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Fair Isaac（FICO）とSCANSOURCE, INC.（SCSC）の財務データ比較。上の社名をクリックして会社を切り替えられます
SCANSOURCE, INC.の直近四半期売上が大きい（$766.5M vs $512.0M、Fair Isaacの約1.5倍）。Fair Isaacの純利益率が高く（30.9% vs 2.2%、差は28.8%）。Fair Isaacの前年同期比売上増加率が高い（16.4% vs 2.5%）。Fair Isaacの直近四半期フリーキャッシュフローが多い（$173.9M vs $28.9M）。過去8四半期でFair Isaacの売上複合成長率が高い（8.6% vs 0.9%）
FICO（旧社名Fair, Isaac and Company）は米国モンタナ州ボーズマンに本社を置くデータ分析企業で、1956年にビル・フェアとアール・アイザックにより創業されました。消費者の信用リスクを測定するFICOスコアは、米国の消費者融資業界で広く活用されています。
ScanSource社は世界有数の専門技術流通企業で、POSシステム、バーコードスキャナー、サイバーセキュリティ製品、クラウドサービス、通信ソリューションなどを取り扱い、北米・中南米・欧州の付加価値販売業者、サービスプロバイダー、企業顧客向けに事業を展開し、小売、医療、産業、公共部門を主な対象分野としています。
FICO vs SCSC — 直接比較
損益計算書 — Q1 FY2026 vs Q2 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $512.0M | $766.5M |
| 純利益 | $158.4M | $16.5M |
| 粗利率 | 83.0% | 13.4% |
| 営業利益率 | 45.7% | 2.3% |
| 純利益率 | 30.9% | 2.2% |
| 売上前年比 | 16.4% | 2.5% |
| 純利益前年比 | 3.8% | -3.3% |
| EPS（希薄化後） | $6.61 | $0.75 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $512.0M | $766.5M | ||
| Q3 25 | $515.8M | $739.6M | ||
| Q2 25 | $536.4M | $812.9M | ||
| Q1 25 | $498.7M | $704.8M | ||
| Q4 24 | $440.0M | $747.5M | ||
| Q3 24 | $453.8M | $775.6M | ||
| Q2 24 | $447.8M | $746.1M | ||
| Q1 24 | $433.8M | $752.6M |
| Q4 25 | $158.4M | $16.5M | ||
| Q3 25 | $155.0M | $19.9M | ||
| Q2 25 | $181.8M | $20.1M | ||
| Q1 25 | $162.6M | $17.4M | ||
| Q4 24 | $152.5M | $17.1M | ||
| Q3 24 | $135.7M | $17.0M | ||
| Q2 24 | $126.3M | $16.1M | ||
| Q1 24 | $129.8M | $12.8M |
| Q4 25 | 83.0% | 13.4% | ||
| Q3 25 | 82.3% | 14.5% | ||
| Q2 25 | 83.7% | 12.9% | ||
| Q1 25 | 82.4% | 14.2% | ||
| Q4 24 | 80.1% | 13.6% | ||
| Q3 24 | 80.3% | 13.1% | ||
| Q2 24 | 80.3% | 13.0% | ||
| Q1 24 | 80.0% | 12.6% |
| Q4 25 | 45.7% | 2.3% | ||
| Q3 25 | 46.0% | 3.5% | ||
| Q2 25 | 48.9% | 3.3% | ||
| Q1 25 | 49.3% | 3.2% | ||
| Q4 24 | 40.8% | 2.5% | ||
| Q3 24 | 43.4% | 2.3% | ||
| Q2 24 | 42.5% | 2.9% | ||
| Q1 24 | 44.9% | 2.3% |
| Q4 25 | 30.9% | 2.2% | ||
| Q3 25 | 30.1% | 2.7% | ||
| Q2 25 | 33.9% | 2.5% | ||
| Q1 25 | 32.6% | 2.5% | ||
| Q4 24 | 34.7% | 2.3% | ||
| Q3 24 | 29.9% | 2.2% | ||
| Q2 24 | 28.2% | 2.2% | ||
| Q1 24 | 29.9% | 1.7% |
| Q4 25 | $6.61 | $0.75 | ||
| Q3 25 | $6.41 | $0.89 | ||
| Q2 25 | $7.40 | $0.87 | ||
| Q1 25 | $6.59 | $0.74 | ||
| Q4 24 | $6.14 | $0.70 | ||
| Q3 24 | $5.44 | $0.69 | ||
| Q2 24 | $5.05 | $0.66 | ||
| Q1 24 | $5.16 | $0.50 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $162.0M | $83.5M |
| 総負債低いほど良い | $3.2B | — |
