vs
Arch Capital Group（ACGL）与江森自控（JCI）财务数据对比。点击上方公司名可切换其他公司
江森自控的季度营收约是Arch Capital Group的1.3倍（$5.8B vs $4.5B），Arch Capital Group净利率更高（23.2% vs 9.0%，领先14.1%），江森自控同比增速更快（6.8% vs -3.3%），过去两年Arch Capital Group的营收复合增速更高（3.4% vs -7.0%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
江森自控是总部位于爱尔兰科克的跨国综合企业，专注于为各类建筑提供消防、暖通空调及安防设备，业务覆盖六大洲近2000个地点，2019年中期员工规模达10.5万人，曾位列2017年《财富》全球500强第389位。
ACGL vs JCI — 直观对比
营收规模更大
JCI
是对方的1.3倍
$4.5B
营收增速更快
JCI
高出10.1%
-3.3%
净利率更高
ACGL
高出14.1%
9.0%
两年增速更快
ACGL
近两年复合增速
-7.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $5.8B |
| 净利润 | $1.0B | $524.0M |
| 毛利率 | — | 35.8% |
| 营业利润率 | — | — |
| 净利率 | 23.2% | 9.0% |
| 营收同比 | -3.3% | 6.8% |
| 净利润同比 | 82.4% | 25.1% |
| 每股收益（稀释后） | $2.88 | $0.85 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLJCI
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $5.8B | ||
| Q3 25 | $5.1B | $6.4B | ||
| Q2 25 | $5.2B | $6.1B | ||
| Q1 25 | $4.7B | $5.7B | ||
| Q4 24 | $4.5B | $5.4B | ||
| Q3 24 | $4.7B | $2.9B | ||
| Q2 24 | $4.2B | $7.2B |
净利润ACGLJCI
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $524.0M | ||
| Q3 25 | $1.4B | $1.7B | ||
| Q2 25 | $1.2B | $701.0M | ||
| Q1 25 | $574.0M | $478.0M | ||
| Q4 24 | $935.0M | $419.0M | ||
| Q3 24 | $988.0M | $633.0M | ||
| Q2 24 | $1.3B | $975.0M |
毛利率ACGLJCI
| Q1 26 | — | — | ||
| Q4 25 | — | 35.8% | ||
| Q3 25 | — | 36.5% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 36.5% | ||
| Q4 24 | — | 35.5% | ||
| Q3 24 | — | 48.4% | ||
| Q2 24 | — | 34.4% |
营业利润率ACGLJCI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | 11.6% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 7.5% | ||
| Q3 24 | — | 6.9% | ||
| Q2 24 | — | 17.7% |
净利率ACGLJCI
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | 9.0% | ||
| Q3 25 | 26.4% | 26.3% | ||
| Q2 25 | 23.7% | 11.6% | ||
| Q1 25 | 12.3% | 8.4% | ||
| Q4 24 | 20.6% | 7.7% | ||
| Q3 24 | 20.9% | 21.6% | ||
| Q2 24 | 30.0% | 13.5% |
每股收益（稀释后）ACGLJCI
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $0.85 | ||
| Q3 25 | $3.56 | $2.61 | ||
| Q2 25 | $3.23 | $1.07 | ||
| Q1 25 | $1.48 | $0.72 | ||
| Q4 24 | $2.41 | $0.63 | ||
| Q3 24 | $2.56 | $0.93 | ||
| Q2 24 | $3.30 | $1.45 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $552.0M |
| 总债务越低越好 | — | $8.7B |
| 股东权益账面价值 | $24.2B | $13.2B |
| 总资产 | $81.4B | $38.0B |
| 负债/权益比越低杠杆越低 | — | 0.66× |
8季度趋势，按日历期对齐
现金及短期投资ACGLJCI
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $552.0M | ||
| Q3 25 | $1.1B | $379.0M | ||
| Q2 25 | $983.0M | $731.0M | ||
| Q1 25 | $1.2B | $795.0M | ||
| Q4 24 | $979.0M | $1.2B | ||
| Q3 24 | $1.0B | $606.0M | ||
