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Arch Capital Group（ACGL）与Bowhead Specialty Holdings Inc.（BOW）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是Bowhead Specialty Holdings Inc.的32.5倍（$4.9B vs $151.7M）。Arch Capital Group净利率更高（25.1% vs 9.8%，领先15.3%）。Arch Capital Group自由现金流更多（$1.4B vs $58.6M）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
Bowhead Specialty Holdings Inc.是一家专业保险控股企业，主营财产及意外伤害保险产品，聚焦北美地区服务不足的小众细分市场，为商业和个人客户提供定制化风险管理方案与专属保险保障服务。
ACGL vs BOW — 直观对比
营收规模更大
ACGL
是对方的32.5倍
$151.7M
净利率更高
ACGL
高出15.3%
9.8%
自由现金流更多
ACGL
多$1.3B
$58.6M
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $151.7M |
| 净利润 | $1.2B | $14.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 11.7% |
| 净利率 | 25.1% | 9.8% |
| 营收同比 | 8.5% | — |
| 净利润同比 | 32.4% | — |
| 每股收益（稀释后） | $3.33 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLBOW
| Q4 25 | $4.9B | $151.7M | ||
| Q3 25 | $5.1B | $143.9M | ||
| Q2 25 | $5.2B | $133.3M | ||
| Q1 25 | $4.7B | $122.7M | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $4.7B | $116.8M | ||
| Q2 24 | $4.2B | $98.9M | ||
| Q1 24 | $3.9B | — |
净利润ACGLBOW
| Q4 25 | $1.2B | $14.8M | ||
| Q3 25 | $1.4B | $15.2M | ||
| Q2 25 | $1.2B | $12.3M | ||
| Q1 25 | $574.0M | $11.4M | ||
| Q4 24 | $935.0M | — | ||
| Q3 24 | $988.0M | $12.1M | ||
| Q2 24 | $1.3B | $5.5M | ||
| Q1 24 | $1.1B | — |
营业利润率ACGLBOW
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | 13.3% | ||
| Q2 25 | — | 11.9% | ||
| Q1 25 | — | 11.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 13.5% | ||
| Q2 24 | — | 7.5% | ||
| Q1 24 | — | — |
净利率ACGLBOW
| Q4 25 | 25.1% | 9.8% | ||
| Q3 25 | 26.4% | 10.5% | ||
| Q2 25 | 23.7% | 9.3% | ||
| Q1 25 | 12.3% | 9.3% | ||
| Q4 24 | 20.6% | — | ||
| Q3 24 | 20.9% | 10.4% | ||
| Q2 24 | 30.0% | 5.6% | ||
| Q1 24 | 28.4% | — |
每股收益（稀释后）ACGLBOW
| Q4 25 | $3.33 | $0.44 | ||
| Q3 25 | $3.56 | $0.45 | ||
| Q2 25 | $3.23 | $0.36 | ||
| Q1 25 | $1.48 | $0.34 | ||
| Q4 24 | $2.41 | — | ||
| Q3 24 | $2.56 | $0.36 | ||
| Q2 24 | $3.30 | $0.20 | ||
| Q1 24 | $2.92 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $993.0M | $193.5M |
| 总债务越低越好 | — | $146.4M |
| 股东权益账面价值 | $24.2B | $448.3M |
| 总资产 | $79.2B | $2.4B |
| 负债/权益比越低杠杆越低 | — | 0.33× |
8季度趋势，按日历期对齐
现金及短期投资ACGLBOW
| Q4 25 | $993.0M | $193.5M | ||
| Q3 25 | $1.1B | $197.9M | ||
| Q2 25 | $983.0M | $114.8M | ||
| Q1 25 | $1.2B | $88.0M | ||
| Q4 24 | $979.0M | — | ||
| Q3 24 | $1.0B | $132.9M | ||
| Q2 24 | $1.0B | $180.3M | ||
| Q1 24 | $993.0M | — |
总债务ACGLBOW
| Q4 25 | — | $146.4M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ACGLBOW
| Q4 25 | $24.2B | $448.3M | ||
| Q3 25 | $23.7B | $430.2M | ||
| Q2 25 | $23.0B | $407.2M | ||
| Q1 25 | $21.5B | $391.0M | ||
| Q4 24 | $20.8B | — | ||
| Q3 24 | $22.3B | $364.7M | ||
| Q2 24 | $20.7B | $339.9M | ||
| Q1 24 | $19.4B | — |
总资产ACGLBOW
| Q4 25 | $79.2B | $2.4B | ||
| Q3 25 | $79.2B | $2.1B | ||
| Q2 25 | $78.8B | $1.9B | ||
| Q1 25 | $75.2B | $1.8B | ||
| Q4 24 | $70.9B | — | ||
| Q3 24 | $73.7B | $1.5B | ||
| Q2 24 | $65.5B | $1.4B | ||
| Q1 24 | $62.8B | — |
负债/权益比ACGLBOW
| Q4 25 | — | 0.33× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | $60.1M |
| 自由现金流经营现金流 - 资本支出 | $1.4B | $58.6M |
| 自由现金流率自由现金流/营收 | 28.2% | 38.7% |
| 资本支出强度资本支出/营收 | 0.2% | 1.0% |
| 现金转化率经营现金流/净利润 | 1.13× | 4.05× |
| 过去12个月自由现金流最近4个季度 | $6.1B | $326.0M |
8季度趋势，按日历期对齐
经营现金流ACGLBOW
| Q4 25 | $1.4B | $60.1M | ||
| Q3 25 | $2.2B | $114.7M | ||
| Q2 25 | $1.1B | $109.0M | ||
| Q1 25 | $1.5B | $47.7M | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $2.0B | $119.4M | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.6B | — |
自由现金流ACGLBOW
| Q4 25 | $1.4B | $58.6M | ||
| Q3 25 | $2.2B | $113.5M | ||
| Q2 25 | $1.1B | $107.4M | ||
| Q1 25 | $1.4B | $46.5M | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $2.0B | $118.4M | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
自由现金流率ACGLBOW
| Q4 25 | 28.2% | 38.7% | ||
| Q3 25 | 42.6% | 78.8% | ||
| Q2 25 | 21.3% | 80.6% | ||
| Q1 25 | 31.0% | 37.9% | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 42.5% | 101.4% | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 39.3% | — |
资本支出强度ACGLBOW
| Q4 25 | 0.2% | 1.0% | ||
| Q3 25 | 0.2% | 0.9% | ||
| Q2 25 | 0.2% | 1.2% | ||
| Q1 25 | 0.2% | 1.0% | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.3% | 0.9% | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 0.4% | — |
现金转化率ACGLBOW
| Q4 25 | 1.13× | 4.05× | ||
| Q3 25 | 1.62× | 7.56× | ||
| Q2 25 | 0.91× | 8.83× | ||
| Q1 25 | 2.54× | 4.18× | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 2.04× | 9.88× | ||
| Q2 24 | 1.20× | — | ||
| Q1 24 | 1.40× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
