vs
GERMAN AMERICAN BANCORP, INC.（GABC）とONESPAWORLD HOLDINGS Ltd（OSW）の財務データ比較。上の社名をクリックして会社を切り替えられます
ONESPAWORLD HOLDINGS Ltdの直近四半期売上が大きい（$242.1M vs $126.7M、GERMAN AMERICAN BANCORP, INC.の約1.9倍）。GERMAN AMERICAN BANCORP, INC.の純利益率が高く（28.2% vs 5.0%、差は23.2%）。GERMAN AMERICAN BANCORP, INC.の前年同期比売上増加率が高い（39.7% vs 11.5%）。GERMAN AMERICAN BANCORP, INC.の直近四半期フリーキャッシュフローが多い（$154.0M vs $14.9M）。過去8四半期でGERMAN AMERICAN BANCORP, INC.の売上複合成長率が高い（22.7% vs 7.1%）
ジャーマン・アメリカン・バンコープ（証券コード：GABC）は米国の銀行持株会社で、多国籍金融サービス企業としてペイメントカード事業を中心に事業を展開しています。本社はニューヨークマンハッタン南部のバッテリーパークシティに位置し、金融分野で豊富な実績を持っています。
GABC vs OSW — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $126.7M | $242.1M |
| 純利益 | $35.7M | $12.1M |
| 粗利率 | — | — |
| 営業利益率 | 34.6% | 6.8% |
| 純利益率 | 28.2% | 5.0% |
| 売上前年比 | 39.7% | 11.5% |
| 純利益前年比 | 53.7% | -16.2% |
| EPS（希薄化後） | $0.98 | $0.12 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $126.7M | $242.1M | ||
| Q3 25 | $126.5M | $258.5M | ||
| Q2 25 | $123.2M | $240.7M | ||
| Q1 25 | $111.1M | $219.6M | ||
| Q4 24 | $90.7M | $217.2M | ||
| Q3 24 | $88.5M | $241.7M | ||
| Q2 24 | $90.5M | $224.9M | ||
| Q1 24 | $84.1M | $211.2M |
| Q4 25 | $35.7M | $12.1M | ||
| Q3 25 | $35.1M | $24.3M | ||
| Q2 25 | $31.4M | $19.9M | ||
| Q1 25 | $10.5M | $15.3M | ||
| Q4 24 | $23.2M | $14.4M | ||
| Q3 24 | $21.0M | $21.6M | ||
| Q2 24 | $20.5M | $15.8M | ||
| Q1 24 | $19.0M | $21.2M |
| Q4 25 | 34.6% | 6.8% | ||
| Q3 25 | 34.6% | 10.2% | ||
| Q2 25 | 31.8% | 9.2% | ||
| Q1 25 | 12.0% | 7.7% | ||
| Q4 24 | 31.6% | 7.9% | ||
| Q3 24 | 29.0% | 10.3% | ||
| Q2 24 | 29.4% | 8.4% | ||
| Q1 24 | 27.6% | 8.0% |
| Q4 25 | 28.2% | 5.0% | ||
| Q3 25 | 27.7% | 9.4% | ||
| Q2 25 | 25.5% | 8.3% | ||
| Q1 25 | 9.5% | 7.0% | ||
| Q4 24 | 25.6% | 6.6% | ||
| Q3 24 | 23.8% | 8.9% | ||
| Q2 24 | 22.7% | 7.0% | ||
| Q1 24 | 22.6% | 10.0% |
| Q4 25 | $0.98 | $0.12 | ||
| Q3 25 | $0.94 | $0.23 | ||
| Q2 25 | $0.84 | $0.19 | ||
| Q1 25 | $0.30 | $0.15 | ||
| Q4 24 | $0.79 | $0.13 | ||
| Q3 24 | $0.71 | $0.20 | ||
| Q2 24 | $0.69 | $0.15 | ||
| Q1 24 | $0.64 | $0.21 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | — | $16.3M |
| 総負債低いほど良い | $100.0M | $84.0M |
| 株主資本純資産 | $1.2B | $542.6M |
| 総資産 | $8.4B | $707.1M |
| 負債/資本比率低いほどレバレッジが低い | 0.09× | 0.15× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | — | $16.3M | ||
| Q3 25 | — | $29.6M | ||
| Q2 25 | — | $35.0M | ||
| Q1 25 | — | $22.6M | ||
| Q4 24 | — | $57.4M | ||
| Q3 24 | — | $48.8M | ||
| Q2 24 | — | $62.5M | ||
