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Arch Capital Group（ACGL）与CSX Corporation（CSX）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是CSX Corporation的1.3倍（$4.5B vs $3.5B），CSX Corporation净利率更高（23.2% vs 23.2%，领先0.0%），CSX Corporation同比增速更快（1.7% vs -3.3%），过去两年Arch Capital Group的营收复合增速更高（3.4% vs -3.0%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
CSX运输是美国一级货运铁路企业，业务覆盖美国东部区域及加拿大安大略省、魁北克省，运营铁路总里程约3.4万公里，隶属于总部位于佛罗里达州杰克逊维尔市的财富500强企业CSX Corporation，是其旗下核心子公司。
ACGL vs CSX — 直观对比
营收规模更大
ACGL
是对方的1.3倍
$3.5B
营收增速更快
CSX
高出5.0%
-3.3%
净利率更高
CSX
高出0.0%
23.2%
两年增速更快
ACGL
近两年复合增速
-3.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $3.5B |
| 净利润 | $1.0B | $807.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 36.0% |
| 净利率 | 23.2% | 23.2% |
| 营收同比 | -3.3% | 1.7% |
| 净利润同比 | 82.4% | 24.9% |
| 每股收益（稀释后） | $2.88 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLCSX
| Q1 26 | $4.5B | $3.5B | ||
| Q4 25 | $4.9B | $3.5B | ||
| Q3 25 | $5.1B | $3.6B | ||
| Q2 25 | $5.2B | $3.6B | ||
| Q1 25 | $4.7B | $3.4B | ||
| Q4 24 | $4.5B | $3.5B | ||
| Q3 24 | $4.7B | $3.6B | ||
| Q2 24 | $4.2B | $3.7B |
净利润ACGLCSX
| Q1 26 | $1.0B | $807.0M | ||
| Q4 25 | $1.2B | $720.0M | ||
| Q3 25 | $1.4B | $694.0M | ||
| Q2 25 | $1.2B | $829.0M | ||
| Q1 25 | $574.0M | $646.0M | ||
| Q4 24 | $935.0M | $720.0M | ||
| Q3 24 | $988.0M | $894.0M | ||
| Q2 24 | $1.3B | $963.0M |
营业利润率ACGLCSX
| Q1 26 | — | 36.0% | ||
| Q4 25 | — | 31.6% | ||
| Q3 25 | — | 30.3% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 30.4% | ||
| Q4 24 | — | 30.8% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 39.1% |
净利率ACGLCSX
| Q1 26 | 23.2% | 23.2% | ||
| Q4 25 | 25.1% | 20.5% | ||
| Q3 25 | 26.4% | 19.3% | ||
| Q2 25 | 23.7% | 23.2% | ||
| Q1 25 | 12.3% | 18.9% | ||
| Q4 24 | 20.6% | 20.3% | ||
| Q3 24 | 20.9% | 24.7% | ||
| Q2 24 | 30.0% | 26.0% |
每股收益（稀释后）ACGLCSX
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $0.39 | ||
| Q3 25 | $3.56 | $0.37 | ||
| Q2 25 | $3.23 | $0.44 | ||
| Q1 25 | $1.48 | $0.34 | ||
| Q4 24 | $2.41 | $0.38 | ||
| Q3 24 | $2.56 | $0.46 | ||
| Q2 24 | $3.30 | $0.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $1.1B |
| 总债务越低越好 | — | $18.9B |
| 股东权益账面价值 | $24.2B | $13.6B |
| 总资产 | $81.4B | $44.2B |
| 负债/权益比越低杠杆越低 | — | 1.39× |
8季度趋势，按日历期对齐
现金及短期投资ACGLCSX
| Q1 26 | $24.0M | $1.1B | ||
| Q4 25 | $993.0M | $5.0M | ||
| Q3 25 | $1.1B | $6.0M | ||
| Q2 25 | $983.0M | $6.0M | ||
| Q1 25 | $1.2B | $8.0M | ||
| Q4 24 | $979.0M | $72.0M | ||
