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Ameris Bancorp（ABCB）与MONRO, INC.（MNRO）财务数据对比。点击上方公司名可切换其他公司
Ameris Bancorp的季度营收约是MONRO, INC.的1.1倍（$314.4M vs $293.4M），Ameris Bancorp净利率更高（35.1% vs 3.8%，领先31.4%），Ameris Bancorp同比增速更快（10.0% vs -4.0%），过去两年Ameris Bancorp的营收复合增速更高（2.3% vs -2.7%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下子公司Ameris Bank在佐治亚、阿拉巴马、佛罗里达、北卡罗来纳、南卡罗来纳五州运营全服务网点，另在多州设有抵押贷款专属站点，同时面向个人及企业客户提供便捷的线上及移动银行服务。
蒙罗公司（Monro, Inc.）是一家汽车服务企业，创始并总部设在美国纽约州罗切斯特。截至2025年，蒙罗共拥有1260家门店，按门店数量与营收计算，是北美仅次于Driven Brands的第二大汽车服务企业。
ABCB vs MNRO — 直观对比
营收规模更大
ABCB
是对方的1.1倍
$293.4M
营收增速更快
ABCB
高出14.0%
-4.0%
净利率更高
ABCB
高出31.4%
3.8%
两年增速更快
ABCB
近两年复合增速
-2.7%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $314.4M | $293.4M |
| 净利润 | $110.5M | $11.1M |
| 毛利率 | — | 34.9% |
| 营业利润率 | — | 6.3% |
| 净利率 | 35.1% | 3.8% |
| 营收同比 | 10.0% | -4.0% |
| 净利润同比 | — | 143.1% |
| 每股收益（稀释后） | $1.63 | $0.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ABCBMNRO
| Q1 26 | $314.4M | — | ||
| Q4 25 | $307.1M | $293.4M | ||
| Q3 25 | $314.2M | $288.9M | ||
| Q2 25 | $300.7M | $301.0M | ||
| Q1 25 | $285.9M | $295.0M | ||
| Q4 24 | $290.8M | $305.8M | ||
| Q3 24 | $283.8M | $301.4M | ||
| Q2 24 | $300.6M | $293.2M |
净利润ABCBMNRO
| Q1 26 | $110.5M | — | ||
| Q4 25 | $108.4M | $11.1M | ||
| Q3 25 | $106.0M | $5.7M | ||
| Q2 25 | $109.8M | $-8.1M | ||
| Q1 25 | $87.9M | $-21.3M | ||
| Q4 24 | $94.4M | $4.6M | ||
| Q3 24 | $99.2M | $5.6M | ||
| Q2 24 | $90.8M | $5.9M |
毛利率ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | — | 34.9% | ||
| Q3 25 | — | 35.7% | ||
| Q2 25 | — | 35.5% | ||
| Q1 25 | — | 33.0% | ||
| Q4 24 | — | 34.3% | ||
| Q3 24 | — | 35.3% | ||
| Q2 24 | — | 37.2% |
营业利润率ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | 45.9% | 6.3% | ||
| Q3 25 | 43.6% | 4.4% | ||
| Q2 25 | 47.4% | -2.0% | ||
| Q1 25 | 39.5% | -8.1% | ||
| Q4 24 | 43.3% | 3.3% | ||
| Q3 24 | 44.4% | 4.4% | ||
| Q2 24 | 42.1% | 4.5% |
净利率ABCBMNRO
| Q1 26 | 35.1% | — | ||
| Q4 25 | 44.2% | 3.8% | ||
| Q3 25 | 33.7% | 2.0% | ||
| Q2 25 | 36.5% | -2.7% | ||
| Q1 25 | 30.8% | -7.2% | ||
| Q4 24 | 42.5% | 1.5% | ||
| Q3 24 | 35.0% | 1.9% | ||
| Q2 24 | 30.2% | 2.0% |
每股收益（稀释后）ABCBMNRO
| Q1 26 | $1.63 | — | ||
| Q4 25 | $1.59 | $0.35 | ||
| Q3 25 | $1.54 | $0.18 | ||
| Q2 25 | $1.60 | $-0.28 | ||
| Q1 25 | $1.27 | $-0.74 | ||
| Q4 24 | $1.35 | $0.15 | ||
| Q3 24 | $1.44 | $0.18 | ||
| Q2 24 | $1.32 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $4.9M |
| 总债务越低越好 | — | $45.0M |
| 股东权益账面价值 | $4.1B | $604.9M |
| 总资产 | $28.1B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | — | $4.9M | ||
| Q3 25 | — | $10.5M | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $20.8M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $18.7M |
