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Fair Isaac（FICO）とZurn Elkay Water Solutions Corp（ZWS）の財務データ比較。上の社名をクリックして会社を切り替えられます
Fair Isaacの直近四半期売上が大きい（$512.0M vs $407.2M、Zurn Elkay Water Solutions Corpの約1.3倍）。Fair Isaacの純利益率が高く（30.9% vs 10.3%、差は20.6%）。Fair Isaacの前年同期比売上増加率が高い（16.4% vs 9.8%）。過去8四半期でFair Isaacの売上複合成長率が高い（8.6% vs 4.4%）
FICO（旧社名Fair, Isaac and Company）は米国モンタナ州ボーズマンに本社を置くデータ分析企業で、1956年にビル・フェアとアール・アイザックにより創業されました。消費者の信用リスクを測定するFICOスコアは、米国の消費者融資業界で広く活用されています。
Zurn Elkay Water Solutions Corpは水管理・供給ソリューションを専門とする企業で、商業用配管設備、飲料水システム、ろ過製品、流量制御部品などを製造・販売しています。主に北米をはじめとする世界各地の商業施設、住宅、工業、公共インフラ分野に、持続可能な節水効率の高い製品を提供しています。
FICO vs ZWS — 直接比較
損益計算書 — Q1 FY2026 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $512.0M | $407.2M |
| 純利益 | $158.4M | $42.1M |
| 粗利率 | 83.0% | 44.4% |
| 営業利益率 | 45.7% | 14.8% |
| 純利益率 | 30.9% | 10.3% |
| 売上前年比 | 16.4% | 9.8% |
| 純利益前年比 | 3.8% | 15.7% |
| EPS（希薄化後） | $6.61 | $0.24 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $512.0M | $407.2M | ||
| Q3 25 | $515.8M | $455.4M | ||
| Q2 25 | $536.4M | $444.5M | ||
| Q1 25 | $498.7M | $388.8M | ||
| Q4 24 | $440.0M | $370.7M | ||
| Q3 24 | $453.8M | $410.0M | ||
| Q2 24 | $447.8M | $412.0M | ||
| Q1 24 | $433.8M | $373.8M |
| Q4 25 | $158.4M | $42.1M | ||
| Q3 25 | $155.0M | $61.8M | ||
| Q2 25 | $181.8M | $50.5M | ||
| Q1 25 | $162.6M | $43.6M | ||
| Q4 24 | $152.5M | $36.4M | ||
| Q3 24 | $135.7M | $43.5M | ||
| Q2 24 | $126.3M | $46.0M | ||
| Q1 24 | $129.8M | $34.3M |
| Q4 25 | 83.0% | 44.4% | ||
| Q3 25 | 82.3% | 44.1% | ||
| Q2 25 | 83.7% | 45.5% | ||
| Q1 25 | 82.4% | 46.6% | ||
| Q4 24 | 80.1% | 43.5% | ||
| Q3 24 | 80.3% | 46.2% | ||
| Q2 24 | 80.3% | 45.2% | ||
| Q1 24 | 80.0% | 45.5% |
| Q4 25 | 45.7% | 14.8% | ||
| Q3 25 | 46.0% | 17.0% | ||
| Q2 25 | 48.9% | 17.5% | ||
| Q1 25 | 49.3% | 16.3% | ||
| Q4 24 | 40.8% | 13.3% | ||
| Q3 24 | 43.4% | 17.1% | ||
| Q2 24 | 42.5% | 17.5% | ||
| Q1 24 | 44.9% | 14.2% |
| Q4 25 | 30.9% | 10.3% | ||
| Q3 25 | 30.1% | 13.6% | ||
| Q2 25 | 33.9% | 11.4% | ||
| Q1 25 | 32.6% | 11.2% | ||
| Q4 24 | 34.7% | 9.8% | ||
| Q3 24 | 29.9% | 10.6% | ||
| Q2 24 | 28.2% | 11.2% | ||
| Q1 24 | 29.9% | 9.2% |
| Q4 25 | $6.61 | $0.24 | ||
| Q3 25 | $6.41 | $0.36 | ||
| Q2 25 | $7.40 | $0.29 | ||
| Q1 25 | $6.59 | $0.26 | ||
| Q4 24 | $6.14 | $0.21 | ||
| Q3 24 | $5.44 | $0.25 | ||
| Q2 24 | $5.05 | $0.27 | ||
| Q1 24 | $5.16 | $0.19 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $162.0M | $300.5M |
| 総負債低いほど良い | $3.2B | $496.5M |
| 株主資本純資産 | $-1.8B | $1.6B |
| 総資産 | $1.9B | $2.7B |
