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Arch Capital Group（ACGL）与高露洁棕榄（CL）财务数据对比。点击上方公司名可切换其他公司
高露洁棕榄的季度营收约是Arch Capital Group的1.2倍（$5.2B vs $4.5B），Arch Capital Group净利率更高（23.2% vs -0.7%，领先23.8%），高露洁棕榄同比增速更快（5.8% vs -3.3%），过去两年Arch Capital Group的营收复合增速更高（3.4% vs 1.6%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
高露洁棕榄是总部位于美国纽约市曼哈顿中城公园大道的跨国消费品企业，主营家居清洁、医疗护理、个人护理、宠物护理等品类产品的生产、分销及相关服务，旗下产品行销全球多地，在日用消费领域拥有广泛的市场认可度。
ACGL vs CL — 直观对比
营收规模更大
CL
是对方的1.2倍
$4.5B
营收增速更快
CL
高出9.0%
-3.3%
净利率更高
ACGL
高出23.8%
-0.7%
两年增速更快
ACGL
近两年复合增速
1.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $5.2B |
| 净利润 | $1.0B | $-36.0M |
| 毛利率 | — | 60.2% |
| 营业利润率 | — | 1.7% |
| 净利率 | 23.2% | -0.7% |
| 营收同比 | -3.3% | 5.8% |
| 净利润同比 | 82.4% | -104.9% |
| 每股收益（稀释后） | $2.88 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLCL
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $5.2B | ||
| Q3 25 | $5.1B | $5.1B | ||
| Q2 25 | $5.2B | $5.1B | ||
| Q1 25 | $4.7B | $4.9B | ||
| Q4 24 | $4.5B | $4.9B | ||
| Q3 24 | $4.7B | $5.0B | ||
| Q2 24 | $4.2B | $5.1B |
净利润ACGLCL
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $-36.0M | ||
| Q3 25 | $1.4B | $735.0M | ||
| Q2 25 | $1.2B | $743.0M | ||
| Q1 25 | $574.0M | $690.0M | ||
| Q4 24 | $935.0M | $738.0M | ||
| Q3 24 | $988.0M | $737.0M | ||
| Q2 24 | $1.3B | $731.0M |
毛利率ACGLCL
| Q1 26 | — | — | ||
| Q4 25 | — | 60.2% | ||
| Q3 25 | — | 59.4% | ||
| Q2 25 | — | 60.1% | ||
| Q1 25 | — | 60.8% | ||
| Q4 24 | — | 60.3% | ||
| Q3 24 | — | 61.1% | ||
| Q2 24 | — | 60.6% |
营业利润率ACGLCL
| Q1 26 | — | — | ||
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | 20.6% | ||
| Q2 25 | — | 21.1% | ||
| Q1 25 | — | 21.9% | ||
| Q4 24 | — | 21.5% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 21.6% |
净利率ACGLCL
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | -0.7% | ||
| Q3 25 | 26.4% | 14.3% | ||
| Q2 25 | 23.7% | 14.5% | ||
| Q1 25 | 12.3% | 14.1% | ||
| Q4 24 | 20.6% | 14.9% | ||
| Q3 24 | 20.9% | 14.6% | ||
| Q2 24 | 30.0% | 14.5% |
每股收益（稀释后）ACGLCL
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $-0.04 | ||
| Q3 25 | $3.56 | $0.91 | ||
| Q2 25 | $3.23 | $0.91 | ||
| Q1 25 | $1.48 | $0.85 | ||
| Q4 24 | $2.41 | $0.89 | ||
| Q3 24 | $2.56 | $0.90 | ||
| Q2 24 | $3.30 | $0.89 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $1.4B |
| 总债务越低越好 | — | $7.8B |
| 股东权益账面价值 | $24.2B | $54.0M |
| 总资产 | $81.4B | $16.3B |
| 负债/权益比越低杠杆越低 | — | 145.17× |
8季度趋势，按日历期对齐
现金及短期投资ACGLCL
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $1.4B | ||
| Q3 25 | $1.1B | $1.3B | ||
| Q2 25 | $983.0M | $1.2B | ||
| Q1 25 | $1.2B | $1.1B | ||
| Q4 24 | $979.0M | $1.3B | ||
| Q3 24 | $1.0B | $1.2B | ||
| Q2 24 | $1.0B | $1.1B |
总债务ACGLCL
| Q1 26 | — | — | ||
| Q4 25 | — | $7.8B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.0B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ACGLCL
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $54.0M | ||
| Q3 25 | $23.7B | $856.0M | ||
| Q2 25 | $23.0B | $702.0M | ||
| Q1 25 | $21.5B | $363.0M | ||
| Q4 24 | $20.8B | $212.0M | ||
| Q3 24 | $22.3B | $435.0M | ||
| Q2 24 | $20.7B | $123.0M |
总资产ACGLCL
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $16.3B | ||
| Q3 25 | $79.2B | $17.5B | ||
| Q2 25 | $78.8B | $17.5B | ||
| Q1 25 | $75.2B | $16.6B | ||
| Q4 24 | $70.9B | $16.0B | ||
| Q3 24 | $73.7B | $16.8B | ||
| Q2 24 | $65.5B | $16.5B |
负债/权益比ACGLCL
| Q1 26 | — | — | ||
| Q4 25 | — | 145.17× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 33.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $1.5B |
| 自由现金流经营现金流 - 资本支出 | — | $1.3B |
| 自由现金流率自由现金流/营收 | — | 24.4% |
| 资本支出强度资本支出/营收 | — | 3.4% |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | — | $3.6B |
8季度趋势，按日历期对齐
经营现金流ACGLCL
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $1.5B | ||
| Q3 25 | $2.2B | $1.3B | ||
| Q2 25 | $1.1B | $884.0M | ||
| Q1 25 | $1.5B | $600.0M | ||
| Q4 24 | $1.6B | $1.3B | ||
| Q3 24 | $2.0B | $1.2B | ||
| Q2 24 | $1.5B | $990.0M |
自由现金流ACGLCL
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $1.3B | ||
| Q3 25 | $2.2B | $1.1B | ||
| Q2 25 | $1.1B | $776.0M | ||
| Q1 25 | $1.4B | $476.0M | ||
| Q4 24 | $1.6B | $1.1B | ||
| Q3 24 | $2.0B | $1.0B | ||
| Q2 24 | $1.5B | $873.0M |
自由现金流率ACGLCL
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 24.4% | ||
| Q3 25 | 42.6% | 21.6% | ||
| Q2 25 | 21.3% | 15.2% | ||
| Q1 25 | 31.0% | 9.7% | ||
| Q4 24 | 34.3% | 21.9% | ||
| Q3 24 | 42.5% | 20.5% | ||
| Q2 24 | 35.6% | 17.3% |
资本支出强度ACGLCL
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 3.4% | ||
| Q3 25 | 0.2% | 3.0% | ||
| Q2 25 | 0.2% | 2.1% | ||
| Q1 25 | 0.2% | 2.5% | ||
| Q4 24 | 0.3% | 3.7% | ||
| Q3 24 | 0.3% | 2.7% | ||
| Q2 24 | 0.3% | 2.3% |
现金转化率ACGLCL
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.62× | 1.72× | ||
| Q2 25 | 0.91× | 1.19× | ||
| Q1 25 | 2.54× | 0.87× | ||
| Q4 24 | 1.68× | 1.72× | ||
| Q3 24 | 2.04× | 1.58× | ||
| Q2 24 | 1.20× | 1.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
CL
| Other | $3.0B | 58% |
| Pet Nutrition | $1.2B | 23% |
| Oral Personal And Home Care | $1.0B | 20% |
