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Arch Capital Group（ACGL）与Ross Stores（ROST）财务数据对比。点击上方公司名可切换其他公司
Ross Stores的季度营收约是Arch Capital Group的1.2倍（$5.6B vs $4.5B），Arch Capital Group净利率更高（23.2% vs 9.1%，领先14.0%），Ross Stores同比增速更快（10.4% vs -3.3%），过去两年Arch Capital Group的营收复合增速更高（3.4% vs -3.6%）
百慕大注册上市企业Arch Capital Group面向全球提供保险、再保险及按揭保险服务，专注于特种类保险业务，承保保险业内难度较高的特殊风险。公司总部位于百慕大，在北美、欧洲、亚洲及澳洲共设有60个办事处，实现全球布局运营。
Ross Stores, Inc.是美国知名折扣百货连锁集团，旗下核心品牌为Ross Dress for Less，总部位于加利福尼亚州都柏林，是美国规模最大的平价零售商。截至2024年7月，集团在全美43个州、华盛顿特区、波多黎各及关岛共运营1795家门店，暂未覆盖新英格兰地区及阿拉斯加，另拥有门店数超353家的折扣零售品牌DD's Discounts。
ACGL vs ROST — 直观对比
营收规模更大
ROST
是对方的1.2倍
$4.5B
营收增速更快
ROST
高出13.7%
-3.3%
净利率更高
ACGL
高出14.0%
9.1%
两年增速更快
ACGL
近两年复合增速
-3.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $5.6B |
| 净利润 | $1.0B | $511.9M |
| 毛利率 | — | 28.0% |
| 营业利润率 | — | 11.6% |
| 净利率 | 23.2% | 9.1% |
| 营收同比 | -3.3% | 10.4% |
| 净利润同比 | 82.4% | 4.7% |
| 每股收益（稀释后） | $2.88 | $1.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACGLROST
| Q1 26 | $4.5B | — | ||
| Q4 25 | $4.9B | $5.6B | ||
| Q3 25 | $5.1B | $5.5B | ||
| Q2 25 | $5.2B | $5.0B | ||
| Q1 25 | $4.7B | $5.9B | ||
| Q4 24 | $4.5B | $5.1B | ||
| Q3 24 | $4.7B | $5.3B | ||
| Q2 24 | $4.2B | $4.9B |
净利润ACGLROST
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.2B | $511.9M | ||
| Q3 25 | $1.4B | $508.0M | ||
| Q2 25 | $1.2B | $479.2M | ||
| Q1 25 | $574.0M | $586.8M | ||
| Q4 24 | $935.0M | $488.8M | ||
| Q3 24 | $988.0M | $527.1M | ||
| Q2 24 | $1.3B | $488.0M |
毛利率ACGLROST
| Q1 26 | — | — | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 27.6% | ||
| Q2 25 | — | 28.2% | ||
| Q1 25 | — | 26.5% | ||
| Q4 24 | — | 28.3% | ||
| Q3 24 | — | 28.3% | ||
| Q2 24 | — | 28.1% |
营业利润率ACGLROST
| Q1 26 | — | — | ||
| Q4 25 | — | 11.6% | ||
| Q3 25 | — | 11.5% | ||
| Q2 25 | — | 12.2% | ||
| Q1 25 | — | 12.4% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | 12.5% | ||
| Q2 24 | — | 12.2% |
净利率ACGLROST
| Q1 26 | 23.2% | — | ||
| Q4 25 | 25.1% | 9.1% | ||
| Q3 25 | 26.4% | 9.2% | ||
| Q2 25 | 23.7% | 9.6% | ||
| Q1 25 | 12.3% | 9.9% | ||
| Q4 24 | 20.6% | 9.6% | ||
| Q3 24 | 20.9% | 10.0% | ||
| Q2 24 | 30.0% | 10.0% |
每股收益（稀释后）ACGLROST
| Q1 26 | $2.88 | — | ||
| Q4 25 | $3.33 | $1.58 | ||
| Q3 25 | $3.56 | $1.56 | ||
| Q2 25 | $3.23 | $1.47 | ||
| Q1 25 | $1.48 | $1.79 | ||
| Q4 24 | $2.41 | $1.48 | ||
| Q3 24 | $2.56 | $1.59 | ||
| Q2 24 | $3.30 | $1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $24.0M | $4.1B |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $24.2B | $5.9B |
| 总资产 | $81.4B | $15.4B |
