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INTERNATIONAL BANCSHARES CORP（IBOC）とONESPAWORLD HOLDINGS Ltd（OSW）の財務データ比較。上の社名をクリックして会社を切り替えられます
ONESPAWORLD HOLDINGS Ltdの直近四半期売上が大きい（$242.1M vs $217.7M、INTERNATIONAL BANCSHARES CORPの約1.1倍）。INTERNATIONAL BANCSHARES CORPの純利益率が高く（62.3% vs 5.0%、差は57.4%）。ONESPAWORLD HOLDINGS Ltdの前年同期比売上増加率が高い（11.5% vs 4.5%）。INTERNATIONAL BANCSHARES CORPの直近四半期フリーキャッシュフローが多い（$472.9M vs $14.9M）。過去8四半期でONESPAWORLD HOLDINGS Ltdの売上複合成長率が高い（7.1% vs 2.8%）
インターナショナル・バンクシェアーズ・コーポレーションは米国テキサス州ラレドを本拠地とする銀行持株会社で、主要子会社はインターナショナル・バンク・オブ・コマースです。傘下の銀行子会社を通じて217の営業店舗と315台のATMを運営し、テキサス州とオクラホマ州にある88のコミュニティに金融サービスを提供しています。
IBOC vs OSW — 直接比較
損益計算書 — Q4 FY2025 vs Q4 FY2025
| 指標 | | |
|---|---|---|
| 売上 | $217.7M | $242.1M |
| 純利益 | $106.9M | $12.1M |
| 粗利率 | — | — |
| 営業利益率 | 62.8% | 6.8% |
| 純利益率 | 62.3% | 5.0% |
| 売上前年比 | 4.5% | 11.5% |
| 純利益前年比 | -7.1% | -16.2% |
| EPS（希薄化後） | $1.71 | $0.12 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $217.7M | $242.1M | ||
| Q3 25 | $218.1M | $258.5M | ||
| Q2 25 | $208.2M | $240.7M | ||
| Q1 25 | $198.2M | $219.6M | ||
| Q4 24 | $208.3M | $217.2M | ||
| Q3 24 | $211.8M | $241.7M | ||
| Q2 24 | $207.8M | $224.9M | ||
| Q1 24 | $205.8M | $211.2M |
| Q4 25 | $106.9M | $12.1M | ||
| Q3 25 | $108.4M | $24.3M | ||
| Q2 25 | $100.1M | $19.9M | ||
| Q1 25 | $96.9M | $15.3M | ||
| Q4 24 | $115.1M | $14.4M | ||
| Q3 24 | $99.8M | $21.6M | ||
| Q2 24 | $97.0M | $15.8M | ||
| Q1 24 | $97.3M | $21.2M |
| Q4 25 | 62.8% | 6.8% | ||
| Q3 25 | 62.6% | 10.2% | ||
| Q2 25 | 60.5% | 9.2% | ||
| Q1 25 | 61.1% | 7.7% | ||
| Q4 24 | 64.2% | 7.9% | ||
| Q3 24 | 60.0% | 10.3% | ||
| Q2 24 | 60.1% | 8.4% | ||
| Q1 24 | 59.9% | 8.0% |
| Q4 25 | 62.3% | 5.0% | ||
| Q3 25 | 49.7% | 9.4% | ||
| Q2 25 | 48.1% | 8.3% | ||
| Q1 25 | 48.9% | 7.0% | ||
| Q4 24 | 71.5% | 6.6% | ||
| Q3 24 | 47.1% | 8.9% | ||
| Q2 24 | 46.7% | 7.0% | ||
| Q1 24 | 47.3% | 10.0% |
| Q4 25 | $1.71 | $0.12 | ||
| Q3 25 | $1.74 | $0.23 | ||
| Q2 25 | $1.61 | $0.19 | ||
| Q1 25 | $1.56 | $0.15 | ||
| Q4 24 | $1.85 | $0.13 | ||
| Q3 24 | $1.60 | $0.20 | ||
| Q2 24 | $1.56 | $0.15 | ||
| Q1 24 | $1.56 | $0.21 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | $5.5B | $16.3M |
| 総負債低いほど良い | — | $84.0M |
| 株主資本純資産 | $3.3B | $542.6M |
| 総資産 | $16.6B | $707.1M |
| 負債/資本比率低いほどレバレッジが低い | — | 0.15× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $5.5B | $16.3M | ||
| Q3 25 | $5.6B | $29.6M | ||
| Q2 25 | $5.8B | $35.0M | ||
| Q1 25 | $5.6B | $22.6M | ||