总债务ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | — | $45.0M | ||
| Q3 25 | — | $60.0M | ||
| Q2 25 | — | $71.5M | ||
| Q1 25 | — | $61.3M | ||
| Q4 24 | — | $59.3M | ||
| Q3 24 | — | $62.0M | ||
| Q2 24 | — | $112.0M |
股东权益ABCBMNRO
| Q1 26 | $4.1B | — | ||
| Q4 25 | $4.1B | $604.9M | ||
| Q3 25 | $4.0B | $601.7M | ||
| Q2 25 | $3.9B | $604.9M | ||
| Q1 25 | $3.8B | $620.8M | ||
| Q4 24 | $3.8B | $648.9M | ||
| Q3 24 | $3.7B | $651.9M | ||
| Q2 24 | $3.6B | $654.4M |
总资产ABCBMNRO
| Q1 26 | $28.1B | — | ||
| Q4 25 | $27.5B | $1.6B | ||
| Q3 25 | $27.1B | $1.6B | ||
| Q2 25 | $26.7B | $1.6B | ||
| Q1 25 | $26.5B | $1.6B | ||
| Q4 24 | $26.3B | $1.7B | ||
| Q3 24 | $26.4B | $1.7B | ||
| Q2 24 | $26.5B | $1.7B |
负债/权益比ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | — | 0.07× | ||
| Q3 25 | — | 0.10× | ||
| Q2 25 | — | 0.12× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.09× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.17× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $17.8M |
| 自由现金流经营现金流 - 资本支出 | — | $9.1M |
| 自由现金流率自由现金流/营收 | — | 3.1% |
| 资本支出强度资本支出/营收 | — | 3.0% |
| 现金转化率经营现金流/净利润 | — | 1.60× |
| 过去12个月自由现金流最近4个季度 | — | $49.6M |
8季度趋势，按日历期对齐
经营现金流ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | $390.2M | $17.8M | ||
| Q3 25 | $104.9M | $32.3M | ||
| Q2 25 | $61.4M | $-1.9M | ||
| Q1 25 | $116.9M | $28.9M | ||
| Q4 24 | $154.2M | $14.8M | ||
| Q3 24 | $102.2M | $62.6M | ||
| Q2 24 | $-97.1M | $25.6M |
自由现金流ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | $369.6M | $9.1M | ||
| Q3 25 | $100.5M | $26.6M | ||
| Q2 25 | $53.7M | $-9.3M | ||
| Q1 25 | $114.2M | $23.2M | ||
| Q4 24 | $140.7M | $7.9M | ||
| Q3 24 | $99.8M | $57.6M | ||
| Q2 24 | $-100.3M | $16.8M |
自由现金流率ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | 120.4% | 3.1% | ||
| Q3 25 | 32.0% | 9.2% | ||
| Q2 25 | 17.9% | -3.1% | ||
| Q1 25 | 39.9% | 7.9% | ||
| Q4 24 | 48.4% | 2.6% | ||
| Q3 24 | 35.2% | 19.1% | ||
| Q2 24 | -33.4% | 5.7% |
资本支出强度ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | 6.7% | 3.0% | ||
| Q3 25 | 1.4% | 2.0% | ||
| Q2 25 | 2.5% | 2.5% | ||
| Q1 25 | 0.9% | 1.9% | ||
| Q4 24 | 4.6% | 2.2% | ||
| Q3 24 | 0.8% | 1.6% | ||
| Q2 24 | 1.1% | 3.0% |
现金转化率ABCBMNRO
| Q1 26 | — | — | ||
| Q4 25 | 3.60× | 1.60× | ||
| Q3 25 | 0.99× | 5.71× | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.63× | 3.23× | ||
| Q3 24 | 1.03× | 11.08× | ||
| Q2 24 | -1.07× | 4.37× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABCB
暂无分部数据
MNRO
| Tires | $150.2M | 51% |
| Maintenance | $73.5M | 25% |
| Brakes | $35.1M | 12% |
| Steering | $24.9M | 8% |
| Batteries | $6.2M | 2% |
| Exhaust | $3.2M | 1% |