| Q2 24 | $1.0B | $862.0M |
总债务ACGLJCI
| Q1 26 | — | — | ||
| Q4 25 | — | $8.7B | ||
| Q3 25 | — | $8.6B | ||
| Q2 25 | — | $8.4B | ||
| Q1 25 | — | $8.2B | ||
| Q4 24 | — | $8.6B | ||
| Q3 24 | — | $8.0B | ||
| Q2 24 | — | $7.9B |
股东权益ACGLJCI
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $13.2B | ||
| Q3 25 | $23.7B | $12.9B | ||
| Q2 25 | $23.0B | $15.8B | ||
| Q1 25 | $21.5B | $15.8B | ||
| Q4 24 | $20.8B | $15.9B | ||
| Q3 24 | $22.3B | $16.1B | ||
| Q2 24 | $20.7B | $16.0B |
总资产ACGLJCI
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $38.0B | ||
| Q3 25 | $79.2B | $37.9B | ||
| Q2 25 | $78.8B | $43.4B | ||
| Q1 25 | $75.2B | $42.4B | ||
| Q4 24 | $70.9B | $42.1B | ||
| Q3 24 | $73.7B | $42.7B | ||
| Q2 24 | $65.5B | $43.3B |
负债/权益比ACGLJCI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.66× | ||
| Q3 25 | — | 0.66× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.52× | ||
| Q4 24 | — | 0.54× | ||
| Q3 24 | — | 0.50× | ||
| Q2 24 | — | 0.49× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $611.0M |
| 自由现金流经营现金流 - 资本支出 | — | $531.0M |
| 自由现金流率自由现金流/营收 | — | 9.2% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | 1.13× | 1.17× |
| 过去12个月自由现金流最近4个季度 | — | $2.5B |
8季度趋势，按日历期对齐
经营现金流ACGLJCI
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $611.0M | ||
| Q3 25 | $2.2B | $968.0M | ||
| Q2 25 | $1.1B | $787.0M | ||
| Q1 25 | $1.5B | $550.0M | ||
| Q4 24 | $1.6B | $249.0M | ||
| Q3 24 | $2.0B | $1.4B | ||
| Q2 24 | $1.5B | $1.0B |
自由现金流ACGLJCI
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $531.0M | ||
| Q3 25 | $2.2B | $838.0M | ||
| Q2 25 | $1.1B | $693.0M | ||
| Q1 25 | $1.4B | $456.0M | ||
| Q4 24 | $1.6B | $133.0M | ||
| Q3 24 | $2.0B | $1.2B | ||
| Q2 24 | $1.5B | $922.0M |
自由现金流率ACGLJCI
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 9.2% | ||
| Q3 25 | 42.6% | 13.0% | ||
| Q2 25 | 21.3% | 11.5% | ||
| Q1 25 | 31.0% | 8.0% | ||
| Q4 24 | 34.3% | 2.5% | ||
| Q3 24 | 42.5% | 40.4% | ||
| Q2 24 | 35.6% | 12.8% |
资本支出强度ACGLJCI
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 1.4% | ||
| Q3 25 | 0.2% | 2.0% | ||
| Q2 25 | 0.2% | 1.6% | ||
| Q1 25 | 0.2% | 1.7% | ||
| Q4 24 | 0.3% | 2.1% | ||
| Q3 24 | 0.3% | 5.8% | ||
| Q2 24 | 0.3% | 1.4% |
现金转化率ACGLJCI
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | 1.17× | ||
| Q3 25 | 1.62× | 0.57× | ||
| Q2 25 | 0.91× | 1.12× | ||
| Q1 25 | 2.54× | 1.15× | ||
| Q4 24 | 1.68× | 0.59× | ||
| Q3 24 | 2.04× | 2.14× | ||
| Q2 24 | 1.20× | 1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
JCI
| Productsand Systems | $3.9B | 67% |
| Services | $1.9B | 33% |