| 負債/資本比率低いほどレバレッジが低い | — | 0.31× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $162.0M | $300.5M | ||
| Q3 25 | $134.1M | $260.1M | ||
| Q2 25 | $189.0M | $201.9M | ||
| Q1 25 | $146.6M | $144.7M | ||
| Q4 24 | $184.3M | $198.0M | ||
| Q3 24 | $150.7M | $187.9M | ||
| Q2 24 | $156.0M | $162.7M | ||
| Q1 24 | $135.7M | $157.1M |
| Q4 25 | $3.2B | $496.5M | ||
| Q3 25 | $3.1B | $496.4M | ||
| Q2 25 | $2.8B | $495.9M | ||
| Q1 25 | $2.5B | $495.8M | ||
| Q4 24 | $2.4B | $495.6M | ||
| Q3 24 | $2.2B | $495.6M | ||
| Q2 24 | $2.1B | $495.5M | ||
| Q1 24 | $2.0B | $495.4M |
| Q4 25 | $-1.8B | $1.6B | ||
| Q3 25 | $-1.7B | $1.6B | ||
| Q2 25 | $-1.4B | $1.6B | ||
| Q1 25 | $-1.1B | $1.5B | ||
| Q4 24 | $-1.1B | $1.6B | ||
| Q3 24 | $-962.7M | $1.6B | ||
| Q2 24 | $-829.3M | $1.6B | ||
| Q1 24 | $-735.7M | $1.6B |
| Q4 25 | $1.9B | $2.7B | ||
| Q3 25 | $1.9B | $2.7B | ||
| Q2 25 | $1.9B | $2.7B | ||
| Q1 25 | $1.8B | $2.6B | ||
| Q4 24 | $1.7B | $2.6B | ||
| Q3 24 | $1.7B | $2.7B | ||
| Q2 24 | $1.7B | $2.7B | ||
| Q1 24 | $1.7B | $2.7B |
| Q4 25 | — | 0.31× | ||
| Q3 25 | — | 0.31× | ||
| Q2 25 | — | 0.32× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.31× | ||
| Q3 24 | — | 0.31× | ||
| Q2 24 | — | 0.31× | ||
| Q1 24 | — | 0.31× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $174.1M | $91.7M |
| フリーキャッシュフロー営業CF - 設備投資 | $173.9M | — |
| FCFマージンFCF / 売上 | 34.0% | — |
| 設備投資強度設備投資 / 売上 | 0.0% | — |
| キャッシュ転換率営業CF / 純利益 | 1.10× | 2.18× |
| 直近12ヶ月FCF直近4四半期 | $750.6M | — |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $174.1M | $91.7M | ||
| Q3 25 | $223.7M | $101.3M | ||
| Q2 25 | $286.2M | $110.6M | ||
| Q1 25 | $74.9M | $42.9M | ||
| Q4 24 | $194.0M | $63.6M | ||
| Q3 24 | $226.5M | $90.9M | ||
| Q2 24 | $213.3M | $85.1M | ||
| Q1 24 | $71.0M | $53.9M |
| Q4 25 | $173.9M | — | ||
| Q3 25 | $219.5M | — | ||
| Q2 25 | $284.4M | — | ||
| Q1 25 | $72.8M | — | ||
| Q4 24 | $193.2M | — | ||
| Q3 24 | $224.7M | — | ||
| Q2 24 | $211.6M | — | ||
| Q1 24 | $67.0M | — |
| Q4 25 | 34.0% | — | ||
| Q3 25 | 42.6% | — | ||
| Q2 25 | 53.0% | — | ||
| Q1 25 | 14.6% | — | ||
| Q4 24 | 43.9% | — | ||
| Q3 24 | 49.5% | — | ||
| Q2 24 | 47.2% | — | ||
| Q1 24 | 15.4% | — |
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.9% | — |
| Q4 25 | 1.10× | 2.18× | ||
| Q3 25 | 1.44× | 1.64× | ||
| Q2 25 | 1.57× | 2.19× | ||
| Q1 25 | 0.46× | 0.98× | ||
| Q4 24 | 1.27× | 1.75× | ||
| Q3 24 | 1.67× | 2.09× | ||
| Q2 24 | 1.69× | 1.85× | ||
| Q1 24 | 0.55× | 1.57× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
ZWS
セグメントデータなし
