vs
Fair Isaac（FICO）とSUBURBAN PROPANE PARTNERS LP（SPH）の財務データ比較。上の社名をクリックして会社を切り替えられます
Fair Isaacの直近四半期売上が大きい（$512.0M vs $370.4M、SUBURBAN PROPANE PARTNERS LPの約1.4倍）。Fair Isaacの純利益率が高く（30.9% vs 12.4%、差は18.6%）。Fair Isaacの前年同期比売上増加率が高い（16.4% vs -0.8%）。Fair Isaacの直近四半期フリーキャッシュフローが多い（$173.9M vs $-67.5M）。過去8四半期でFair Isaacの売上複合成長率が高い（8.6% vs -13.8%）
FICO（旧社名Fair, Isaac and Company）は米国モンタナ州ボーズマンに本社を置くデータ分析企業で、1956年にビル・フェアとアール・アイザックにより創業されました。消費者の信用リスクを測定するFICOスコアは、米国の消費者融資業界で広く活用されています。
Suburban Propane Partners LPは米国の大手エネルギー流通企業で、プロパンガス、天然ガス、暖房用油を中心に幅広いエネルギー製品を取り扱い、住宅、商業施設、工場、農業従事者向けにHVACシステムの設置・保守・修理サービスも提供しています。
FICO vs SPH — 直接比較
損益計算書 — Q1 FY2026 vs Q1 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $512.0M | $370.4M |
| 純利益 | $158.4M | $45.8M |
| 粗利率 | 83.0% | 64.7% |
| 営業利益率 | 45.7% | 18.3% |
| 純利益率 | 30.9% | 12.4% |
| 売上前年比 | 16.4% | -0.8% |
| 純利益前年比 | 3.8% | 135.7% |
| EPS（希薄化後） | $6.61 | $0.69 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $512.0M | $370.4M | ||
| Q3 25 | $515.8M | $211.4M | ||
| Q2 25 | $536.4M | $260.1M | ||
| Q1 25 | $498.7M | $587.7M | ||
| Q4 24 | $440.0M | $373.3M | ||
| Q3 24 | $453.8M | $208.6M | ||
| Q2 24 | $447.8M | $254.6M | ||
| Q1 24 | $433.8M | $498.1M |
| Q4 25 | $158.4M | $45.8M | ||
| Q3 25 | $155.0M | $-35.1M | ||
| Q2 25 | $181.8M | $-14.8M | ||
| Q1 25 | $162.6M | $137.1M | ||
| Q4 24 | $152.5M | $19.4M | ||
| Q3 24 | $135.7M | $-44.6M | ||
| Q2 24 | $126.3M | $-17.2M | ||
| Q1 24 | $129.8M | $111.5M |
| Q4 25 | 83.0% | 64.7% | ||
| Q3 25 | 82.3% | 64.7% | ||
| Q2 25 | 83.7% | 61.7% | ||
| Q1 25 | 82.4% | 58.8% | ||
| Q4 24 | 80.1% | 60.6% | ||
| Q3 24 | 80.3% | 59.4% | ||
| Q2 24 | 80.3% | 62.9% | ||
| Q1 24 | 80.0% | 61.8% |
| Q4 25 | 45.7% | 18.3% | ||
| Q3 25 | 46.0% | -7.9% | ||
| Q2 25 | 48.9% | 2.1% | ||
| Q1 25 | 49.3% | 27.0% | ||
| Q4 24 | 40.8% | 15.8% | ||
| Q3 24 | 43.4% | -10.8% | ||
| Q2 24 | 42.5% | 3.2% | ||
| Q1 24 | 44.9% | 27.5% |
| Q4 25 | 30.9% | 12.4% | ||
| Q3 25 | 30.1% | -16.6% | ||
| Q2 25 | 33.9% | -5.7% | ||
| Q1 25 | 32.6% | 23.3% | ||
| Q4 24 | 34.7% | 5.2% | ||
| Q3 24 | 29.9% | -21.4% | ||
| Q2 24 | 28.2% | -6.8% | ||
| Q1 24 | 29.9% | 22.4% |
| Q4 25 | $6.61 | $0.69 | ||
| Q3 25 | $6.41 | $-0.55 | ||
| Q2 25 | $7.40 | $-0.23 | ||
| Q1 25 | $6.59 | $2.10 | ||
| Q4 24 | $6.14 | $0.30 | ||
| Q3 24 | $5.44 | $-0.69 | ||
| Q2 24 | $5.05 | $-0.27 | ||
| Q1 24 | $5.16 | $1.72 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $162.0M | $1.3M |
| 総負債低いほど良い | $3.2B | $1.3B |
| 株主資本純資産 | $-1.8B | — |
| 総資産 | $1.9B | $2.4B |
| 負債/資本比率低いほどレバレッジが低い | — | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $162.0M | $1.3M | ||
