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Chime Financial, Inc.

Chime Financial, Inc.CHYMEarnings & Financial Report

Nasdaq · financial services

Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.

NextMar 30, 2026

CHYM Q3 2025 Key Financial Metrics

营收

$543.5M

毛利润

$474.1M

营业利润

$-64.7M

净利润

$-54.7M

毛利率

87.2%

营业利润率

-11.9%

净利率

-10.1%

同比增长

28.8%

EPS

$-0.15

资金流向

Chime Financial, Inc. Q3 2025 Financial Summary

Chime Financial, Inc. reported revenue of $543.5M for Q3 2025, with a net profit of $-54.7M (-10.1% margin). Cost of goods sold was $69.4M, operating expenses totaled $538.8M.

Key Financial Metrics

Total Revenue$543.5M
Net Profit$-54.7M
Gross Margin87.2%
Operating Margin-11.9%
Report PeriodQ3 2025

利润表

Q2 2024Q3 2024Q2 2025Q3 2025
营收$384.2M$421.9M$528.1M$543.5M
同比增长N/AN/A37.5%28.8%

资产负债表

Q2 2024Q3 2024Q2 2025Q3 2025
总资产N/AN/A$1.90B$1.96B
总负债N/AN/A$474.4M$519.0M
股东权益$-1.91B$-1.92B$1.43B$1.44B

现金流量表

Q3 2025
经营性现金流$17.5M