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Arch Capital Group（ACGL）与艺康（ECL）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是艺康的1.1倍（$4.5B vs $4.1B），Arch Capital Group净利率更高（23.2% vs 10.6%，领先12.5%），艺康同比增速更快（10.0% vs -3.3%），过去两年Arch Capital Group的营收复合增速更高（3.4% vs 1.0%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
艺康（Ecolab）总部位于美国明尼苏达州圣保罗市，是全球领先的水处理、清洁消毒与卫生防护产品提供商，核心客户群体覆盖各领域商业机构与工业企业，可助力客户提升运营效率、保障公共卫生安全、实现可持续发展。
ACGL vs ECL — 直观对比
营收规模更大
ACGL
是对方的1.1倍
$4.1B
营收增速更快
ECL
高出13.3%
-3.3%
净利率更高
ACGL
高出12.5%
10.6%
两年增速更快
ACGL
近两年复合增速
1.0%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $4.1B |
| 净利润 | $1.0B | $432.6M |
| 毛利率 | — | — |
| 营业利润率 | — | 15.3% |
| 净利率 | 23.2% | 10.6% |
| 营收同比 | -3.3% | 10.0% |
| 净利润同比 | 82.4% | 1.3% |
| 每股收益（稀释后） | $2.88 | $1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLECL
| Q2 26 | — | $4.1B | ||
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $4.2B | ||
| Q3 25 | $5.1B | $4.2B | ||
| Q2 25 | $5.2B | $4.0B | ||
| Q1 25 | $4.7B | $3.7B | ||
| Q4 24 | $4.5B | $4.0B | ||
| Q3 24 | $4.7B | $4.0B |
净利润ACGLECL
| Q2 26 | — | $432.6M | ||
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $563.9M | ||
| Q3 25 | $1.4B | $585.0M | ||
| Q2 25 | $1.2B | $524.2M | ||
| Q1 25 | $574.0M | $402.5M | ||
| Q4 24 | $935.0M | $472.9M | ||
| Q3 24 | $988.0M | $736.5M |
毛利率ACGLECL
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 44.0% | ||
| Q3 25 | — | 44.8% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 43.4% |
营业利润率ACGLECL
| Q2 26 | — | 15.3% | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 17.0% | ||
| Q3 25 | — | 18.3% | ||
| Q2 25 | — | 17.6% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 14.6% | ||
| Q3 24 | — | 26.1% |
净利率ACGLECL
| Q2 26 | — | 10.6% | ||
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | 13.4% | ||
| Q3 25 | 26.4% | 14.0% | ||
| Q2 25 | 23.7% | 13.0% | ||
| Q1 25 | 12.3% | 10.9% | ||
| Q4 24 | 20.6% | 11.8% | ||
| Q3 24 | 20.9% | 18.4% |
每股收益（稀释后）ACGLECL
| Q2 26 | — | $1.52 | ||
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $1.98 | ||
| Q3 25 | $3.56 | $2.05 | ||
| Q2 25 | $3.23 | $1.84 | ||
| Q1 25 | $1.48 | $1.41 | ||
| Q4 24 | $2.41 | $1.65 | ||
| Q3 24 | $2.56 | $2.58 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $519.8K |
| 总债务越低越好 | — | $8.5M |
| 股东权益账面价值 | $24.2B | $10.0M |
| 总资产 | $81.4B | $25.0M |
| 负债/权益比越低杠杆越低 | — | 0.85× |
8季度趋势，按日历期对齐
现金及短期投资ACGLECL
| Q2 26 | — | $519.8K | ||
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $646.2M | ||
| Q3 25 | $1.1B | $2.0B | ||
| Q2 25 | $983.0M | $1.9B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $979.0M | $1.3B | ||
| Q3 24 | $1.0B | $1.3B |
总债务ACGLECL
| Q2 26 | — | $8.5M | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $7.4B | ||
| Q3 25 | — | $8.1B | ||
| Q2 25 | — | $7.5B | ||
| Q1 25 | — | $7.0B | ||
| Q4 24 | — | $6.9B | ||
| Q3 24 | — | $7.0B |
股东权益ACGLECL
| Q2 26 | — | $10.0M | ||
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $9.8B | ||
| Q3 25 | $23.7B | $9.7B | ||
| Q2 25 | $23.0B | $9.3B | ||
| Q1 25 | $21.5B | $8.9B | ||
| Q4 24 | $20.8B | $8.8B | ||
| Q3 24 | $22.3B | $8.5B |
总资产ACGLECL
| Q2 26 | — | $25.0M | ||
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $24.7B | ||
| Q3 25 | $79.2B | $23.9B | ||
| Q2 25 | $78.8B | $23.7B | ||
| Q1 25 | $75.2B | $22.4B | ||
| Q4 24 | $70.9B | $22.4B | ||
| Q3 24 | $73.7B | $22.1B |
负债/权益比ACGLECL
| Q2 26 | — | 0.85× | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 0.75× | ||
| Q3 25 | — | 0.83× | ||
| Q2 25 | — | 0.81× | ||
| Q1 25 | — | 0.79× | ||
| Q4 24 | — | 0.79× | ||
| Q3 24 | — | 0.82× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACGLECL
| Q2 26 | — | — | ||
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $1.1B | ||
| Q3 25 | $2.2B | $791.3M | ||
| Q2 25 | $1.1B | $701.8M | ||
| Q1 25 | $1.5B | $369.4M | ||
| Q4 24 | $1.6B | $766.7M | ||
| Q3 24 | $2.0B | $786.7M |
自由现金流ACGLECL
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $758.0M | ||
| Q3 25 | $2.2B | $529.7M | ||
| Q2 25 | $1.1B | $485.1M | ||
| Q1 25 | $1.4B | $131.5M | ||
| Q4 24 | $1.6B | $407.0M | ||
| Q3 24 | $2.0B | $550.3M |
自由现金流率ACGLECL
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 18.1% | ||
| Q3 25 | 42.6% | 12.7% | ||
| Q2 25 | 21.3% | 12.1% | ||
| Q1 25 | 31.0% | 3.6% | ||
| Q4 24 | 34.3% | 10.2% | ||
| Q3 24 | 42.5% | 13.8% |
资本支出强度ACGLECL
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 7.9% | ||
| Q3 25 | 0.2% | 6.3% | ||
| Q2 25 | 0.2% | 5.4% | ||
| Q1 25 | 0.2% | 6.4% | ||
| Q4 24 | 0.3% | 9.0% | ||
| Q3 24 | 0.3% | 5.9% |
现金转化率ACGLECL
| Q2 26 | — | — | ||
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | 1.93× | ||
| Q3 25 | 1.62× | 1.35× | ||
| Q2 25 | 0.91× | 1.34× | ||
| Q1 25 | 2.54× | 0.92× | ||
| Q4 24 | 1.68× | 1.62× | ||
| Q3 24 | 2.04× | 1.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
ECL
| Product and equipment sales | $3.2B | 78% |
| Service and lease sales | $891.5M | 22% |
