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Arch Capital Group（ACGL）与丽思卡尔顿酒店集团（INN）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是丽思卡尔顿酒店集团的28.2倍（$4.9B vs $175.0M）。Arch Capital Group净利率更高（25.1% vs -1.5%，领先26.6%）。Arch Capital Group同比增速更快（8.5% vs 1.2%）。Arch Capital Group自由现金流更多（$1.4B vs $9.5M）。过去两年Arch Capital Group的营收复合增速更高（11.9% vs -3.6%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
丽思卡尔顿酒店集团是源自美国的跨国豪华连锁酒店品牌，主打高端奢华住宿体验，目前在全球30个国家和地区运营着108家豪华酒店及度假村，共计拥有超过2.9万间客房，另有46家合计近9千间客房的项目正在筹备规划中。
ACGL vs INN — 直观对比
营收规模更大
ACGL
是对方的28.2倍
$175.0M
营收增速更快
ACGL
高出7.3%
1.2%
净利率更高
ACGL
高出26.6%
-1.5%
自由现金流更多
ACGL
多$1.4B
$9.5M
两年增速更快
ACGL
近两年复合增速
-3.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $175.0M |
| 净利润 | $1.2B | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | — | 8.3% |
| 净利率 | 25.1% | -1.5% |
| 营收同比 | 8.5% | 1.2% |
| 净利润同比 | 32.4% | -381.3% |
| 每股收益（稀释后） | $3.33 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLINN
| Q4 25 | $4.9B | $175.0M | ||
| Q3 25 | $5.1B | $177.1M | ||
| Q2 25 | $5.2B | $192.9M | ||
| Q1 25 | $4.7B | $184.5M | ||
| Q4 24 | $4.5B | $172.9M | ||
| Q3 24 | $4.7B | $176.8M | ||
| Q2 24 | $4.2B | $193.9M | ||
| Q1 24 | $3.9B | $188.1M |
净利润ACGLINN
| Q4 25 | $1.2B | $-2.6M | ||
| Q3 25 | $1.4B | $-11.8M | ||
| Q2 25 | $1.2B | $2.0M | ||
| Q1 25 | $574.0M | $623.0K | ||
| Q4 24 | $935.0M | $916.0K | ||
| Q3 24 | $988.0M | $-3.6M | ||
| Q2 24 | $1.3B | $38.7M | ||
| Q1 24 | $1.1B | $2.8M |
营业利润率ACGLINN
| Q4 25 | — | 8.3% | ||
| Q3 25 | — | 4.8% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 10.7% | ||
| Q4 24 | — | 4.6% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | 29.0% | ||
| Q1 24 | — | 12.5% |
净利率ACGLINN
| Q4 25 | 25.1% | -1.5% | ||
| Q3 25 | 26.4% | -6.6% | ||
| Q2 25 | 23.7% | 1.1% | ||
| Q1 25 | 12.3% | 0.3% | ||
| Q4 24 | 20.6% | 0.5% | ||
| Q3 24 | 20.9% | -2.0% | ||
| Q2 24 | 30.0% | 20.0% | ||
| Q1 24 | 28.4% | 1.5% |
每股收益（稀释后）ACGLINN
| Q4 25 | $3.33 | $-0.05 | ||
| Q3 25 | $3.56 | $-0.11 | ||
| Q2 25 | $3.23 | $-0.02 | ||
| Q1 25 | $1.48 | $-0.04 | ||
| Q4 24 | $2.41 | $0.05 | ||
| Q3 24 | $2.56 | $-0.04 | ||
| Q2 24 | $3.30 | $0.23 | ||
| Q1 24 | $2.92 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $993.0M | $36.1M |
| 总债务越低越好 | — | $1.4B |
| 股东权益账面价值 | $24.2B | $862.2M |
| 总资产 | $79.2B | $2.8B |
| 负债/权益比越低杠杆越低 | — | 1.62× |
8季度趋势，按日历期对齐
现金及短期投资ACGLINN
| Q4 25 | $993.0M | $36.1M | ||
| Q3 25 | $1.1B | $41.1M | ||
| Q2 25 | $983.0M | $39.5M | ||
| Q1 25 | $1.2B | $48.2M | ||
| Q4 24 | $979.0M | $40.6M | ||
