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ACI WORLDWIDE, INC.（ACIW）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
ACI WORLDWIDE, INC.的季度营收约是RBC Bearings INC的1.0倍（$481.6M vs $461.6M），RBC Bearings INC净利率更高（14.6% vs 13.4%，领先1.2%），RBC Bearings INC同比增速更快（17.0% vs 6.3%），ACI WORLDWIDE, INC.自由现金流更多（$116.6M vs $99.1M），过去两年ACI WORLDWIDE, INC.的营收复合增速更高（23.4% vs 5.6%）
ACI Worldwide是全球领先的数字支付软件企业，总部位于美国内布拉斯加州埃尔克霍恩，为94个国家的客户提供服务，每日处理数十亿笔交易，总价值达数万亿美元。其智能解决方案服务于银行、金融机构、商户、账单服务商、收单机构、发卡机构及第三方支付服务商，支持全渠道搭建安全支付体系。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
ACIW vs RBC — 直观对比
营收规模更大
ACIW
是对方的1.0倍
$461.6M
营收增速更快
RBC
高出10.7%
6.3%
净利率更高
RBC
高出1.2%
13.4%
自由现金流更多
ACIW
多$17.5M
$99.1M
两年增速更快
ACIW
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $481.6M | $461.6M |
| 净利润 | $64.3M | $67.4M |
| 毛利率 | 53.0% | 44.3% |
| 营业利润率 | 22.6% | 22.3% |
| 净利率 | 13.4% | 14.6% |
| 营收同比 | 6.3% | 17.0% |
| 净利润同比 | -34.7% | 16.4% |
| 每股收益（稀释后） | $0.61 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACIWRBC
| Q4 25 | $481.6M | $461.6M | ||
| Q3 25 | $482.4M | $455.3M | ||
| Q2 25 | $401.3M | $436.0M | ||
| Q1 25 | $394.6M | $437.7M | ||
| Q4 24 | $453.0M | $394.4M | ||
| Q3 24 | $451.8M | $397.9M | ||
| Q2 24 | $373.5M | $406.3M | ||
| Q1 24 | $316.0M | $413.7M |
净利润ACIWRBC
| Q4 25 | $64.3M | $67.4M | ||
| Q3 25 | $91.3M | $60.0M | ||
| Q2 25 | $12.2M | $68.5M | ||
| Q1 25 | $58.9M | $72.7M | ||
| Q4 24 | $98.6M | $57.9M | ||
| Q3 24 | $81.4M | $54.2M | ||
| Q2 24 | $30.9M | $61.4M | ||
| Q1 24 | $-7.8M | — |
毛利率ACIWRBC
| Q4 25 | 53.0% | 44.3% | ||
| Q3 25 | 53.7% | 44.1% | ||
| Q2 25 | 41.5% | 44.8% | ||
| Q1 25 | 45.9% | 44.2% | ||
| Q4 24 | 55.8% | 44.3% | ||
| Q3 24 | 56.3% | 43.7% | ||
| Q2 24 | 45.6% | 45.3% | ||
| Q1 24 | 39.5% | 43.1% |
营业利润率ACIWRBC
| Q4 25 | 22.6% | 22.3% | ||
| Q3 25 | 26.5% | 21.5% | ||
| Q2 25 | 8.7% | 23.2% | ||
| Q1 25 | 14.8% | 23.0% | ||
| Q4 24 | 27.0% | 21.7% | ||
| Q3 24 | 27.1% | 21.6% | ||
| Q2 24 | 14.4% | 24.0% | ||
| Q1 24 | 3.0% | 22.8% |
净利率ACIWRBC
| Q4 25 | 13.4% | 14.6% | ||
| Q3 25 | 18.9% | 13.2% | ||
| Q2 25 | 3.0% | 15.7% | ||
| Q1 25 | 14.9% | 16.6% | ||
| Q4 24 | 21.8% | 14.7% | ||
| Q3 24 | 18.0% | 13.6% | ||
| Q2 24 | 8.3% | 15.1% | ||
| Q1 24 | -2.5% | — |
每股收益（稀释后）ACIWRBC
| Q4 25 | $0.61 | $2.13 | ||
| Q3 25 | $0.88 | $1.90 | ||
| Q2 25 | $0.12 | $2.17 | ||
| Q1 25 | $0.55 | $2.33 | ||
| Q4 24 | $0.92 | $1.82 | ||
| Q3 24 | $0.77 | $1.65 | ||
| Q2 24 | $0.29 | $1.90 | ||
| Q1 24 | $-0.07 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $196.5M | $107.6M |
| 总债务越低越好 | $817.6M | $990.2M |
| 股东权益账面价值 | $1.5B | $3.3B |
| 总资产 | $3.1B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.54× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资ACIWRBC
| Q4 25 | $196.5M | $107.6M | ||
| Q3 25 | $199.3M | $91.2M | ||
| Q2 25 | $189.7M | $132.9M | ||
