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ACCESS Newswire Inc.（ACCS）与PROVIDENT FINANCIAL HOLDINGS INC（PROV）财务数据对比。点击上方公司名可切换其他公司
PROVIDENT FINANCIAL HOLDINGS INC的季度营收约是ACCESS Newswire Inc.的1.7倍（$9.8M vs $5.8M），PROVIDENT FINANCIAL HOLDINGS INC净利率更高（14.6% vs -9.9%，领先24.5%），PROVIDENT FINANCIAL HOLDINGS INC同比增速更快（2.5% vs -0.5%），过去两年PROVIDENT FINANCIAL HOLDINGS INC的营收复合增速更高（2.3% vs 2.0%）
ACCESS通讯社是一家新闻通稿分发服务商，总部位于芝加哥，1954年成立，最初通过电传设备为企业向新闻机构电子传输新闻稿，创始人赫伯特·穆舍勒曾在曼哈顿家中运营该业务长达15年，公司几经转手后，于2015年被Cision集团宣布收购。
普罗维登特金融控股公司是一家银行控股企业，通过旗下全资子公司普罗维登特储蓄银行开展业务，为美国加利福尼亚州当地社区提供各类存款、住房抵押贷款、消费贷款、小微企业融资等零售及商业金融服务。
ACCS vs PROV — 直观对比
营收规模更大
PROV
是对方的1.7倍
$5.8M
营收增速更快
PROV
高出2.9%
-0.5%
净利率更高
PROV
高出24.5%
-9.9%
两年增速更快
PROV
近两年复合增速
2.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $5.8M | $9.8M |
| 净利润 | $-576.0K | $1.4M |
| 毛利率 | 77.4% | — |
| 营业利润率 | -13.1% | 20.8% |
| 净利率 | -9.9% | 14.6% |
| 营收同比 | -0.5% | 2.5% |
| 净利润同比 | 94.4% | 64.7% |
| 每股收益（稀释后） | $-0.16 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACCSPROV
| Q4 25 | $5.8M | $9.8M | ||
| Q3 25 | $5.7M | $9.7M | ||
| Q2 25 | $5.6M | $9.8M | ||
| Q1 25 | $5.5M | $10.1M | ||
| Q4 24 | $5.8M | $9.6M | ||
| Q3 24 | $5.6M | $9.5M | ||
| Q2 24 | $6.0M | $9.9M | ||
| Q1 24 | $5.6M | $9.4M |
净利润ACCSPROV
| Q4 25 | $-576.0K | $1.4M | ||
| Q3 25 | $-45.0K | $1.7M | ||
| Q2 25 | $-475.0K | $1.6M | ||
| Q1 25 | $5.4M | $1.9M | ||
| Q4 24 | $-10.2M | $872.0K | ||
| Q3 24 | $-466.0K | $1.9M | ||
| Q2 24 | $7.0K | $2.0M | ||
| Q1 24 | $-139.0K | $1.5M |
毛利率ACCSPROV
| Q4 25 | 77.4% | — | ||
| Q3 25 | 74.6% | — | ||
| Q2 25 | 76.2% | — | ||
| Q1 25 | 78.0% | — | ||
| Q4 24 | 75.2% | — | ||
| Q3 24 | 75.0% | — | ||
| Q2 24 | 77.2% | — | ||
| Q1 24 | 75.1% | — |
营业利润率ACCSPROV
| Q4 25 | -13.1% | 20.8% | ||
| Q3 25 | -3.2% | 28.1% | ||
| Q2 25 | -4.4% | 23.6% | ||
| Q1 25 | -12.4% | 26.2% | ||
| Q4 24 | -245.8% | 12.7% | ||
| Q3 24 | -10.7% | 28.3% | ||
| Q2 24 | -8.8% | 27.8% | ||
| Q1 24 | -15.5% | 22.5% |
净利率ACCSPROV
| Q4 25 | -9.9% | 14.6% | ||
| Q3 25 | -0.8% | 17.3% | ||
| Q2 25 | -8.5% | 16.7% | ||
| Q1 25 | 98.4% | 18.4% | ||
| Q4 24 | -175.0% | 9.1% | ||
| Q3 24 | -8.3% | 20.0% | ||
| Q2 24 | 0.1% | 19.7% | ||
| Q1 24 | -2.5% | 15.9% |
每股收益（稀释后）ACCSPROV
| Q4 25 | $-0.16 | $0.22 | ||
| Q3 25 | $-0.01 | $0.25 | ||
| Q2 25 | $-0.12 | $0.24 | ||
| Q1 25 | $1.40 | $0.28 | ||
| Q4 24 | $-2.66 | $0.13 | ||
| Q3 24 | $-0.12 | $0.28 | ||
| Q2 24 | $0.00 | $0.28 | ||