| Q4 24 | $5.4B | $57.4M | ||
| Q3 24 | $5.8B | $48.8M | ||
| Q2 24 | $5.7B | $62.5M | ||
| Q1 24 | $5.7B | $65.4M |
| Q4 25 | — | $84.0M | ||
| Q3 25 | — | $85.2M | ||
| Q2 25 | — | $96.2M | ||
| Q1 25 | — | $97.4M | ||
| Q4 24 | — | $98.6M | ||
| Q3 24 | — | $98.7M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $138.6M |
| Q4 25 | $3.3B | $542.6M | ||
| Q3 25 | $3.1B | $552.8M | ||
| Q2 25 | $3.0B | $548.3M | ||
| Q1 25 | $2.9B | $530.6M | ||
| Q4 24 | $2.8B | $554.5M | ||
| Q3 24 | $2.7B | $540.1M | ||
| Q2 24 | $2.6B | $532.7M | ||
| Q1 24 | $2.5B | $515.5M |
| Q4 25 | $16.6B | $707.1M | ||
| Q3 25 | $16.6B | $732.6M | ||
| Q2 25 | $16.5B | $731.8M | ||
| Q1 25 | $16.3B | $708.7M | ||
| Q4 24 | $15.7B | $746.4M | ||
| Q3 24 | $15.9B | $734.0M | ||
| Q2 24 | $15.5B | $756.8M | ||
| Q1 24 | $15.4B | $763.6M |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.27× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $491.1M | $20.0M |
| フリーキャッシュフロー営業CF - 設備投資 | $472.9M | $14.9M |
| FCFマージンFCF / 売上 | 217.2% | 6.2% |
| 設備投資強度設備投資 / 売上 | 8.3% | 2.1% |
| キャッシュ転換率営業CF / 純利益 | 4.59× | 1.65× |
| 直近12ヶ月FCF直近4四半期 | $809.9M | $68.4M |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $491.1M | $20.0M | ||
| Q3 25 | $115.2M | $33.2M | ||
| Q2 25 | $95.5M | $20.3M | ||
| Q1 25 | $140.5M | $10.1M | ||
| Q4 24 | $473.9M | $16.6M | ||
| Q3 24 | $116.5M | $28.6M | ||
| Q2 24 | $107.2M | $18.7M | ||
| Q1 24 | $135.4M | $15.0M |
| Q4 25 | $472.9M | $14.9M | ||
| Q3 25 | $112.2M | $27.6M | ||
| Q2 25 | $91.6M | $17.6M | ||
| Q1 25 | $133.1M | $8.4M | ||
| Q4 24 | $459.8M | $13.2M | ||
| Q3 24 | $109.6M | $27.5M | ||
| Q2 24 | $104.9M | $17.6M | ||
| Q1 24 | $128.9M | $13.7M |
| Q4 25 | 217.2% | 6.2% | ||
| Q3 25 | 51.5% | 10.7% | ||
| Q2 25 | 44.0% | 7.3% | ||
| Q1 25 | 67.1% | 3.8% | ||
| Q4 24 | 220.8% | 6.1% | ||
| Q3 24 | 51.7% | 11.4% | ||
| Q2 24 | 50.5% | 7.8% | ||
| Q1 24 | 62.6% | 6.5% |
| Q4 25 | 8.3% | 2.1% | ||
| Q3 25 | 1.3% | 2.2% | ||
| Q2 25 | 1.9% | 1.1% | ||
| Q1 25 | 3.7% | 0.8% | ||
| Q4 24 | 6.8% | 1.5% | ||
| Q3 24 | 3.3% | 0.5% | ||
| Q2 24 | 1.1% | 0.5% | ||
| Q1 24 | 3.2% | 0.6% |
| Q4 25 | 4.59× | 1.65× | ||
| Q3 25 | 1.06× | 1.36× | ||
| Q2 25 | 0.95× | 1.02× | ||
| Q1 25 | 1.45× | 0.66× | ||
| Q4 24 | 4.12× | 1.15× | ||
| Q3 24 | 1.17× | 1.33× | ||
| Q2 24 | 1.11× | 1.19× | ||
| Q1 24 | 1.39× | 0.71× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
IBOC
セグメントデータなし
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
