vs
Arch Capital Group（ACGL）与ACRES Commercial Realty Corp.（ACR）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是ACRES Commercial Realty Corp.的246.3倍（$4.9B vs $20.0M）。ACRES Commercial Realty Corp.净利率更高（31.6% vs 25.1%，领先6.5%）。Arch Capital Group同比增速更快（8.5% vs -6.5%）。过去两年Arch Capital Group的营收复合增速更高（11.9% vs 3.3%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
皮拉马尔地产是一家印度房地产企业，2012年成立，总部位于印度孟买，隶属于皮拉马尔集团。公司专注于住宅及商业地产开发，目前在手开发项目总规模约达1500万平方英尺，知名项目包括Piramal Aranya、Piramal Mahalaxmi等。
ACGL vs ACR — 直观对比
营收规模更大
ACGL
是对方的246.3倍
$20.0M
营收增速更快
ACGL
高出15.0%
-6.5%
净利率更高
ACR
高出6.5%
25.1%
两年增速更快
ACGL
近两年复合增速
3.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $20.0M |
| 净利润 | $1.2B | $6.3M |
| 毛利率 | — | — |
| 营业利润率 | — | 30.8% |
| 净利率 | 25.1% | 31.6% |
| 营收同比 | 8.5% | -6.5% |
| 净利润同比 | 32.4% | -32.0% |
| 每股收益（稀释后） | $3.33 | $-0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLACR
| Q4 25 | $4.9B | $20.0M | ||
| Q3 25 | $5.1B | $21.0M | ||
| Q2 25 | $5.2B | $21.9M | ||
| Q1 25 | $4.7B | $17.0M | ||
| Q4 24 | $4.5B | $21.4M | ||
| Q3 24 | $4.7B | $22.4M | ||
| Q2 24 | $4.2B | $20.9M | ||
| Q1 24 | $3.9B | $18.8M |
净利润ACGLACR
| Q4 25 | $1.2B | $6.3M | ||
| Q3 25 | $1.4B | $18.0M | ||
| Q2 25 | $1.2B | $4.3M | ||
| Q1 25 | $574.0M | $-730.0K | ||
| Q4 24 | $935.0M | $9.3M | ||
| Q3 24 | $988.0M | $8.1M | ||
| Q2 24 | $1.3B | $6.4M | ||
| Q1 24 | $1.1B | $4.9M |
营业利润率ACGLACR
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 85.8% | ||
| Q2 25 | — | 19.8% | ||
| Q1 25 | — | -3.8% | ||
| Q4 24 | — | 43.4% | ||
| Q3 24 | — | 36.4% | ||
| Q2 24 | — | 30.8% | ||
| Q1 24 | — | 26.2% |
净利率ACGLACR
| Q4 25 | 25.1% | 31.6% | ||
| Q3 25 | 26.4% | 85.8% | ||
| Q2 25 | 23.7% | 19.8% | ||
| Q1 25 | 12.3% | -4.3% | ||
| Q4 24 | 20.6% | 43.5% | ||
| Q3 24 | 20.9% | 36.0% | ||
| Q2 24 | 30.0% | 30.6% | ||
| Q1 24 | 28.4% | 26.2% |
每股收益（稀释后）ACGLACR
| Q4 25 | $3.33 | $-0.41 | ||
| Q3 25 | $3.56 | $1.34 | ||
| Q2 25 | $3.23 | $-0.10 | ||
| Q1 25 | $1.48 | $-0.80 | ||
| Q4 24 | $2.41 | $0.51 | ||
| Q3 24 | $2.56 | $0.36 | ||
| Q2 24 | $3.30 | $0.21 | ||
| Q1 24 | $2.92 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $993.0M | $83.8M |
| 总债务越低越好 | — | $1.6B |
| 股东权益账面价值 | $24.2B | $420.8M |
| 总资产 | $79.2B | $2.2B |
| 负债/权益比越低杠杆越低 | — | 3.68× |
8季度趋势，按日历期对齐
现金及短期投资ACGLACR
| Q4 25 | $993.0M | $83.8M | ||
| Q3 25 | $1.1B | $40.9M | ||
| Q2 25 | $983.0M | $42.7M | ||