| Q1 25 | $230.1M | $36.8M | ||
| Q4 24 | $216.4M | — | ||
| Q3 24 | $177.9M | — | ||
| Q2 24 | $157.0M | $76.8M | ||
| Q1 24 | $183.4M | $63.5M |
总债务ACIWRBC
| Q4 25 | $817.6M | $990.2M | ||
| Q3 25 | $867.8M | $1.1B | ||
| Q2 25 | $898.0M | $915.6M | ||
| Q1 25 | $845.9M | $920.1M | ||
| Q4 24 | $924.6M | — | ||
| Q3 24 | $994.3M | — | ||
| Q2 24 | $1.0B | — | ||
| Q1 24 | $1.0B | $1.2B |
股东权益ACIWRBC
| Q4 25 | $1.5B | $3.3B | ||
| Q3 25 | $1.5B | $3.2B | ||
| Q2 25 | $1.4B | $3.1B | ||
| Q1 25 | $1.5B | $3.0B | ||
| Q4 24 | $1.4B | $2.9B | ||
| Q3 24 | $1.3B | $2.9B | ||
| Q2 24 | $1.2B | $2.8B | ||
| Q1 24 | $1.3B | $2.8B |
总资产ACIWRBC
| Q4 25 | $3.1B | $5.1B | ||
| Q3 25 | $3.2B | $5.1B | ||
| Q2 25 | $3.1B | $4.8B | ||
| Q1 25 | $3.2B | $4.7B | ||
| Q4 24 | $3.0B | $4.7B | ||
| Q3 24 | $3.1B | $4.7B | ||
| Q2 24 | $3.4B | $4.7B | ||
| Q1 24 | $3.3B | $4.7B |
负债/权益比ACIWRBC
| Q4 25 | 0.54× | 0.30× | ||
| Q3 25 | 0.59× | 0.34× | ||
| Q2 25 | 0.64× | 0.29× | ||
| Q1 25 | 0.57× | 0.30× | ||
| Q4 24 | 0.65× | — | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 0.82× | — | ||
| Q1 24 | 0.81× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $121.8M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $116.6M | $99.1M |
| 自由现金流率自由现金流/营收 | 24.2% | 21.5% |
| 资本支出强度资本支出/营收 | 1.1% | 5.0% |
| 现金转化率经营现金流/净利润 | 1.89× | 1.81× |
| 过去12个月自由现金流最近4个季度 | $309.9M | — |
8季度趋势，按日历期对齐
经营现金流ACIWRBC
| Q4 25 | $121.8M | $122.1M | ||
| Q3 25 | $73.0M | $88.4M | ||
| Q2 25 | $49.8M | $120.0M | ||
| Q1 25 | $78.2M | — | ||
| Q4 24 | $126.5M | $84.0M | ||
| Q3 24 | $54.0M | — | ||
| Q2 24 | $55.0M | $97.4M | ||
| Q1 24 | $123.2M | — |
自由现金流ACIWRBC
| Q4 25 | $116.6M | $99.1M | ||
| Q3 25 | $69.6M | $71.7M | ||
| Q2 25 | $47.6M | $104.3M | ||
| Q1 25 | $76.1M | — | ||
| Q4 24 | $119.5M | $73.6M | ||
| Q3 24 | $50.5M | — | ||
| Q2 24 | $53.3M | $88.4M | ||
| Q1 24 | $120.0M | — |
自由现金流率ACIWRBC
| Q4 25 | 24.2% | 21.5% | ||
| Q3 25 | 14.4% | 15.7% | ||
| Q2 25 | 11.9% | 23.9% | ||
| Q1 25 | 19.3% | — | ||
| Q4 24 | 26.4% | 18.7% | ||
| Q3 24 | 11.2% | — | ||
| Q2 24 | 14.3% | 21.8% | ||
| Q1 24 | 38.0% | — |
资本支出强度ACIWRBC
| Q4 25 | 1.1% | 5.0% | ||
| Q3 25 | 0.7% | 3.7% | ||
| Q2 25 | 0.5% | 3.6% | ||
| Q1 25 | 0.5% | 3.2% | ||
| Q4 24 | 1.5% | 2.6% | ||
| Q3 24 | 0.8% | 4.1% | ||
| Q2 24 | 0.5% | 2.2% | ||
| Q1 24 | 1.0% | — |
现金转化率ACIWRBC
| Q4 25 | 1.89× | 1.81× | ||
| Q3 25 | 0.80× | 1.47× | ||
| Q2 25 | 4.08× | 1.75× | ||
| Q1 25 | 1.33× | — | ||
| Q4 24 | 1.28× | 1.45× | ||
| Q3 24 | 0.66× | — | ||
| Q2 24 | 1.78× | 1.59× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACIW
| Issuing And Acquiring | $183.7M | 38% |
| License | $158.3M | 33% |
| Maintenance | $50.8M | 11% |
| Software And Platform Service | $49.6M | 10% |
| Merchant Payments | $42.4M | 9% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
