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Arch Capital Group（ACGL）与CLEVELAND-CLIFFS INC.（CLF）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是CLEVELAND-CLIFFS INC.的1.0倍（$4.5B vs $4.3B），Arch Capital Group净利率更高（23.2% vs -5.6%，领先28.7%），CLEVELAND-CLIFFS INC.同比增速更快（-0.3% vs -3.3%），过去两年Arch Capital Group的营收复合增速更高（3.4% vs -8.9%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
克利夫兰-克利夫斯公司是总部位于美国俄亥俄州克利夫兰的钢铁制造商，业务覆盖铁矿石开采、选矿、造球及钢铁冶炼，包含冲压与模具制造，是美国第二大钢铁生产商、北美最大扁钢生产商，位列财富500强第221位、福布斯全球2000强第1511位。
ACGL vs CLF — 直观对比
营收规模更大
ACGL
是对方的1.0倍
$4.3B
营收增速更快
CLF
高出3.0%
-3.3%
净利率更高
ACGL
高出28.7%
-5.6%
两年增速更快
ACGL
近两年复合增速
-8.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $4.3B |
| 净利润 | $1.0B | $-241.0M |
| 毛利率 | — | -5.0% |
| 营业利润率 | — | -7.9% |
| 净利率 | 23.2% | -5.6% |
| 营收同比 | -3.3% | -0.3% |
| 净利润同比 | 82.4% | 46.1% |
| 每股收益（稀释后） | $2.88 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLCLF
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $4.3B | ||
| Q3 25 | $5.1B | $4.7B | ||
| Q2 25 | $5.2B | $4.9B | ||
| Q1 25 | $4.7B | $4.6B | ||
| Q4 24 | $4.5B | $4.3B | ||
| Q3 24 | $4.7B | $4.6B | ||
| Q2 24 | $4.2B | $5.1B |
净利润ACGLCLF
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $-241.0M | ||
| Q3 25 | $1.4B | $-251.0M | ||
| Q2 25 | $1.2B | $-470.0M | ||
| Q1 25 | $574.0M | $-483.0M | ||
| Q4 24 | $935.0M | $-447.0M | ||
| Q3 24 | $988.0M | $-242.0M | ||
| Q2 24 | $1.3B | $2.0M |
毛利率ACGLCLF
| Q1 26 | — | — | ||
| Q4 25 | — | -5.0% | ||
| Q3 25 | — | -1.0% | ||
| Q2 25 | — | -4.2% | ||
| Q1 25 | — | -8.4% | ||
| Q4 24 | — | -6.3% | ||
| Q3 24 | — | -2.3% | ||
| Q2 24 | — | 3.2% |
营业利润率ACGLCLF
| Q1 26 | — | — | ||
| Q4 25 | — | -7.9% | ||
| Q3 25 | — | -4.3% | ||
| Q2 25 | — | -10.1% | ||
| Q1 25 | — | -11.6% | ||
| Q4 24 | — | -10.8% | ||
| Q3 24 | — | -5.7% | ||
| Q2 24 | — | 0.1% |
净利率ACGLCLF
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | -5.6% | ||
| Q3 25 | 26.4% | -5.3% | ||
| Q2 25 | 23.7% | -9.5% | ||
| Q1 25 | 12.3% | -10.4% | ||
| Q4 24 | 20.6% | -10.3% | ||
| Q3 24 | 20.9% | -5.3% | ||
| Q2 24 | 30.0% | 0.0% |
每股收益（稀释后）ACGLCLF
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | — | ||
| Q3 25 | $3.56 | $-0.51 | ||
| Q2 25 | $3.23 | — | ||
| Q1 25 | $1.48 | — | ||
| Q4 24 | $2.41 | $-0.91 | ||
| Q3 24 | $2.56 | $-0.52 | ||
| Q2 24 | $3.30 | $0.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $57.0M |
| 总债务越低越好 | — | $7.3B |
| 股东权益账面价值 | $24.2B | $6.1B |
| 总资产 | $81.4B | $20.0B |
| 负债/权益比越低杠杆越低 | — | 1.19× |
8季度趋势，按日历期对齐
现金及短期投资ACGLCLF
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $57.0M | ||
| Q3 25 | $1.1B | $66.0M | ||
| Q2 25 | $983.0M | $61.0M | ||
| Q1 25 | $1.2B | $57.0M | ||
| Q4 24 | $979.0M | $54.0M | ||
| Q3 24 | $1.0B | $39.0M | ||
