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Abacus Global Management, Inc.（ABX）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Repay Holdings Corp的季度营收约是Abacus Global Management, Inc.的1.1倍（$78.6M vs $71.9M），Abacus Global Management, Inc.净利率更高（10.1% vs -178.3%，领先188.3%），Abacus Global Management, Inc.同比增速更快（116.5% vs 0.4%），Repay Holdings Corp自由现金流更多（$23.2M vs $-26.6M），过去两年Abacus Global Management, Inc.的营收复合增速更高（82.9% vs -1.3%）
Abacus集团是澳大利亚ASX 200指数成分公众上市公司，专注投资澳大利亚房地产投资信托，投资组合集中在写字楼与自助仓储领域，同时管理房地产开发的legacy投资项目。该公司原名为Abacus地产集团，2023年8月拆分出了自助仓储业务Abacus Storage King。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
ABX vs RPAY — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $71.9M | $78.6M |
| 净利润 | $7.2M | $-140.1M |
| 毛利率 | 88.8% | 74.2% |
| 营业利润率 | 31.7% | -182.2% |
| 净利率 | 10.1% | -178.3% |
| 营收同比 | 116.5% | 0.4% |
| 净利润同比 | 139.6% | -3304.1% |
| 每股收益（稀释后） | $0.06 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $71.9M | $78.6M | ||
| Q3 25 | $63.0M | $77.7M | ||
| Q2 25 | $56.2M | $75.6M | ||
| Q1 25 | $44.1M | $77.3M | ||
| Q4 24 | $33.2M | $78.3M | ||
| Q3 24 | $28.1M | $79.1M | ||
| Q2 24 | $29.1M | $74.9M | ||
| Q1 24 | $21.5M | $80.7M |
| Q4 25 | $7.2M | $-140.1M | ||
| Q3 25 | $7.1M | $-6.4M | ||
| Q2 25 | $17.6M | $-102.3M | ||
| Q1 25 | $4.6M | $-7.9M | ||
| Q4 24 | $-18.3M | $-4.1M | ||
| Q3 24 | $-5.1M | $3.2M | ||
| Q2 24 | $770.0K | $-4.1M | ||
| Q1 24 | $-1.3M | $-5.2M |
| Q4 25 | 88.8% | 74.2% | ||
| Q3 25 | 87.8% | 74.4% | ||
| Q2 25 | 89.2% | 75.7% | ||
| Q1 25 | 83.9% | 75.9% | ||
| Q4 24 | 88.8% | 76.3% | ||
| Q3 24 | 92.2% | 77.8% | ||
| Q2 24 | 90.6% | 78.2% | ||
| Q1 24 | 87.3% | 76.2% |
| Q4 25 | 31.7% | -182.2% | ||
| Q3 25 | 35.6% | -3.9% | ||
| Q2 25 | 40.1% | -138.7% | ||
| Q1 25 | 47.6% | -4.7% | ||
| Q4 24 | -50.5% | -1.5% | ||
| Q3 24 | 24.3% | -0.9% | ||
| Q2 24 | 23.3% | -4.6% | ||
| Q1 24 | 10.5% | -3.1% |
| Q4 25 | 10.1% | -178.3% | ||
| Q3 25 | 11.2% | -8.3% | ||
| Q2 25 | 31.3% | -135.2% | ||
| Q1 25 | 10.5% | -10.3% | ||
| Q4 24 | -55.0% | -5.3% | ||
| Q3 24 | -18.2% | 4.1% | ||
| Q2 24 | 2.6% | -5.4% | ||
| Q1 24 | -6.3% | -6.5% |
| Q4 25 | $0.06 | $-1.68 | ||
| Q3 25 | $0.07 | $-0.08 | ||
| Q2 25 | $0.18 | $-1.15 | ||
| Q1 25 | $0.05 | $-0.09 | ||
| Q4 24 | $-0.26 | $-0.04 | ||
| Q3 24 | $-0.07 | $0.03 | ||
| Q2 24 | $0.01 | $-0.04 | ||
| Q1 24 | $-0.02 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $38.1M | $115.7M |
| 总债务越低越好 | $405.8M | $280.1M |
| 股东权益账面价值 | $418.5M | $484.4M |
| 总资产 | $902.2M | $1.2B |
| 负债/权益比越低杠杆越低 | 0.97× | 0.58× |
8季度趋势，按日历期对齐
| Q4 25 | $38.1M | $115.7M | ||
