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PNC Financial Services（PNC）とRoss Stores（ROST）の財務データ比較。上の社名をクリックして会社を切り替えられます
PNC Financial Servicesの直近四半期売上が大きい（$6.1B vs $5.6B、Ross Storesの約1.1倍）。PNC Financial Servicesの純利益率が高く（33.5% vs 9.1%、差は24.3%）。Ross Storesの前年同期比売上増加率が高い（10.4% vs 9.1%）。過去8四半期でPNC Financial Servicesの売上複合成長率が高い（8.6% vs -3.6%）
PNCフィナンシャル・サービシズ・グループは米国ペンシルベニア州ピッツバーグに本社を置く銀行持株会社兼金融サービス企業です。子会社のPNC銀行は米国27州とコロンビア特別区で事業を展開し、2629店舗と9523台のATMを運営しており、米国最大級の銀行の1つです。
Ross Stores, Inc.は米国のディスカウント百貨店チェーン企業で、主力ブランドは「Ross Dress for Less」です。カリフォルニア州ダブリンに本社を置く米国最大のオフプライス小売業者で、2024年7月時点で米国43州、ワシントンD.C.、プエルトリコ、グアムに1795店舗を展開し、ほかに353店舗以上を有するディスカウントチェーン「DD's Discounts」も運営しています。
PNC vs ROST — 直接比較
損益計算書 — Q4 FY2025 vs Q3 FY2026
| 指標 | | |
|---|---|---|
| 売上 | $6.1B | $5.6B |
| 純利益 | $2.0B | $511.9M |
| 粗利率 | — | 28.0% |
| 営業利益率 | 38.4% | 11.6% |
| 純利益率 | 33.5% | 9.1% |
| 売上前年比 | 9.1% | 10.4% |
| 純利益前年比 | 25.0% | 4.7% |
| EPS（希薄化後） | $4.88 | $1.58 |
緑 = その指標でリード。会計年度がずれている場合は期間が異なる場合あり
8四半期 売上・利益トレンド
並べて比較する四半期履歴。決算期がずれていても暦四半期で整列
| Q4 25 | $6.1B | $5.6B | ||
| Q3 25 | $5.9B | $5.5B | ||
| Q2 25 | $5.7B | $5.0B | ||
| Q1 25 | $5.5B | $5.9B | ||
| Q4 24 | $5.6B | $5.1B | ||
| Q3 24 | $5.4B | $5.3B | ||
| Q2 24 | $5.4B | $4.9B | ||
| Q1 24 | $5.1B | $6.0B |
| Q4 25 | $2.0B | $511.9M | ||
| Q3 25 | $1.8B | $508.0M | ||
| Q2 25 | $1.6B | $479.2M | ||
| Q1 25 | $1.5B | $586.8M | ||
| Q4 24 | $1.6B | $488.8M | ||
| Q3 24 | $1.5B | $527.1M | ||
| Q2 24 | $1.5B | $488.0M | ||
| Q1 24 | $1.3B | $609.7M |
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 27.6% | ||
| Q2 25 | — | 28.2% | ||
| Q1 25 | — | 26.5% | ||
| Q4 24 | — | 28.3% | ||
| Q3 24 | — | 28.3% | ||
| Q2 24 | — | 28.1% | ||
| Q1 24 | — | 27.3% |
| Q4 25 | 38.4% | 11.6% | ||
| Q3 25 | 38.7% | 11.5% | ||
| Q2 25 | 35.8% | 12.2% | ||
| Q1 25 | 33.9% | 12.4% | ||
| Q4 24 | 34.2% | 11.9% | ||
| Q3 24 | 34.3% | 12.5% | ||
| Q2 24 | 33.6% | 12.2% | ||
| Q1 24 | 32.2% | 13.2% |
| Q4 25 | 33.5% | 9.1% | ||
| Q3 25 | 30.8% | 9.2% | ||
| Q2 25 | 29.0% | 9.6% | ||
| Q1 25 | 27.5% | 9.9% | ||
| Q4 24 | 29.2% | 9.6% | ||
| Q3 24 | 27.7% | 10.0% | ||
| Q2 24 | 27.3% | 10.0% | ||
| Q1 24 | 26.1% | 10.1% |
| Q4 25 | $4.88 | $1.58 | ||
| Q3 25 | $4.35 | $1.56 | ||
| Q2 25 | $3.85 | $1.47 | ||
| Q1 25 | $3.51 | $1.79 | ||
| Q4 24 | $3.76 | $1.48 | ||
| Q3 24 | $3.49 | $1.59 | ||
| Q2 24 | $3.39 | $1.46 | ||
| Q1 24 | $3.10 | $1.82 |
貸借対照表と財務力
直近四半期の流動性・レバレッジ・純資産のスナップショット
| 指標 | | |
|---|---|---|
| 現金・短期投資手元流動性 | — | $4.1B |
| 総負債低いほど良い | $57.1B | $1.5B |
| 株主資本純資産 | $60.6B | $5.9B |
| 総資産 | $573.6B | $15.4B |
| 負債/資本比率低いほどレバレッジが低い | 0.94× | 0.26× |
8四半期トレンド — 暦四半期で整列
| Q4 25 | — | $4.1B | ||
| Q3 25 | — | $3.8B | ||
| Q2 25 | — | $3.8B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | — | $4.3B | ||
| Q3 24 | — | $4.7B | ||
