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Arcosa, Inc.（ACA）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
Arcosa, Inc.的季度营收约是FirstCash Holdings, Inc.的1.4倍（$716.7M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs 7.3%，领先13.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs 7.6%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 9.4%）
Arcosa, Inc.是一家基础设施相关产品及解决方案提供商，业务覆盖建筑、能源、交通三大核心板块，主营公用设施结构件、建筑集料、交通零部件等产品，主要面向北美市场客户，为各类关键基础设施建设项目提供支持。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
ACA vs FCFS — 直观对比
营收规模更大
ACA
是对方的1.4倍
$501.3M
营收增速更快
FCFS
高出13.6%
7.6%
净利率更高
FCFS
高出13.5%
7.3%
两年增速更快
FCFS
近两年复合增速
9.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $716.7M | $501.3M |
| 净利润 | $52.1M | $104.2M |
| 毛利率 | 22.9% | — |
| 营业利润率 | 11.0% | 28.5% |
| 净利率 | 7.3% | 20.8% |
| 营收同比 | 7.6% | 21.2% |
| 净利润同比 | 776.6% | 24.7% |
| 每股收益（稀释后） | $1.06 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACAFCFS
| Q4 25 | $716.7M | $501.3M | ||
| Q3 25 | $797.8M | $411.0M | ||
| Q2 25 | $736.9M | $385.1M | ||
| Q1 25 | $632.0M | $371.1M | ||
| Q4 24 | $666.2M | $413.7M | ||
| Q3 24 | $640.4M | $363.1M | ||
| Q2 24 | $664.7M | $363.5M | ||
| Q1 24 | $598.6M | $366.8M |
净利润ACAFCFS
| Q4 25 | $52.1M | $104.2M | ||
| Q3 25 | $73.0M | $82.8M | ||
| Q2 25 | $59.7M | $59.8M | ||
| Q1 25 | $23.6M | $83.6M | ||
| Q4 24 | $-7.7M | $83.5M | ||
| Q3 24 | $16.6M | $64.8M | ||
| Q2 24 | $45.6M | $49.1M | ||
| Q1 24 | $39.2M | $61.4M |
毛利率ACAFCFS
| Q4 25 | 22.9% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 22.5% | — | ||
| Q1 25 | 19.8% | — | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | 21.3% | — | ||
| Q2 24 | 20.8% | — | ||
| Q1 24 | 18.6% | — |
营业利润率ACAFCFS
| Q4 25 | 11.0% | 28.5% | ||
| Q3 25 | 14.1% | 27.4% | ||
| Q2 25 | 12.9% | 21.1% | ||
| Q1 25 | 8.8% | 30.0% | ||
| Q4 24 | 6.5% | 26.5% | ||
| Q3 24 | 5.3% | 23.5% | ||
| Q2 24 | 10.1% | 18.2% | ||
| Q1 24 | 8.9% | 22.3% |
净利率ACAFCFS
| Q4 25 | 7.3% | 20.8% | ||
| Q3 25 | 9.2% | 20.1% | ||
| Q2 25 | 8.1% | 15.5% | ||
| Q1 25 | 3.7% | 22.5% | ||
| Q4 24 | -1.2% | 20.2% | ||
| Q3 24 | 2.6% | 17.9% | ||
| Q2 24 | 6.9% | 13.5% | ||
| Q1 24 | 6.5% | 16.7% |
每股收益（稀释后）ACAFCFS
| Q4 25 | $1.06 | $2.35 | ||
| Q3 25 | $1.48 | $1.86 | ||
| Q2 25 | $1.22 | $1.34 | ||
| Q1 25 | $0.48 | $1.87 | ||
| Q4 24 | $-0.16 | $1.86 | ||
| Q3 24 | $0.34 | $1.44 | ||
| Q2 24 | $0.93 | $1.08 | ||
| Q1 24 | $0.80 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $214.6M | $125.2M |
| 总债务越低越好 | $1.5B | $2.2B |
| 股东权益账面价值 | $2.6B | $2.3B |
| 总资产 | $5.0B | $5.3B |
| 负债/权益比越低杠杆越低 | 0.57× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资ACAFCFS
| Q4 25 | $214.6M | $125.2M | ||
| Q3 25 | $220.0M | $130.2M | ||
| Q2 25 | $189.7M | $101.5M | ||
| Q1 25 | $167.9M | $146.0M | ||
