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AMERICAN COASTAL INSURANCE Corp（ACIC）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是AMERICAN COASTAL INSURANCE Corp的1.7倍（$151.1M vs $86.4M），AMERICAN COASTAL INSURANCE Corp同比增速更快（9.0% vs 3.6%），AMERICAN COASTAL INSURANCE Corp自由现金流更多（$70.9M vs $12.3M），过去两年AMERICAN COASTAL INSURANCE Corp的营收复合增速更高（13.9% vs 5.1%）
美国海岸保险集团旗下的联合财产伤亡保险公司是一家总部位于美国佛罗里达州的财产伤亡保险公司，业务覆盖多个沿海州，可为客户提供商业地产、住宅、屋主以及洪水相关的各类保险产品。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
ACIC vs RGR — 直观对比
营收规模更大
RGR
是对方的1.7倍
$86.4M
营收增速更快
ACIC
高出5.3%
3.6%
自由现金流更多
ACIC
多$58.5M
$12.3M
两年增速更快
ACIC
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $86.4M | $151.1M |
| 净利润 | $26.6M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 43.2% | 2.3% |
| 净利率 | 30.8% | — |
| 营收同比 | 9.0% | 3.6% |
| 净利润同比 | 437.1% | — |
| 每股收益（稀释后） | $0.54 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACICRGR
| Q4 25 | $86.4M | $151.1M | ||
| Q3 25 | $90.4M | $126.8M | ||
| Q2 25 | $86.5M | $132.5M | ||
| Q1 25 | $72.2M | $135.7M | ||
| Q4 24 | $79.3M | $145.8M | ||
| Q3 24 | $82.1M | $122.3M | ||
| Q2 24 | $68.7M | $130.8M | ||
| Q1 24 | $66.6M | $136.8M |
净利润ACICRGR
| Q4 25 | $26.6M | — | ||
| Q3 25 | $32.5M | $1.6M | ||
| Q2 25 | $26.4M | $-17.2M | ||
| Q1 25 | $21.3M | $7.8M | ||
| Q4 24 | $4.9M | — | ||
| Q3 24 | $28.1M | $4.7M | ||
| Q2 24 | $19.1M | $8.3M | ||
| Q1 24 | $23.6M | $7.1M |
毛利率ACICRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率ACICRGR
| Q4 25 | 43.2% | 2.3% | ||
| Q3 25 | 46.1% | -2.7% | ||
| Q2 25 | 41.8% | -15.6% | ||
| Q1 25 | 34.8% | 6.2% | ||
| Q4 24 | 11.2% | 7.8% | ||
| Q3 24 | 43.9% | 3.1% | ||
| Q2 24 | 35.1% | 6.9% | ||
| Q1 24 | 45.9% | 5.5% |
净利率ACICRGR
| Q4 25 | 30.8% | — | ||
| Q3 25 | 35.9% | 1.2% | ||
| Q2 25 | 30.6% | -13.0% | ||
| Q1 25 | 29.6% | 5.7% | ||
| Q4 24 | 6.2% | — | ||
| Q3 24 | 34.2% | 3.9% | ||
| Q2 24 | 27.8% | 6.3% | ||
| Q1 24 | 35.4% | 5.2% |
每股收益（稀释后）ACICRGR
| Q4 25 | $0.54 | $0.22 | ||
| Q3 25 | $0.65 | $0.10 | ||
| Q2 25 | $0.53 | $-1.05 | ||
| Q1 25 | $0.43 | $0.46 | ||
| Q4 24 | $0.10 | $0.62 | ||
| Q3 24 | $0.57 | $0.28 | ||
| Q2 24 | $0.39 | $0.47 | ||
| Q1 24 | $0.48 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.8M | $92.5M |
| 总债务越低越好 | $150.0M | — |
| 股东权益账面价值 | $317.6M | $283.8M |
| 总资产 | $1.1B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资ACICRGR
| Q4 25 | $198.8M | $92.5M | ||
| Q3 25 | $267.9M | $80.8M | ||
| Q2 25 | $315.5M | $101.4M | ||
| Q1 25 | $167.2M | $108.3M | ||
| Q4 24 | $137.0M | $105.5M | ||
| Q3 24 | $183.1M | $96.0M | ||
| Q2 24 | $229.4M | $105.6M | ||
| Q1 24 | $285.4M | $115.3M |
总债务ACICRGR
| Q4 25 | $150.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $150.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ACICRGR
| Q4 25 | $317.6M | $283.8M | ||
| Q3 25 | $327.2M | $279.6M | ||
| Q2 25 | $292.3M | $289.3M | ||
| Q1 25 | $260.9M | $321.5M | ||
| Q4 24 | $235.7M | $319.6M | ||
| Q3 24 | $259.6M | $314.9M | ||
| Q2 24 | $223.1M | $321.5M | ||
| Q1 24 | $204.0M | $332.0M |
总资产ACICRGR
| Q4 25 | $1.1B | $342.0M | ||
| Q3 25 | $1.2B | $342.3M | ||
| Q2 25 | $1.3B | $349.5M | ||
| Q1 25 | $1.2B | $379.0M | ||
| Q4 24 | $1.2B | $384.0M | ||
| Q3 24 | $1.1B | $373.5M | ||
| Q2 24 | $1.3B | $376.7M | ||
| Q1 24 | $1.1B | $385.0M |
负债/权益比ACICRGR
| Q4 25 | 0.47× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.64× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $71.0M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $70.9M | $12.3M |
| 自由现金流率自由现金流/营收 | 82.0% | 8.2% |
| 资本支出强度资本支出/营收 | 0.2% | 2.1% |
| 现金转化率经营现金流/净利润 | 2.67× | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流ACICRGR
| Q4 25 | $71.0M | $15.5M | ||
| Q3 25 | $-35.6M | $12.9M | ||
| Q2 25 | $127.9M | $14.7M | ||
| Q1 25 | $26.4M | $11.1M | ||
| Q4 24 | $243.5M | $20.0M | ||
| Q3 24 | $-9.0M | $9.4M | ||
| Q2 24 | $126.4M | $18.7M | ||
| Q1 24 | $124.5M | $7.3M |
自由现金流ACICRGR
| Q4 25 | $70.9M | $12.3M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | $26.3M | $10.0M | ||
| Q4 24 | $243.5M | $16.4M | ||
| Q3 24 | $-9.0M | $2.6M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.6M |
自由现金流率ACICRGR
| Q4 25 | 82.0% | 8.2% | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | 6.9% | ||
| Q1 25 | 36.5% | 7.4% | ||
| Q4 24 | 307.2% | 11.2% | ||
| Q3 24 | -10.9% | 2.1% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 4.1% |
资本支出强度ACICRGR
| Q4 25 | 0.2% | 2.1% | ||
| Q3 25 | 0.0% | 4.6% | ||
| Q2 25 | 0.0% | 4.2% | ||
| Q1 25 | 0.1% | 0.8% | ||
| Q4 24 | 0.0% | 2.5% | ||
| Q3 24 | 0.0% | 5.5% | ||
| Q2 24 | 0.0% | 6.6% | ||
| Q1 24 | 0.0% | 1.3% |
现金转化率ACICRGR
| Q4 25 | 2.67× | — | ||
| Q3 25 | -1.10× | 8.15× | ||
| Q2 25 | 4.84× | — | ||
| Q1 25 | 1.24× | 1.43× | ||
| Q4 24 | 49.23× | — | ||
| Q3 24 | -0.32× | 1.98× | ||
| Q2 24 | 6.63× | 2.27× | ||
| Q1 24 | 5.27× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIC
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
