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Arch Capital Group（ACGL）与KOHLS Corp（KSS）财务数据对比。点击上方公司名可切换其他公司
Arch Capital Group的季度营收约是KOHLS Corp的1.3倍（$4.5B vs $3.6B），Arch Capital Group净利率更高（23.2% vs 0.2%，领先22.9%），Arch Capital Group同比增速更快（-3.3% vs -3.6%），过去两年Arch Capital Group的营收复合增速更高（3.4% vs -22.5%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
科尔士（Kohl's）是美国知名连锁百货零售商，目前在全美除夏威夷外的各州共开设1174家门店。品牌由波兰移民麦克斯韦·科尔创立，1927年他在威斯康星州密尔沃基开设了一家街角杂货店，在当地发展为成功的连锁品牌后，1962年公司开设首家百货门店，正式进军百货零售领域。
ACGL vs KSS — 直观对比
营收规模更大
ACGL
是对方的1.3倍
$3.6B
营收增速更快
ACGL
高出0.4%
-3.6%
净利率更高
ACGL
高出22.9%
0.2%
两年增速更快
ACGL
近两年复合增速
-22.5%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $3.6B |
| 净利润 | $1.0B | $8.0M |
| 毛利率 | — | 42.4% |
| 营业利润率 | — | 2.0% |
| 净利率 | 23.2% | 0.2% |
| 营收同比 | -3.3% | -3.6% |
| 净利润同比 | 82.4% | -63.6% |
| 每股收益（稀释后） | $2.88 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLKSS
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $3.6B | ||
| Q3 25 | $5.1B | $3.5B | ||
| Q2 25 | $5.2B | $3.2B | ||
| Q1 25 | $4.7B | $5.4B | ||
| Q4 24 | $4.5B | $3.7B | ||
| Q3 24 | $4.7B | $3.7B | ||
| Q2 24 | $4.2B | $3.4B |
净利润ACGLKSS
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $8.0M | ||
| Q3 25 | $1.4B | $153.0M | ||
| Q2 25 | $1.2B | $-15.0M | ||
| Q1 25 | $574.0M | $48.0M | ||
| Q4 24 | $935.0M | $22.0M | ||
| Q3 24 | $988.0M | $66.0M | ||
| Q2 24 | $1.3B | $-27.0M |
毛利率ACGLKSS
| Q1 26 | — | — | ||
| Q4 25 | — | 42.4% | ||
| Q3 25 | — | 43.3% | ||
| Q2 25 | — | 43.3% | ||
| Q1 25 | — | 35.6% | ||
| Q4 24 | — | 42.4% | ||
| Q3 24 | — | 43.0% | ||
| Q2 24 | — | 43.1% |
营业利润率ACGLKSS
| Q1 26 | — | — | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.4% | ||
| Q2 24 | — | 1.3% |
净利率ACGLKSS
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | 0.2% | ||
| Q3 25 | 26.4% | 4.3% | ||
| Q2 25 | 23.7% | -0.5% | ||
| Q1 25 | 12.3% | 0.9% | ||
| Q4 24 | 20.6% | 0.6% | ||
| Q3 24 | 20.9% | 1.8% | ||
| Q2 24 | 30.0% | -0.8% |
每股收益（稀释后）ACGLKSS
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $0.07 | ||
| Q3 25 | $3.56 | $1.35 | ||
| Q2 25 | $3.23 | $-0.13 | ||
| Q1 25 | $1.48 | $0.43 | ||
| Q4 24 | $2.41 | $0.20 | ||
| Q3 24 | $2.56 | $0.59 | ||
| Q2 24 | $3.30 | $-0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $144.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $24.2B | $3.9B |
| 总资产 | $81.4B | $14.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ACGLKSS
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $144.0M | ||
| Q3 25 | $1.1B | $174.0M | ||
| Q2 25 | $983.0M | $153.0M | ||
| Q1 25 | $1.2B | $134.0M | ||
| Q4 24 | $979.0M | $174.0M | ||
| Q3 24 | $1.0B | $231.0M | ||
| Q2 24 | $1.0B | $228.0M |
股东权益ACGLKSS
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $3.9B | ||
| Q3 25 | $23.7B | $3.9B | ||
| Q2 25 | $23.0B | $3.8B | ||
| Q1 25 | $21.5B | $3.8B | ||
| Q4 24 | $20.8B | $3.8B | ||
| Q3 24 | $22.3B | $3.8B | ||
| Q2 24 | $20.7B | $3.8B |
总资产ACGLKSS
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $14.1B | ||
| Q3 25 | $79.2B | $13.4B | ||
| Q2 25 | $78.8B | $13.6B | ||
| Q1 25 | $75.2B | $13.6B | ||
| Q4 24 | $70.9B | $15.1B | ||
| Q3 24 | $73.7B | $14.2B | ||
| Q2 24 | $65.5B | $14.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $124.0M |
| 自由现金流经营现金流 - 资本支出 | — | $16.0M |
| 自由现金流率自由现金流/营收 | — | 0.4% |
| 资本支出强度资本支出/营收 | — | 3.0% |
| 现金转化率经营现金流/净利润 | 1.13× | 15.50× |
| 过去12个月自由现金流最近4个季度 | — | $819.0M |
8季度趋势，按日历期对齐
经营现金流ACGLKSS
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $124.0M | ||
| Q3 25 | $2.2B | $598.0M | ||
| Q2 25 | $1.1B | $-92.0M | ||
| Q1 25 | $1.5B | $596.0M | ||
| Q4 24 | $1.6B | $-195.0M | ||
| Q3 24 | $2.0B | $254.0M | ||
| Q2 24 | $1.5B | $-7.0M |
自由现金流ACGLKSS
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $16.0M | ||
| Q3 25 | $2.2B | $508.0M | ||
| Q2 25 | $1.1B | $-202.0M | ||
| Q1 25 | $1.4B | $497.0M | ||
| Q4 24 | $1.6B | $-323.0M | ||
| Q3 24 | $2.0B | $141.0M | ||
| Q2 24 | $1.5B | $-133.0M |
自由现金流率ACGLKSS
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 0.4% | ||
| Q3 25 | 42.6% | 14.3% | ||
| Q2 25 | 21.3% | -6.2% | ||
| Q1 25 | 31.0% | 9.2% | ||
| Q4 24 | 34.3% | -8.7% | ||
| Q3 24 | 42.5% | 3.8% | ||
| Q2 24 | 35.6% | -3.9% |
资本支出强度ACGLKSS
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 3.0% | ||
| Q3 25 | 0.2% | 2.5% | ||
| Q2 25 | 0.2% | 3.4% | ||
| Q1 25 | 0.2% | 1.8% | ||
| Q4 24 | 0.3% | 3.5% | ||
| Q3 24 | 0.3% | 3.0% | ||
| Q2 24 | 0.3% | 3.7% |
现金转化率ACGLKSS
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | 15.50× | ||
| Q3 25 | 1.62× | 3.91× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 2.54× | 12.42× | ||
| Q4 24 | 1.68× | -8.86× | ||
| Q3 24 | 2.04× | 3.85× | ||
| Q2 24 | 1.20× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACGL
暂无分部数据
KSS
| Products | $3.4B | 95% |
| Other | $168.0M | 5% |
| Gift Card | $17.0M | 0% |