| 株主資本純資産 | $-1.8B | $910.9M |
| 総資産 | $1.9B | $1.7B |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $162.0M | $83.5M | ||
| Q3 25 | $134.1M | $124.9M | ||
| Q2 25 | $189.0M | $126.2M | ||
| Q1 25 | $146.6M | $146.3M | ||
| Q4 24 | $184.3M | $110.5M | ||
| Q3 24 | $150.7M | $145.0M | ||
| Q2 24 | $156.0M | $185.5M | ||
| Q1 24 | $135.7M | $159.1M |
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.0B | — |
| Q4 25 | $-1.8B | $910.9M | ||
| Q3 25 | $-1.7B | $914.0M | ||
| Q2 25 | $-1.4B | $906.4M | ||
| Q1 25 | $-1.1B | $901.7M | ||
| Q4 24 | $-1.1B | $900.7M | ||
| Q3 24 | $-962.7M | $920.9M | ||
| Q2 24 | $-829.3M | $924.3M | ||
| Q1 24 | $-735.7M | $944.1M |
| Q4 25 | $1.9B | $1.7B | ||
| Q3 25 | $1.9B | $1.7B | ||
| Q2 25 | $1.9B | $1.8B | ||
| Q1 25 | $1.8B | $1.7B | ||
| Q4 24 | $1.7B | $1.7B | ||
| Q3 24 | $1.7B | $1.8B | ||
| Q2 24 | $1.7B | $1.8B | ||
| Q1 24 | $1.7B | $1.8B |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $174.1M | $30.8M |
| フリーキャッシュフロー営業CF - 設備投資 | $173.9M | $28.9M |
| FCFマージンFCF / 売上 | 34.0% | 3.8% |
| 設備投資強度設備投資 / 売上 | 0.0% | 0.3% |
| キャッシュ転換率営業CF / 純利益 | 1.10× | 1.87× |
| 直近12ヶ月FCF直近4四半期 | $750.6M | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $174.1M | $30.8M | ||
| Q3 25 | $223.7M | $23.2M | ||
| Q2 25 | $286.2M | — | ||
| Q1 25 | $74.9M | $66.1M | ||
| Q4 24 | $194.0M | $-6.2M | ||
| Q3 24 | $226.5M | $44.8M | ||
| Q2 24 | $213.3M | — | ||
| Q1 24 | $71.0M | $160.2M |
| Q4 25 | $173.9M | $28.9M | ||
| Q3 25 | $219.5M | $20.8M | ||
| Q2 25 | $284.4M | — | ||
| Q1 25 | $72.8M | $64.6M | ||
| Q4 24 | $193.2M | $-8.2M | ||
| Q3 24 | $224.7M | $42.5M | ||
| Q2 24 | $211.6M | — | ||
| Q1 24 | $67.0M | $157.7M |
| Q4 25 | 34.0% | 3.8% | ||
| Q3 25 | 42.6% | 2.8% | ||
| Q2 25 | 53.0% | — | ||
| Q1 25 | 14.6% | 9.2% | ||
| Q4 24 | 43.9% | -1.1% | ||
| Q3 24 | 49.5% | 5.5% | ||
| Q2 24 | 47.2% | — | ||
| Q1 24 | 15.4% | 21.0% |
| Q4 25 | 0.0% | 0.3% | ||
| Q3 25 | 0.8% | 0.3% | ||
| Q2 25 | 0.3% | 0.3% | ||
| Q1 25 | 0.4% | 0.2% | ||
| Q4 24 | 0.2% | 0.3% | ||
| Q3 24 | 0.4% | 0.3% | ||
| Q2 24 | 0.4% | 0.2% | ||
| Q1 24 | 0.9% | 0.3% |
| Q4 25 | 1.10× | 1.87× | ||
| Q3 25 | 1.44× | 1.17× | ||
| Q2 25 | 1.57× | — | ||
| Q1 25 | 0.46× | 3.79× | ||
| Q4 24 | 1.27× | -0.36× | ||
| Q3 24 | 1.67× | 2.64× | ||
| Q2 24 | 1.69× | — | ||
| Q1 24 | 0.55× | 12.51× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
SCSC
| Products And Services | $723.4M | 94% |
| Intelisys Advisory | $25.0M | 3% |
| Recurring Revenue | $18.2M | 2% |