| Q3 25 | $134.1M | $405.0K | ||
| Q2 25 | $189.0M | $1.3M | ||
| Q1 25 | $146.6M | $3.9M | ||
| Q4 24 | $184.3M | $4.4M | ||
| Q3 24 | $150.7M | $3.2M | ||
| Q2 24 | $156.0M | $4.9M | ||
| Q1 24 | $135.7M | $4.4M |
| Q4 25 | $3.2B | $1.3B | ||
| Q3 25 | $3.1B | $1.2B | ||
| Q2 25 | $2.8B | $1.2B | ||
| Q1 25 | $2.5B | $1.3B | ||
| Q4 24 | $2.4B | $1.3B | ||
| Q3 24 | $2.2B | $1.2B | ||
| Q2 24 | $2.1B | $1.2B | ||
| Q1 24 | $2.0B | $1.2B |
| Q4 25 | $-1.8B | — | ||
| Q3 25 | $-1.7B | — | ||
| Q2 25 | $-1.4B | — | ||
| Q1 25 | $-1.1B | — | ||
| Q4 24 | $-1.1B | — | ||
| Q3 24 | $-962.7M | — | ||
| Q2 24 | $-829.3M | — | ||
| Q1 24 | $-735.7M | — |
| Q4 25 | $1.9B | $2.4B | ||
| Q3 25 | $1.9B | $2.3B | ||
| Q2 25 | $1.9B | $2.3B | ||
| Q1 25 | $1.8B | $2.4B | ||
| Q4 24 | $1.7B | $2.4B | ||
| Q3 24 | $1.7B | $2.3B | ||
| Q2 24 | $1.7B | $2.3B | ||
| Q1 24 | $1.7B | $2.3B |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $174.1M | $-47.7M |
| フリーキャッシュフロー営業CF - 設備投資 | $173.9M | $-67.5M |
| FCFマージンFCF / 売上 | 34.0% | -18.2% |
| 設備投資強度設備投資 / 売上 | 0.0% | 5.3% |
| キャッシュ転換率営業CF / 純利益 | 1.10× | -1.04× |
| 直近12ヶ月FCF直近4四半期 | $750.6M | $61.9M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $174.1M | $-47.7M | ||
| Q3 25 | $223.7M | $41.8M | ||
| Q2 25 | $286.2M | $95.5M | ||
| Q1 25 | $74.9M | $40.1M | ||
| Q4 24 | $194.0M | $8.8M | ||
| Q3 24 | $226.5M | $36.8M | ||
| Q2 24 | $213.3M | $61.4M | ||
| Q1 24 | $71.0M | $75.1M |
| Q4 25 | $173.9M | $-67.5M | ||
| Q3 25 | $219.5M | $27.7M | ||
| Q2 25 | $284.4M | $80.9M | ||
| Q1 25 | $72.8M | $20.8M | ||
| Q4 24 | $193.2M | $-15.1M | ||
| Q3 24 | $224.7M | $17.7M | ||
| Q2 24 | $211.6M | $46.8M | ||
| Q1 24 | $67.0M | $60.6M |
| Q4 25 | 34.0% | -18.2% | ||
| Q3 25 | 42.6% | 13.1% | ||
| Q2 25 | 53.0% | 31.1% | ||
| Q1 25 | 14.6% | 3.5% | ||
| Q4 24 | 43.9% | -4.0% | ||
| Q3 24 | 49.5% | 8.5% | ||
| Q2 24 | 47.2% | 18.4% | ||
| Q1 24 | 15.4% | 12.2% |
| Q4 25 | 0.0% | 5.3% | ||
| Q3 25 | 0.8% | 6.7% | ||
| Q2 25 | 0.3% | 5.6% | ||
| Q1 25 | 0.4% | 3.3% | ||
| Q4 24 | 0.2% | 6.4% | ||
| Q3 24 | 0.4% | 9.1% | ||
| Q2 24 | 0.4% | 5.8% | ||
| Q1 24 | 0.9% | 2.9% |
| Q4 25 | 1.10× | -1.04× | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 1.57× | — | ||
| Q1 25 | 0.46× | 0.29× | ||
| Q4 24 | 1.27× | 0.45× | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 1.69× | — | ||
| Q1 24 | 0.55× | 0.67× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
SPH
| Propane | $326.4M | 88% |
| Other Sales Revenue Net | $19.9M | 5% |
| Fuel Oil And Refined Fuels | $18.2M | 5% |
| Natural Gas And Electricity | $5.9M | 2% |
| Wholesale | $4.1M | 1% |