| Q3 24 | $1.0B | $12.0M | ||
| Q2 24 | $1.0B | $4.0M |
总债务ACGLCSX
| Q1 26 | — | $18.9B | ||
| Q4 25 | — | $18.2B | ||
| Q3 25 | — | $18.6B | ||
| Q2 25 | — | $18.6B | ||
| Q1 25 | — | $18.5B | ||
| Q4 24 | — | $17.9B | ||
| Q3 24 | — | $18.5B | ||
| Q2 24 | — | $18.0B |
股东权益ACGLCSX
| Q1 26 | $24.2B | $13.6B | ||
| Q4 25 | $24.2B | $13.2B | ||
| Q3 25 | $23.7B | $12.8B | ||
| Q2 25 | $23.0B | $12.4B | ||
| Q1 25 | $21.5B | $12.2B | ||
| Q4 24 | $20.8B | $12.5B | ||
| Q3 24 | $22.3B | $12.9B | ||
| Q2 24 | $20.7B | $12.6B |
总资产ACGLCSX
| Q1 26 | $81.4B | $44.2B | ||
| Q4 25 | $79.2B | $43.7B | ||
| Q3 25 | $79.2B | $43.3B | ||
| Q2 25 | $78.8B | $42.9B | ||
| Q1 25 | $75.2B | $43.2B | ||
| Q4 24 | $70.9B | $42.8B | ||
| Q3 24 | $73.7B | $43.1B | ||
| Q2 24 | $65.5B | $42.4B |
负债/权益比ACGLCSX
| Q1 26 | — | 1.39× | ||
| Q4 25 | — | 1.38× | ||
| Q3 25 | — | 1.45× | ||
| Q2 25 | — | 1.50× | ||
| Q1 25 | — | 1.52× | ||
| Q4 24 | — | 1.43× | ||
| Q3 24 | — | 1.43× | ||
| Q2 24 | — | 1.42× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $1.3B |
| 自由现金流经营现金流 - 资本支出 | — | $793.0M |
| 自由现金流率自由现金流/营收 | — | 22.8% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.13× | 1.58× |
| 过去12个月自由现金流最近4个季度 | — | $2.0B |
8季度趋势，按日历期对齐
经营现金流ACGLCSX
| Q1 26 | $1.2B | $1.3B | ||
| Q4 25 | $1.4B | $1.4B | ||
| Q3 25 | $2.2B | $1.3B | ||
| Q2 25 | $1.1B | $635.0M | ||
| Q1 25 | $1.5B | $1.3B | ||
| Q4 24 | $1.6B | $1.4B | ||
| Q3 24 | $2.0B | $1.7B | ||
| Q2 24 | $1.5B | $1.1B |
自由现金流ACGLCSX
| Q1 26 | — | $793.0M | ||
| Q4 25 | $1.4B | $709.0M | ||
| Q3 25 | $2.2B | $607.0M | ||
| Q2 25 | $1.1B | $-141.0M | ||
| Q1 25 | $1.4B | $536.0M | ||
| Q4 24 | $1.6B | $550.0M | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $1.5B | $547.0M |
自由现金流率ACGLCSX
| Q1 26 | — | 22.8% | ||
| Q4 25 | 28.2% | 20.2% | ||
| Q3 25 | 42.6% | 16.9% | ||
| Q2 25 | 21.3% | -3.9% | ||
| Q1 25 | 31.0% | 15.7% | ||
| Q4 24 | 34.3% | 15.5% | ||
| Q3 24 | 42.5% | 29.3% | ||
| Q2 24 | 35.6% | 14.8% |
资本支出强度ACGLCSX
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 19.3% | ||
| Q3 25 | 0.2% | 20.4% | ||
| Q2 25 | 0.2% | 21.7% | ||
| Q1 25 | 0.2% | 21.0% | ||
| Q4 24 | 0.3% | 23.7% | ||
| Q3 24 | 0.3% | 17.3% | ||
| Q2 24 | 0.3% | 14.6% |
现金转化率ACGLCSX
| Q1 26 | 1.13× | 1.58× | ||
| Q4 25 | 1.13× | 1.93× | ||
| Q3 25 | 1.62× | 1.93× | ||
| Q2 25 | 0.91× | 0.77× | ||
| Q1 25 | 2.54× | 1.94× | ||
| Q4 24 | 1.68× | 1.93× | ||
| Q3 24 | 2.04× | 1.89× | ||
| Q2 24 | 1.20× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
