 | — | ||
| Q3 24 | $5.44 | $0.81 | ||
| Q2 24 | $5.05 | $0.57 | ||
| Q1 24 | $5.16 | — |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $162.0M | $264.2M |
| 総負債低いほど良い | $3.2B | $1.1B |
| 株主資本純資産 | $-1.8B | $3.0B |
| 総資産 | $1.9B | $5.3B |
| 負債/資本比率低いほどレバレッジが低い | — | 0.39× |
8四半期トレンド — 暦四半期で整列
現金・短期投資FICORAL
| Q4 25 | $162.0M | — | ||
| Q3 25 | $134.1M | $264.2M | ||
| Q2 25 | $189.0M | $198.6M | ||
| Q1 25 | $146.6M | — | ||
| Q4 24 | $184.3M | — | ||
| Q3 24 | $150.7M | — | ||
| Q2 24 | $156.0M | — | ||
| Q1 24 | $135.7M | — |
総負債FICORAL
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.1B | $1.1B | ||
| Q2 25 | $2.8B | $1.1B | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.0B | — |
株主資本FICORAL
| Q4 25 | $-1.8B | — | ||
| Q3 25 | $-1.7B | $3.0B | ||
| Q2 25 | $-1.4B | $3.0B | ||
| Q1 25 | $-1.1B | — | ||
| Q4 24 | $-1.1B | — | ||
| Q3 24 | $-962.7M | $4.0B | ||
| Q2 24 | $-829.3M | $4.0B | ||
| Q1 24 | $-735.7M | — |
総資産FICORAL
| Q4 25 | $1.9B | — | ||
| Q3 25 | $1.9B | $5.3B | ||
| Q2 25 | $1.9B | $5.2B | ||
| Q1 25 | $1.8B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.7B | — |
負債/資本比率FICORAL
| Q4 25 | — | — | ||
| Q3 25 | — | 0.39× | ||
| Q2 25 | — | 0.38× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $174.1M | $138.6M |
| フリーキャッシュフロー営業CF - 設備投資 | $173.9M | $126.6M |
| FCFマージンFCF / 売上 | 34.0% | 23.9% |
| 設備投資強度設備投資 / 売上 | 0.0% | 2.3% |
| キャッシュ転換率営業CF / 純利益 | 1.10× | 3.47× |
| 直近12ヶ月FCF直近4四半期 | $750.6M | — |
8四半期トレンド — 暦四半期で整列
営業キャッシュフローFICORAL
| Q4 25 | $174.1M | — | ||
| Q3 25 | $223.7M | $138.6M | ||
| Q2 25 | $286.2M | — | ||
| Q1 25 | $74.9M | — | ||
| Q4 24 | $194.0M | — | ||
| Q3 24 | $226.5M | — | ||
| Q2 24 | $213.3M | — | ||
| Q1 24 | $71.0M | — |
フリーキャッシュフローFICORAL
| Q4 25 | $173.9M | — | ||
| Q3 25 | $219.5M | $126.6M | ||
| Q2 25 | $284.4M | — | ||
| Q1 25 | $72.8M | — | ||
| Q4 24 | $193.2M | — | ||
| Q3 24 | $224.7M | — | ||
| Q2 24 | $211.6M | — | ||
| Q1 24 | $67.0M | — |
FCFマージンFICORAL
| Q4 25 | 34.0% | — | ||
| Q3 25 | 42.6% | 23.9% | ||
| Q2 25 | 53.0% | — | ||
| Q1 25 | 14.6% | — | ||
| Q4 24 | 43.9% | — | ||
| Q3 24 | 49.5% | — | ||
| Q2 24 | 47.2% | — | ||
| Q1 24 | 15.4% | — |
設備投資強度FICORAL
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.8% | 2.3% | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.9% | — |
キャッシュ転換率FICORAL
| Q4 25 | 1.10× | — | ||
| Q3 25 | 1.44× | 3.47× | ||
| Q2 25 | 1.57× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 1.27× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 1.69× | — | ||
| Q1 24 | 0.55× | — |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
RAL
| Industrial Manufacturing | $111.1M | 21% |
| Defense And Space | $93.6M | 18% |
| Diversified Electronics | $91.0M | 17% |
| Test And Measurement | $76.8M | 15% |
| Communications | $60.7M | 11% |
| Semiconductors | $51.4M | 10% |
| Other Direct End Markets | $44.4M | 8% |