| Q2 24 | $1.0B | $110.0M |
总债务ACGLCLF
| Q1 26 | — | — | ||
| Q4 25 | — | $7.3B | ||
| Q3 25 | — | $8.0B | ||
| Q2 25 | — | $7.7B | ||
| Q1 25 | — | $7.6B | ||
| Q4 24 | — | $7.1B | ||
| Q3 24 | — | $3.8B | ||
| Q2 24 | — | $3.5B |
股东权益ACGLCLF
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $6.1B | ||
| Q3 25 | $23.7B | $5.5B | ||
| Q2 25 | $23.0B | $5.8B | ||
| Q1 25 | $21.5B | $6.3B | ||
| Q4 24 | $20.8B | $6.7B | ||
| Q3 24 | $22.3B | $6.9B | ||
| Q2 24 | $20.7B | $7.1B |
总资产ACGLCLF
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $20.0B | ||
| Q3 25 | $79.2B | $20.3B | ||
| Q2 25 | $78.8B | $20.5B | ||
| Q1 25 | $75.2B | $20.8B | ||
| Q4 24 | $70.9B | $20.9B | ||
| Q3 24 | $73.7B | $16.8B | ||
| Q2 24 | $65.5B | $16.9B |
负债/权益比ACGLCLF
| Q1 26 | — | — | ||
| Q4 25 | — | 1.19× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 1.33× | ||
| Q1 25 | — | 1.22× | ||
| Q4 24 | — | 1.06× | ||
| Q3 24 | — | 0.55× | ||
| Q2 24 | — | 0.49× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $-13.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-153.0M |
| 自由现金流率自由现金流/营收 | — | -3.5% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | — | $-1.0B |
8季度趋势，按日历期对齐
经营现金流ACGLCLF
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $-13.0M | ||
| Q3 25 | $2.2B | $-143.0M | ||
| Q2 25 | $1.1B | $45.0M | ||
| Q1 25 | $1.5B | $-351.0M | ||
| Q4 24 | $1.6B | $-472.0M | ||
| Q3 24 | $2.0B | $-84.0M | ||
| Q2 24 | $1.5B | $519.0M |
自由现金流ACGLCLF
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $-153.0M | ||
| Q3 25 | $2.2B | $-300.0M | ||
| Q2 25 | $1.1B | $-67.0M | ||
| Q1 25 | $1.4B | $-503.0M | ||
| Q4 24 | $1.6B | $-677.0M | ||
| Q3 24 | $2.0B | $-235.0M | ||
| Q2 24 | $1.5B | $362.0M |
自由现金流率ACGLCLF
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | -3.5% | ||
| Q3 25 | 42.6% | -6.3% | ||
| Q2 25 | 21.3% | -1.4% | ||
| Q1 25 | 31.0% | -10.9% | ||
| Q4 24 | 34.3% | -15.7% | ||
| Q3 24 | 42.5% | -5.1% | ||
| Q2 24 | 35.6% | 7.1% |
资本支出强度ACGLCLF
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 3.2% | ||
| Q3 25 | 0.2% | 3.3% | ||
| Q2 25 | 0.2% | 2.3% | ||
| Q1 25 | 0.2% | 3.3% | ||
| Q4 24 | 0.3% | 4.7% | ||
| Q3 24 | 0.3% | 3.3% | ||
| Q2 24 | 0.3% | 3.1% |
现金转化率ACGLCLF
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.62× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 2.54× | — | ||
| Q4 24 | 1.68× | — | ||
| Q3 24 | 2.04× | — | ||
| Q2 24 | 1.20× | 259.50× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
CLF
| Hot Rolled Steel | $1.1B | 27% |
| Automotive | $1.1B | 27% |
| Steel Producers | $555.0M | 13% |
| Cold Rolled Steel | $530.0M | 12% |
| Other | $409.0M | 9% |
| Stainless And Electrical Steel | $404.0M | 9% |
| Other Businesses | $159.0M | 4% |