| Q1 25 | $1.2B | $66.0M | ||
| Q4 24 | $979.0M | $56.7M | ||
| Q3 24 | $1.0B | $70.1M | ||
| Q2 24 | $1.0B | $89.6M | ||
| Q1 24 | $993.0M | $84.6M |
总债务ACGLACR
| Q4 25 | — | $1.6B | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $1.3B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.6B | ||
| Q1 24 | — | $1.6B |
股东权益ACGLACR
| Q4 25 | $24.2B | $420.8M | ||
| Q3 25 | $23.7B | $432.9M | ||
| Q2 25 | $23.0B | $425.3M | ||
| Q1 25 | $21.5B | $430.1M | ||
| Q4 24 | $20.8B | $439.1M | ||
| Q3 24 | $22.3B | $436.3M | ||
| Q2 24 | $20.7B | $434.0M | ||
| Q1 24 | $19.4B | $432.8M |
总资产ACGLACR
| Q4 25 | $79.2B | $2.2B | ||
| Q3 25 | $79.2B | $1.7B | ||
| Q2 25 | $78.8B | $1.8B | ||
| Q1 25 | $75.2B | $1.8B | ||
| Q4 24 | $70.9B | $1.9B | ||
| Q3 24 | $73.7B | $2.0B | ||
| Q2 24 | $65.5B | $2.1B | ||
| Q1 24 | $62.8B | $2.1B |
负债/权益比ACGLACR
| Q4 25 | — | 3.68× | ||
| Q3 25 | — | 2.76× | ||
| Q2 25 | — | 3.10× | ||
| Q1 25 | — | 2.97× | ||
| Q4 24 | — | 3.12× | ||
| Q3 24 | — | 3.43× | ||
| Q2 24 | — | 3.67× | ||
| Q1 24 | — | 3.79× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | $6.3M |
| 自由现金流经营现金流 - 资本支出 | $1.4B | — |
| 自由现金流率自由现金流/营收 | 28.2% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | 1.13× | 1.00× |
| 过去12个月自由现金流最近4个季度 | $6.1B | — |
8季度趋势，按日历期对齐
经营现金流ACGLACR
| Q4 25 | $1.4B | $6.3M | ||
| Q3 25 | $2.2B | $-9.4M | ||
| Q2 25 | $1.1B | $11.8M | ||
| Q1 25 | $1.5B | $-4.6M | ||
| Q4 24 | $1.6B | $757.0K | ||
| Q3 24 | $2.0B | $8.4M | ||
| Q2 24 | $1.5B | $6.9M | ||
| Q1 24 | $1.6B | $3.3M |
自由现金流ACGLACR
| Q4 25 | $1.4B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
自由现金流率ACGLACR
| Q4 25 | 28.2% | — | ||
| Q3 25 | 42.6% | — | ||
| Q2 25 | 21.3% | — | ||
| Q1 25 | 31.0% | — | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 42.5% | — | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 39.3% | — |
资本支出强度ACGLACR
| Q4 25 | 0.2% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.2% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 0.4% | — |
现金转化率ACGLACR
| Q4 25 | 1.13× | 1.00× | ||
| Q3 25 | 1.62× | -0.52× | ||
| Q2 25 | 0.91× | 2.72× | ||
| Q1 25 | 2.54× | — | ||
| Q4 24 | 1.68× | 0.08× | ||
| Q3 24 | 2.04× | 1.05× | ||
| Q2 24 | 1.20× | 1.07× | ||
| Q1 24 | 1.40× | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
ACR
| Other | $10.8M | 54% |
| Pacmulti JVLLC | $5.2M | 26% |
| Mccallum Jv Llc | $2.5M | 12% |
| Office Complex | $1.5M | 7% |
