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AMERICAN COASTAL INSURANCE Corp（ACIC）与安霸（AMBA）财务数据对比。点击上方公司名可切换其他公司
安霸的季度营收约是AMERICAN COASTAL INSURANCE Corp的1.3倍（$108.5M vs $86.4M），AMERICAN COASTAL INSURANCE Corp净利率更高（30.8% vs -13.9%，领先44.7%），安霸同比增速更快（31.2% vs 9.0%），AMERICAN COASTAL INSURANCE Corp自由现金流更多（$70.9M vs $31.4M），过去两年安霸的营收复合增速更高（45.0% vs 13.9%）
美国海岸保险集团旗下的联合财产伤亡保险公司是一家总部位于美国佛罗里达州的财产伤亡保险公司，业务覆盖多个沿海州，可为客户提供商业地产、住宅、屋主以及洪水相关的各类保险产品。
安霸是美国无晶圆厂半导体设计企业，专注于低功耗高清、超高清视频压缩、图像处理及计算机视觉处理器研发。其芯片产品广泛应用于视频安防、高级驾驶辅助系统、电子后视镜、行车记录仪、驾驶舱内监测、自动驾驶、机器人等多元人机视觉场景。
ACIC vs AMBA — 直观对比
营收规模更大
AMBA
是对方的1.3倍
$86.4M
营收增速更快
AMBA
高出22.2%
9.0%
净利率更高
ACIC
高出44.7%
-13.9%
自由现金流更多
ACIC
多$39.5M
$31.4M
两年增速更快
AMBA
近两年复合增速
13.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $86.4M | $108.5M |
| 净利润 | $26.6M | $-15.1M |
| 毛利率 | — | 59.6% |
| 营业利润率 | 43.2% | -15.0% |
| 净利率 | 30.8% | -13.9% |
| 营收同比 | 9.0% | 31.2% |
| 净利润同比 | 437.1% | 37.2% |
| 每股收益（稀释后） | $0.54 | $-0.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACICAMBA
| Q4 25 | $86.4M | $108.5M | ||
| Q3 25 | $90.4M | $95.5M | ||
| Q2 25 | $86.5M | $85.9M | ||
| Q1 25 | $72.2M | $84.0M | ||
| Q4 24 | $79.3M | $82.7M | ||
| Q3 24 | $82.1M | $63.7M | ||
| Q2 24 | $68.7M | $54.5M | ||
| Q1 24 | $66.6M | $51.6M |
净利润ACICAMBA
| Q4 25 | $26.6M | $-15.1M | ||
| Q3 25 | $32.5M | $-20.0M | ||
| Q2 25 | $26.4M | $-24.3M | ||
| Q1 25 | $21.3M | $-20.2M | ||
| Q4 24 | $4.9M | $-24.1M | ||
| Q3 24 | $28.1M | $-34.9M | ||
| Q2 24 | $19.1M | $-37.9M | ||
| Q1 24 | $23.6M | $-60.6M |
毛利率ACICAMBA
| Q4 25 | — | 59.6% | ||
| Q3 25 | — | 58.9% | ||
| Q2 25 | — | 60.0% | ||
| Q1 25 | — | 60.0% | ||
| Q4 24 | — | 60.6% | ||
| Q3 24 | — | 60.8% | ||
| Q2 24 | — | 60.9% | ||
| Q1 24 | — | 59.8% |
营业利润率ACICAMBA
| Q4 25 | 43.2% | -15.0% | ||
| Q3 25 | 46.1% | -23.0% | ||
| Q2 25 | 41.8% | -30.1% | ||
| Q1 25 | 34.8% | -30.2% | ||
| Q4 24 | 11.2% | -30.9% | ||
| Q3 24 | 43.9% | -56.9% | ||
| Q2 24 | 35.1% | -72.4% | ||
| Q1 24 | 45.9% | -80.8% |
净利率ACICAMBA
| Q4 25 | 30.8% | -13.9% | ||
| Q3 25 | 35.9% | -20.9% | ||
| Q2 25 | 30.6% | -28.3% | ||
| Q1 25 | 29.6% | -24.1% | ||
| Q4 24 | 6.2% | -29.1% | ||
| Q3 24 | 34.2% | -54.8% | ||
| Q2 24 | 27.8% | -69.6% | ||
| Q1 24 | 35.4% | -117.4% |
每股收益（稀释后）ACICAMBA
| Q4 25 | $0.54 | $-0.35 | ||
| Q3 25 | $0.65 | $-0.47 | ||
| Q2 25 | $0.53 | $-0.58 | ||
| Q1 25 | $0.43 | $-0.48 | ||
| Q4 24 | $0.10 | $-0.58 | ||
| Q3 24 | $0.57 | $-0.85 | ||
| Q2 24 | $0.39 | $-0.93 | ||
| Q1 24 | $0.48 | $-1.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.8M | $174.1M |
| 总债务越低越好 | $150.0M | — |
| 股东权益账面价值 | $317.6M | $590.1M |
| 总资产 | $1.1B | $751.9M |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资ACICAMBA