| Q3 24 | $1.0B | $51.7M | ||
| Q2 24 | $1.0B | $45.9M | ||
| Q1 24 | $993.0M | $63.4M |
总债务ACGLINN
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.4B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.5B |
股东权益ACGLINN
| Q4 25 | $24.2B | $862.2M | ||
| Q3 25 | $23.7B | $875.8M | ||
| Q2 25 | $23.0B | $895.1M | ||
| Q1 25 | $21.5B | $920.4M | ||
| Q4 24 | $20.8B | $909.5M | ||
| Q3 24 | $22.3B | $911.4M | ||
| Q2 24 | $20.7B | $931.9M | ||
| Q1 24 | $19.4B | $907.8M |
总资产ACGLINN
| Q4 25 | $79.2B | $2.8B | ||
| Q3 25 | $79.2B | $2.8B | ||
| Q2 25 | $78.8B | $2.9B | ||
| Q1 25 | $75.2B | $2.9B | ||
| Q4 24 | $70.9B | $2.9B | ||
| Q3 24 | $73.7B | $2.8B | ||
| Q2 24 | $65.5B | $2.9B | ||
| Q1 24 | $62.8B | $3.0B |
负债/权益比ACGLINN
| Q4 25 | — | 1.62× | ||
| Q3 25 | — | 1.62× | ||
| Q2 25 | — | 1.59× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 1.54× | ||
| Q3 24 | — | 1.47× | ||
| Q2 24 | — | 1.44× | ||
| Q1 24 | — | 1.60× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.4B | $28.5M |
| 自由现金流经营现金流 - 资本支出 | $1.4B | $9.5M |
| 自由现金流率自由现金流/营收 | 28.2% | 5.4% |
| 资本支出强度资本支出/营收 | 0.2% | 10.9% |
| 现金转化率经营现金流/净利润 | 1.13× | — |
| 过去12个月自由现金流最近4个季度 | $6.1B | $73.6M |
8季度趋势，按日历期对齐
经营现金流ACGLINN
| Q4 25 | $1.4B | $28.5M | ||
| Q3 25 | $2.2B | $45.8M | ||
| Q2 25 | $1.1B | $48.8M | ||
| Q1 25 | $1.5B | $25.9M | ||
| Q4 24 | $1.6B | $32.2M | ||
| Q3 24 | $2.0B | $55.7M | ||
| Q2 24 | $1.5B | $50.3M | ||
| Q1 24 | $1.6B | $28.1M |
自由现金流ACGLINN
| Q4 25 | $1.4B | $9.5M | ||
| Q3 25 | $2.2B | $24.0M | ||
| Q2 25 | $1.1B | $30.0M | ||
| Q1 25 | $1.4B | $10.1M | ||
| Q4 24 | $1.6B | $4.4M | ||
| Q3 24 | $2.0B | $33.1M | ||
| Q2 24 | $1.5B | $29.4M | ||
| Q1 24 | $1.5B | $10.0M |
自由现金流率ACGLINN
| Q4 25 | 28.2% | 5.4% | ||
| Q3 25 | 42.6% | 13.5% | ||
| Q2 25 | 21.3% | 15.5% | ||
| Q1 25 | 31.0% | 5.5% | ||
| Q4 24 | 34.3% | 2.5% | ||
| Q3 24 | 42.5% | 18.7% | ||
| Q2 24 | 35.6% | 15.2% | ||
| Q1 24 | 39.3% | 5.3% |
资本支出强度ACGLINN
| Q4 25 | 0.2% | 10.9% | ||
| Q3 25 | 0.2% | 12.3% | ||
| Q2 25 | 0.2% | 9.8% | ||
| Q1 25 | 0.2% | 8.5% | ||
| Q4 24 | 0.3% | 16.1% | ||
| Q3 24 | 0.3% | 12.7% | ||
| Q2 24 | 0.3% | 10.8% | ||
| Q1 24 | 0.4% | 9.6% |
现金转化率ACGLINN
| Q4 25 | 1.13× | — | ||
| Q3 25 | 1.62× | — | ||
| Q2 25 | 0.91× | 23.97× | ||
| Q1 25 | 2.54× | 41.49× | ||
| Q4 24 | 1.68× | 35.14× | ||
| Q3 24 | 2.04× | — | ||
| Q2 24 | 1.20× | 1.30× | ||
| Q1 24 | 1.40× | 9.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
INN
| Occupancy | $153.1M | 88% |
| Food And Beverage | $11.0M | 6% |
| Other | $10.8M | 6% |