| Q4 24 | $187.3M | $175.1M | ||
| Q3 24 | $756.8M | $106.3M | ||
| Q2 24 | $103.7M | $113.7M | ||
| Q1 24 | $176.5M | $135.1M |
总债务ACAFCFS
| Q4 25 | $1.5B | $2.2B | ||
| Q3 25 | $1.6B | $2.2B | ||
| Q2 25 | $1.7B | $1.7B | ||
| Q1 25 | $1.7B | $1.7B | ||
| Q4 24 | $1.7B | $1.7B | ||
| Q3 24 | $1.2B | $1.7B | ||
| Q2 24 | $699.9M | $1.7B | ||
| Q1 24 | $600.6M | $1.5B |
股东权益ACAFCFS
| Q4 25 | $2.6B | $2.3B | ||
| Q3 25 | $2.6B | $2.2B | ||
| Q2 25 | $2.5B | $2.1B | ||
| Q1 25 | $2.5B | $2.1B | ||
| Q4 24 | $2.4B | $2.1B | ||
| Q3 24 | $2.4B | $2.0B | ||
| Q2 24 | $2.4B | $2.0B | ||
| Q1 24 | $2.4B | $2.0B |
总资产ACAFCFS
| Q4 25 | $5.0B | $5.3B | ||
| Q3 25 | $5.1B | $5.2B | ||
| Q2 25 | $5.0B | $4.5B | ||
| Q1 25 | $4.9B | $4.4B | ||
| Q4 24 | $4.9B | $4.5B | ||
| Q3 24 | $4.4B | $4.4B | ||
| Q2 24 | $3.8B | $4.3B | ||
| Q1 24 | $3.7B | $4.2B |
负债/权益比ACAFCFS
| Q4 25 | 0.57× | 0.98× | ||
| Q3 25 | 0.61× | 1.01× | ||
| Q2 25 | 0.67× | 0.79× | ||
| Q1 25 | 0.68× | 0.83× | ||
| Q4 24 | 0.69× | 0.85× | ||
| Q3 24 | 0.51× | 0.87× | ||
| Q2 24 | 0.29× | 0.85× | ||
| Q1 24 | 0.25× | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $120.0M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $55.8M | — |
| 自由现金流率自由现金流/营收 | 7.8% | — |
| 资本支出强度资本支出/营收 | 9.0% | — |
| 现金转化率经营现金流/净利润 | 2.30× | 1.98× |
| 过去12个月自由现金流最近4个季度 | $175.5M | — |
8季度趋势，按日历期对齐
经营现金流ACAFCFS
| Q4 25 | $120.0M | $206.6M | ||
| Q3 25 | $160.6M | $135.8M | ||
| Q2 25 | $61.2M | $116.9M | ||
| Q1 25 | $-700.0K | $126.6M | ||
| Q4 24 | $248.2M | $198.1M | ||
| Q3 24 | $135.0M | $113.1M | ||
| Q2 24 | $38.3M | $106.2M | ||
| Q1 24 | $80.5M | $122.5M |
自由现金流ACAFCFS
| Q4 25 | $55.8M | — | ||
| Q3 25 | $121.0M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $-34.7M | — | ||
| Q4 24 | $194.9M | — | ||
| Q3 24 | $100.6M | — | ||
| Q2 24 | $-9.3M | — | ||
| Q1 24 | $26.1M | — |
自由现金流率ACAFCFS
| Q4 25 | 7.8% | — | ||
| Q3 25 | 15.2% | — | ||
| Q2 25 | 4.5% | — | ||
| Q1 25 | -5.5% | — | ||
| Q4 24 | 29.3% | — | ||
| Q3 24 | 15.7% | — | ||
| Q2 24 | -1.4% | — | ||
| Q1 24 | 4.4% | — |
资本支出强度ACAFCFS
| Q4 25 | 9.0% | — | ||
| Q3 25 | 5.0% | — | ||
| Q2 25 | 3.8% | — | ||
| Q1 25 | 5.4% | — | ||
| Q4 24 | 8.0% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 7.2% | — | ||
| Q1 24 | 9.1% | — |
现金转化率ACAFCFS
| Q4 25 | 2.30× | 1.98× | ||
| Q3 25 | 2.20× | 1.64× | ||
| Q2 25 | 1.03× | 1.95× | ||
| Q1 25 | -0.03× | 1.51× | ||
| Q4 24 | — | 2.37× | ||
| Q3 24 | 8.13× | 1.74× | ||
| Q2 24 | 0.84× | 2.16× | ||
| Q1 24 | 2.05× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACA
| Engineered Structures | $301.1M | 42% |
| Total Construction Materials | $276.8M | 39% |
| Specialty Materials And Asphalt | $110.2M | 15% |
| Construction Site Support | $28.6M | 4% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