| Q2 24 | — | $4.7B | ||
| Q1 24 | — | $4.9B |
| Q4 25 | $57.1B | $1.5B | ||
| Q3 25 | $62.3B | $1.5B | ||
| Q2 25 | $60.4B | $1.5B | ||
| Q1 25 | $60.7B | $2.2B | ||
| Q4 24 | $61.7B | $2.2B | ||
| Q3 24 | $68.1B | $2.5B | ||
| Q2 24 | $71.4B | $2.5B | ||
| Q1 24 | $72.7B | $2.5B |
| Q4 25 | $60.6B | $5.9B | ||
| Q3 25 | $59.0B | $5.7B | ||
| Q2 25 | $57.6B | $5.6B | ||
| Q1 25 | $56.4B | $5.5B | ||
| Q4 24 | $54.4B | $5.3B | ||
| Q3 24 | $55.7B | $5.1B | ||
| Q2 24 | $52.6B | $4.9B | ||
| Q1 24 | $51.3B | $4.9B |
| Q4 25 | $573.6B | $15.4B | ||
| Q3 25 | $568.8B | $14.5B | ||
| Q2 25 | $559.1B | $14.3B | ||
| Q1 25 | $554.7B | $14.9B | ||
| Q4 24 | $560.0B | $14.9B | ||
| Q3 24 | $564.9B | $14.7B | ||
| Q2 24 | $556.5B | $14.5B | ||
| Q1 24 | $566.2B | $14.3B |
| Q4 25 | 0.94× | 0.26× | ||
| Q3 25 | 1.06× | 0.26× | ||
| Q2 25 | 1.05× | 0.27× | ||
| Q1 25 | 1.08× | 0.40× | ||
| Q4 24 | 1.13× | 0.42× | ||
| Q3 24 | 1.22× | 0.48× | ||
| Q2 24 | 1.36× | 0.50× | ||
| Q1 24 | 1.42× | 0.51× |
キャッシュフローと資本効率
再投資後に実際に生み出すキャッシュ。純利益より操作が難しい
| 指標 | | |
|---|---|---|
| 営業キャッシュフロー直近四半期 | $757.0M | $827.1M |
| フリーキャッシュフロー営業CF - 設備投資 | — | $617.8M |
| FCFマージンFCF / 売上 | — | 11.0% |
| 設備投資強度設備投資 / 売上 | — | 3.7% |
| キャッシュ転換率営業CF / 純利益 | 0.37× | 1.62× |
| 直近12ヶ月FCF直近4四半期 | — | $2.0B |
8四半期トレンド — 暦四半期で整列
| Q4 25 | $757.0M | $827.1M | ||
| Q3 25 | $2.7B | $668.4M | ||
| Q2 25 | $1.5B | $409.7M | ||
| Q1 25 | $-509.0M | $882.6M | ||
| Q4 24 | $1.8B | $513.4M | ||
| Q3 24 | $3.3B | $592.1M | ||
| Q2 24 | $1.0B | $368.9M | ||
| Q1 24 | $1.8B | $948.8M |
| Q4 25 | — | $617.8M | ||
| Q3 25 | — | $466.6M | ||
| Q2 25 | — | $202.3M | ||
| Q1 25 | — | $676.6M | ||
| Q4 24 | — | $333.0M | ||
| Q3 24 | — | $394.6M | ||
| Q2 24 | — | $232.7M | ||
| Q1 24 | — | $726.4M |
| Q4 25 | — | 11.0% | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | 11.4% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 4.8% | ||
| Q1 24 | — | 12.1% |
| Q4 25 | — | 3.7% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 3.5% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 3.7% |
| Q4 25 | 0.37× | 1.62× | ||
| Q3 25 | 1.46× | 1.32× | ||
| Q2 25 | 0.90× | 0.85× | ||
| Q1 25 | -0.34× | 1.50× | ||
| Q4 24 | 1.11× | 1.05× | ||
| Q3 24 | 2.18× | 1.12× | ||
| Q2 24 | 0.70× | 0.76× | ||
| Q1 24 | 1.31× | 1.56× |
財務フロー比較
売上 → 粗利 → 営業利益 → 純利益のサンキー図
セグメント別売上内訳
PNC
| Corporate Institutional Banking Segment | $3.0B | 50% |
| Other | $2.5B | 42% |
| Interchange Fees | $181.0M | 3% |
| Asset Management Fees And Brokerage Fees | $155.0M | 3% |
| Net Credit Card Fees | $59.0M | 1% |
| Merchant Fees | $32.0M | 1% |
| Commercial And Residential Mortgage Banking Fees | $25.0M | 0% |
| Cash And Cash Management Fees Other | $20.0M | 0% |
| Lending And Deposit Services Other | $18.0M | 0% |
| Treasury Management Fees | $10.0M | 0% |
ROST
セグメントデータなし