| Q1 24 | — | $65.4M |
| Q4 25 | $100.0M | $84.0M | ||
| Q3 25 | — | $85.2M | ||
| Q2 25 | — | $96.2M | ||
| Q1 25 | — | $97.4M | ||
| Q4 24 | $114.6M | $98.6M | ||
| Q3 24 | — | $98.7M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $138.6M |
| Q4 25 | $1.2B | $542.6M | ||
| Q3 25 | $1.1B | $552.8M | ||
| Q2 25 | $1.1B | $548.3M | ||
| Q1 25 | $1.0B | $530.6M | ||
| Q4 24 | $715.1M | $554.5M | ||
| Q3 24 | $744.6M | $540.1M | ||
| Q2 24 | $687.8M | $532.7M | ||
| Q1 24 | $655.3M | $515.5M |
| Q4 25 | $8.4B | $707.1M | ||
| Q3 25 | $8.4B | $732.6M | ||
| Q2 25 | $8.3B | $731.8M | ||
| Q1 25 | $8.4B | $708.7M | ||
| Q4 24 | $6.3B | $746.4M | ||
| Q3 24 | $6.3B | $734.0M | ||
| Q2 24 | $6.2B | $756.8M | ||
| Q1 24 | $6.1B | $763.6M |
| Q4 25 | 0.09× | 0.15× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | 0.16× | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.27× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $159.3M | $20.0M |
| フリーキャッシュフロー営業CF - 設備投資 | $154.0M | $14.9M |
| FCFマージンFCF / 売上 | 121.6% | 6.2% |
| 設備投資強度設備投資 / 売上 | 4.2% | 2.1% |
| キャッシュ転換率営業CF / 純利益 | 4.46× | 1.65× |
| 直近12ヶ月FCF直近4四半期 | $267.0M | $68.4M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $159.3M | $20.0M | ||
| Q3 25 | $51.8M | $33.2M | ||
| Q2 25 | $26.9M | $20.3M | ||
| Q1 25 | $37.9M | $10.1M | ||
| Q4 24 | $95.8M | $16.6M | ||
| Q3 24 | $24.5M | $28.6M | ||
| Q2 24 | $18.7M | $18.7M | ||
| Q1 24 | $23.9M | $15.0M |
| Q4 25 | $154.0M | $14.9M | ||
| Q3 25 | $50.1M | $27.6M | ||
| Q2 25 | $26.2M | $17.6M | ||
| Q1 25 | $36.7M | $8.4M | ||
| Q4 24 | $90.7M | $13.2M | ||
| Q3 24 | $23.0M | $27.5M | ||
| Q2 24 | $17.0M | $17.6M | ||
| Q1 24 | $22.6M | $13.7M |
| Q4 25 | 121.6% | 6.2% | ||
| Q3 25 | 39.6% | 10.7% | ||
| Q2 25 | 21.2% | 7.3% | ||
| Q1 25 | 33.0% | 3.8% | ||
| Q4 24 | 100.1% | 6.1% | ||
| Q3 24 | 26.0% | 11.4% | ||
| Q2 24 | 18.8% | 7.8% | ||
| Q1 24 | 26.9% | 6.5% |
| Q4 25 | 4.2% | 2.1% | ||
| Q3 25 | 1.3% | 2.2% | ||
| Q2 25 | 0.6% | 1.1% | ||
| Q1 25 | 1.1% | 0.8% | ||
| Q4 24 | 5.6% | 1.5% | ||
| Q3 24 | 1.7% | 0.5% | ||
| Q2 24 | 1.8% | 0.5% | ||
| Q1 24 | 1.5% | 0.6% |
| Q4 25 | 4.46× | 1.65× | ||
| Q3 25 | 1.48× | 1.36× | ||
| Q2 25 | 0.86× | 1.02× | ||
| Q1 25 | 3.61× | 0.66× | ||
| Q4 24 | 4.13× | 1.15× | ||
| Q3 24 | 1.16× | 1.33× | ||
| Q2 24 | 0.91× | 1.19× | ||
| Q1 24 | 1.25× | 0.71× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
GABC
セグメントデータなし
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