| 负债/权益比越低杠杆越低 | — | 0.26× |
8季度趋势，按日历期对齐
现金及短期投资ACGLROST
| Q1 26 | $24.0M | — | ||
| Q4 25 | $993.0M | $4.1B | ||
| Q3 25 | $1.1B | $3.8B | ||
| Q2 25 | $983.0M | $3.8B | ||
| Q1 25 | $1.2B | $4.7B | ||
| Q4 24 | $979.0M | $4.3B | ||
| Q3 24 | $1.0B | $4.7B | ||
| Q2 24 | $1.0B | $4.7B |
总债务ACGLROST
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $2.5B |
股东权益ACGLROST
| Q1 26 | $24.2B | — | ||
| Q4 25 | $24.2B | $5.9B | ||
| Q3 25 | $23.7B | $5.7B | ||
| Q2 25 | $23.0B | $5.6B | ||
| Q1 25 | $21.5B | $5.5B | ||
| Q4 24 | $20.8B | $5.3B | ||
| Q3 24 | $22.3B | $5.1B | ||
| Q2 24 | $20.7B | $4.9B |
总资产ACGLROST
| Q1 26 | $81.4B | — | ||
| Q4 25 | $79.2B | $15.4B | ||
| Q3 25 | $79.2B | $14.5B | ||
| Q2 25 | $78.8B | $14.3B | ||
| Q1 25 | $75.2B | $14.9B | ||
| Q4 24 | $70.9B | $14.9B | ||
| Q3 24 | $73.7B | $14.7B | ||
| Q2 24 | $65.5B | $14.5B |
负债/权益比ACGLROST
| Q1 26 | — | — | ||
| Q4 25 | — | 0.26× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.40× | ||
| Q4 24 | — | 0.42× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.50× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2B | $827.1M |
| 自由现金流经营现金流 - 资本支出 | — | $617.8M |
| 自由现金流率自由现金流/营收 | — | 11.0% |
| 资本支出强度资本支出/营收 | — | 3.7% |
| 现金转化率经营现金流/净利润 | 1.13× | 1.62× |
| 过去12个月自由现金流最近4个季度 | — | $2.0B |
8季度趋势，按日历期对齐
经营现金流ACGLROST
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.4B | $827.1M | ||
| Q3 25 | $2.2B | $668.4M | ||
| Q2 25 | $1.1B | $409.7M | ||
| Q1 25 | $1.5B | $882.6M | ||
| Q4 24 | $1.6B | $513.4M | ||
| Q3 24 | $2.0B | $592.1M | ||
| Q2 24 | $1.5B | $368.9M |
自由现金流ACGLROST
| Q1 26 | — | — | ||
| Q4 25 | $1.4B | $617.8M | ||
| Q3 25 | $2.2B | $466.6M | ||
| Q2 25 | $1.1B | $202.3M | ||
| Q1 25 | $1.4B | $676.6M | ||
| Q4 24 | $1.6B | $333.0M | ||
| Q3 24 | $2.0B | $394.6M | ||
| Q2 24 | $1.5B | $232.7M |
自由现金流率ACGLROST
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 11.0% | ||
| Q3 25 | 42.6% | 8.4% | ||
| Q2 25 | 21.3% | 4.1% | ||
| Q1 25 | 31.0% | 11.4% | ||
| Q4 24 | 34.3% | 6.6% | ||
| Q3 24 | 42.5% | 7.5% | ||
| Q2 24 | 35.6% | 4.8% |
资本支出强度ACGLROST
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 3.7% | ||
| Q3 25 | 0.2% | 3.6% | ||
| Q2 25 | 0.2% | 4.2% | ||
| Q1 25 | 0.2% | 3.5% | ||
| Q4 24 | 0.3% | 3.6% | ||
| Q3 24 | 0.3% | 3.7% | ||
| Q2 24 | 0.3% | 2.8% |
现金转化率ACGLROST
| Q1 26 | 1.13× | — | ||
| Q4 25 | 1.13× | 1.62× | ||
| Q3 25 | 1.62× | 1.32× | ||
| Q2 25 | 0.91× | 0.85× | ||
| Q1 25 | 2.54× | 1.50× | ||
| Q4 24 | 1.68× | 1.05× | ||
| Q3 24 | 2.04× | 1.12× | ||
| Q2 24 | 1.20× | 0.76× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