| Q3 25 | $86.4M | $95.7M | ||
| Q2 25 | $74.8M | $162.6M | ||
| Q1 25 | $43.8M | $165.5M | ||
| Q4 24 | $131.9M | $189.5M | ||
| Q3 24 | $19.4M | $168.7M | ||
| Q2 24 | $91.3M | $147.1M | ||
| Q1 24 | $65.4M | $128.3M |
| Q4 25 | $405.8M | $280.1M | ||
| Q3 25 | $409.3M | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | $380.8M | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
| Q4 25 | $418.5M | $484.4M | ||
| Q3 25 | $434.6M | $616.9M | ||
| Q2 25 | $416.5M | $633.7M | ||
| Q1 25 | $430.6M | $755.7M | ||
| Q4 24 | $423.3M | $761.3M | ||
| Q3 24 | $257.9M | $754.7M | ||
| Q2 24 | $256.8M | $815.4M | ||
| Q1 24 | $165.3M | $813.8M |
| Q4 25 | $902.2M | $1.2B | ||
| Q3 25 | $918.9M | $1.3B | ||
| Q2 25 | $848.4M | $1.4B | ||
| Q1 25 | $856.5M | $1.5B | ||
| Q4 24 | $874.2M | $1.6B | ||
| Q3 24 | $477.3M | $1.6B | ||
| Q2 24 | $483.9M | $1.5B | ||
| Q1 24 | $376.7M | $1.5B |
| Q4 25 | 0.97× | 0.58× | ||
| Q3 25 | 0.94× | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | 0.90× | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-25.7M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $-26.6M | $23.2M |
| 自由现金流率自由现金流/营收 | -37.0% | 29.6% |
| 资本支出强度资本支出/营收 | 1.3% | 0.1% |
| 现金转化率经营现金流/净利润 | -3.55× | — |
| 过去12个月自由现金流最近4个季度 | $-45.7M | $90.7M |
8季度趋势，按日历期对齐
| Q4 25 | $-25.7M | $23.3M | ||
| Q3 25 | $-32.8M | $32.2M | ||
| Q2 25 | $76.1M | $33.1M | ||
| Q1 25 | $-61.6M | $2.5M | ||
| Q4 24 | $-208.8M | $34.3M | ||
| Q3 24 | $-52.3M | $60.1M | ||
| Q2 24 | $-67.1M | $31.0M | ||
| Q1 24 | $2.5M | $24.8M |
| Q4 25 | $-26.6M | $23.2M | ||
| Q3 25 | $-32.9M | $32.1M | ||
| Q2 25 | $75.7M | $33.0M | ||
| Q1 25 | $-61.8M | $2.4M | ||
| Q4 24 | $-209.6M | $34.0M | ||
| Q3 24 | $-52.5M | $59.8M | ||
| Q2 24 | $-67.2M | $30.5M | ||
| Q1 24 | $2.4M | $24.7M |
| Q4 25 | -37.0% | 29.6% | ||
| Q3 25 | -52.3% | 41.3% | ||
| Q2 25 | 134.6% | 43.6% | ||
| Q1 25 | -140.0% | 3.0% | ||
| Q4 24 | -631.1% | 43.5% | ||
| Q3 24 | -186.6% | 75.6% | ||
| Q2 24 | -231.3% | 40.7% | ||
| Q1 24 | 10.9% | 30.6% |
| Q4 25 | 1.3% | 0.1% | ||
| Q3 25 | 0.3% | 0.2% | ||
| Q2 25 | 0.8% | 0.1% | ||
| Q1 25 | 0.5% | 0.2% | ||
| Q4 24 | 2.4% | 0.3% | ||
| Q3 24 | 0.9% | 0.3% | ||
| Q2 24 | 0.7% | 0.6% | ||
| Q1 24 | 0.8% | 0.1% |
| Q4 25 | -3.55× | — | ||
| Q3 25 | -4.63× | — | ||
| Q2 25 | 4.33× | — | ||
| Q1 25 | -13.28× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 18.52× | ||
| Q2 24 | -87.09× | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ABX
| Life Solutions Segment | $63.0M | 88% |
| Asset Management Segment | $8.7M | 12% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