| Q4 25 | $198.8M | $174.1M | ||
| Q3 25 | $267.9M | $142.7M | ||
| Q2 25 | $315.5M | $141.3M | ||
| Q1 25 | $167.2M | $144.6M | ||
| Q4 24 | $137.0M | $127.1M | ||
| Q3 24 | $183.1M | $153.9M | ||
| Q2 24 | $229.4M | $131.8M | ||
| Q1 24 | $285.4M | $144.9M |
总债务ACICAMBA
| Q4 25 | $150.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $150.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ACICAMBA
| Q4 25 | $317.6M | $590.1M | ||
| Q3 25 | $327.2M | $576.5M | ||
| Q2 25 | $292.3M | $572.7M | ||
| Q1 25 | $260.9M | $561.4M | ||
| Q4 24 | $235.7M | $554.3M | ||
| Q3 24 | $259.6M | $547.6M | ||
| Q2 24 | $223.1M | $555.4M | ||
| Q1 24 | $204.0M | $559.9M |
总资产ACICAMBA
| Q4 25 | $1.1B | $751.9M | ||
| Q3 25 | $1.2B | $706.4M | ||
| Q2 25 | $1.3B | $701.9M | ||
| Q1 25 | $1.2B | $689.0M | ||
| Q4 24 | $1.2B | $670.8M | ||
| Q3 24 | $1.1B | $650.3M | ||
| Q2 24 | $1.3B | $638.7M | ||
| Q1 24 | $1.1B | $657.7M |
负债/权益比ACICAMBA
| Q4 25 | 0.47× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.64× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $71.0M | $34.3M |
| 自由现金流经营现金流 - 资本支出 | $70.9M | $31.4M |
| 自由现金流率自由现金流/营收 | 82.0% | 29.0% |
| 资本支出强度资本支出/营收 | 0.2% | 2.7% |
| 现金转化率经营现金流/净利润 | 2.67× | — |
| 过去12个月自由现金流最近4个季度 | — | $64.3M |
8季度趋势，按日历期对齐
经营现金流ACICAMBA
| Q4 25 | $71.0M | $34.3M | ||
| Q3 25 | $-35.6M | $5.5M | ||
| Q2 25 | $127.9M | $14.8M | ||
| Q1 25 | $26.4M | $25.4M | ||
| Q4 24 | $243.5M | $6.6M | ||
| Q3 24 | $-9.0M | $16.7M | ||
| Q2 24 | $126.4M | $-15.0M | ||
| Q1 24 | $124.5M | $-4.0M |
自由现金流ACICAMBA
| Q4 25 | $70.9M | $31.4M | ||
| Q3 25 | — | $1.4M | ||
| Q2 25 | — | $10.2M | ||
| Q1 25 | $26.3M | $21.2M | ||
| Q4 24 | $243.5M | $4.1M | ||
| Q3 24 | $-9.0M | $14.2M | ||
| Q2 24 | — | $-16.1M | ||
| Q1 24 | — | $-6.0M |
自由现金流率ACICAMBA
| Q4 25 | 82.0% | 29.0% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 11.9% | ||
| Q1 25 | 36.5% | 25.3% | ||
| Q4 24 | 307.2% | 5.0% | ||
| Q3 24 | -10.9% | 22.2% | ||
| Q2 24 | — | -29.5% | ||
| Q1 24 | — | -11.6% |
资本支出强度ACICAMBA
| Q4 25 | 0.2% | 2.7% | ||
| Q3 25 | 0.0% | 4.3% | ||
| Q2 25 | 0.0% | 5.3% | ||
| Q1 25 | 0.1% | 5.0% | ||
| Q4 24 | 0.0% | 3.0% | ||
| Q3 24 | 0.0% | 4.0% | ||
| Q2 24 | 0.0% | 2.1% | ||
| Q1 24 | 0.0% | 3.7% |
现金转化率ACICAMBA
| Q4 25 | 2.67× | — | ||
| Q3 25 | -1.10× | — | ||
| Q2 25 | 4.84× | — | ||
| Q1 25 | 1.24× | — | ||
| Q4 24 | 49.23× | — | ||
| Q3 24 | -0.32× | — | ||
| Q2 24 | 6.63× | — | ||
| Q1 24 | 5.27× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIC
暂无分部数据
AMBA
| TW | $76.0M | 70% |
| Asia Pacific Other Than Taiwan | $20.2M | 19% |
| North America Other Than United States | $7.4M | 7% |
| Other | $5.0M | 5% |