| Q1 24 | $-0.04 | $0.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.0M | $54.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $30.3M | $127.5M |
| 总资产 | $42.0M | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ACCSPROV
| Q4 25 | $3.0M | $54.4M | ||
| Q3 25 | $3.3M | $49.4M | ||
| Q2 25 | — | $53.1M | ||
| Q1 25 | — | $50.9M | ||
| Q4 24 | $4.1M | $45.5M | ||
| Q3 24 | — | $48.2M | ||
| Q2 24 | — | $51.4M | ||
| Q1 24 | — | $51.7M |
股东权益ACCSPROV
| Q4 25 | $30.3M | $127.5M | ||
| Q3 25 | $30.8M | $128.4M | ||
| Q2 25 | $30.7M | $128.5M | ||
| Q1 25 | $30.9M | $128.9M | ||
| Q4 24 | $25.2M | $128.6M | ||
| Q3 24 | $35.3M | $129.6M | ||
| Q2 24 | $35.4M | $129.9M | ||
| Q1 24 | $35.2M | $129.5M |
总资产ACCSPROV
| Q4 25 | $42.0M | $1.2B | ||
| Q3 25 | $44.0M | $1.2B | ||
| Q2 25 | $45.6M | $1.2B | ||
| Q1 25 | $47.3M | $1.3B | ||
| Q4 24 | $50.6M | $1.3B | ||
| Q3 24 | $61.7M | $1.3B | ||
| Q2 24 | $62.8M | $1.3B | ||
| Q1 24 | $64.4M | $1.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $258.0K | $1.2M |
| 自由现金流经营现金流 - 资本支出 | — | $1.0M |
| 自由现金流率自由现金流/营收 | — | 10.5% |
| 资本支出强度资本支出/营收 | 0.0% | 1.9% |
| 现金转化率经营现金流/净利润 | — | 0.85× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流ACCSPROV
| Q4 25 | $258.0K | $1.2M | ||
| Q3 25 | $-582.0K | $2.5M | ||
| Q2 25 | $135.0K | $8.7M | ||
| Q1 25 | $747.0K | $3.3M | ||
| Q4 24 | $866.0K | $324.0K | ||
| Q3 24 | $1.5M | $2.6M | ||
| Q2 24 | $-190.0K | $5.7M | ||
| Q1 24 | $986.0K | $3.0M |
自由现金流ACCSPROV
| Q4 25 | — | $1.0M | ||
| Q3 25 | $-590.0K | $2.5M | ||
| Q2 25 | — | $8.2M | ||
| Q1 25 | $735.0K | $3.3M | ||
| Q4 24 | — | $307.0K | ||
| Q3 24 | $1.5M | $2.4M | ||
| Q2 24 | — | $4.1M | ||
| Q1 24 | $970.0K | $2.6M |
自由现金流率ACCSPROV
| Q4 25 | — | 10.5% | ||
| Q3 25 | -10.3% | 25.2% | ||
| Q2 25 | — | 83.5% | ||
| Q1 25 | 13.4% | 32.5% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | 26.5% | 25.1% | ||
| Q2 24 | — | 41.3% | ||
| Q1 24 | 17.4% | 27.5% |
资本支出强度ACCSPROV
| Q4 25 | 0.0% | 1.9% | ||
| Q3 25 | 0.1% | 0.5% | ||
| Q2 25 | 0.0% | 5.4% | ||
| Q1 25 | 0.2% | 0.3% | ||
| Q4 24 | 0.0% | 0.2% | ||
| Q3 24 | 0.1% | 1.8% | ||
| Q2 24 | 0.0% | 16.0% | ||
| Q1 24 | 0.3% | 4.2% |
现金转化率ACCSPROV
| Q4 25 | — | 0.85× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | — | 5.34× | ||
| Q1 25 | 0.14× | 1.79× | ||
| Q4 24 | — | 0.37× | ||
| Q3 24 | — | 1.35× | ||
| Q2 24 | -27.14× | 2.91× | ||
| Q1 24 | — | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACCS
| Cost To Deliver Products | $3.1M | 54% |
| Employee Costs | $1.7M | 29% |
| Other | $1.0M | 17% |
PROV
暂无分部数据
