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ACNB CORP（ACNB）与ACRES Commercial Realty Corp.（ACR）财务数据对比。点击上方公司名可切换其他公司
ACNB CORP的季度营收约是ACRES Commercial Realty Corp.的2.4倍（$47.2M vs $20.0M）。ACRES Commercial Realty Corp.净利率更高（31.6% vs 22.9%，领先8.7%）。ACNB CORP同比增速更快（42.2% vs -6.5%）。过去两年ACNB CORP的营收复合增速更高（22.1% vs 3.3%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
皮拉马尔地产是一家印度房地产企业，2012年成立，总部位于印度孟买，隶属于皮拉马尔集团。公司专注于住宅及商业地产开发，目前在手开发项目总规模约达1500万平方英尺，知名项目包括Piramal Aranya、Piramal Mahalaxmi等。
ACNB vs ACR — 直观对比
营收规模更大
ACNB
是对方的2.4倍
$20.0M
营收增速更快
ACNB
高出48.7%
-6.5%
净利率更高
ACR
高出8.7%
22.9%
两年增速更快
ACNB
近两年复合增速
3.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $20.0M |
| 净利润 | $10.8M | $6.3M |
| 毛利率 | — | — |
| 营业利润率 | 27.9% | 30.8% |
| 净利率 | 22.9% | 31.6% |
| 营收同比 | 42.2% | -6.5% |
| 净利润同比 | 63.8% | -32.0% |
| 每股收益（稀释后） | $1.10 | $-0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBACR
| Q4 25 | $47.2M | $20.0M | ||
| Q3 25 | $50.9M | $21.0M | ||
| Q2 25 | $50.3M | $21.9M | ||
| Q1 25 | $43.5M | $17.0M | ||
| Q4 24 | $33.2M | $21.4M | ||
| Q3 24 | $34.1M | $22.4M | ||
| Q2 24 | $33.3M | $20.9M | ||
| Q1 24 | $31.6M | $18.8M |
净利润ACNBACR
| Q4 25 | $10.8M | $6.3M | ||
| Q3 25 | $14.9M | $18.0M | ||
| Q2 25 | $11.6M | $4.3M | ||
| Q1 25 | $-272.0K | $-730.0K | ||
| Q4 24 | $6.6M | $9.3M | ||
| Q3 24 | $7.2M | $8.1M | ||
| Q2 24 | $11.3M | $6.4M | ||
| Q1 24 | $6.8M | $4.9M |
营业利润率ACNBACR
| Q4 25 | 27.9% | 30.8% | ||
| Q3 25 | 37.2% | 85.8% | ||
| Q2 25 | 29.7% | 19.8% | ||
| Q1 25 | -1.3% | -3.8% | ||
| Q4 24 | 24.8% | 43.4% | ||
| Q3 24 | 27.6% | 36.4% | ||
| Q2 24 | 42.8% | 30.8% | ||
| Q1 24 | 26.9% | 26.2% |
净利率ACNBACR
| Q4 25 | 22.9% | 31.6% | ||
| Q3 25 | 29.2% | 85.8% | ||
| Q2 25 | 23.2% | 19.8% | ||
| Q1 25 | -0.6% | -4.3% | ||
| Q4 24 | 19.9% | 43.5% | ||
| Q3 24 | 21.1% | 36.0% | ||
| Q2 24 | 33.9% | 30.6% | ||
| Q1 24 | 21.4% | 26.2% |
每股收益（稀释后）ACNBACR
| Q4 25 | $1.10 | $-0.41 | ||
| Q3 25 | $1.42 | $1.34 | ||
| Q2 25 | $1.11 | $-0.10 | ||
| Q1 25 | $-0.03 | $-0.80 | ||
| Q4 24 | $0.77 | $0.51 | ||
| Q3 24 | $0.84 | $0.36 | ||
| Q2 24 | $1.32 | $0.21 | ||
| Q1 24 | $0.80 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $83.8M |
| 总债务越低越好 | $255.4M | $1.6B |
| 股东权益账面价值 | $420.0M | $420.8M |
| 总资产 | $3.2B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.61× | 3.68× |
8季度趋势，按日历期对齐
现金及短期投资ACNBACR
| Q4 25 | $65.6M | $83.8M | ||
| Q3 25 | $102.1M | $40.9M | ||
| Q2 25 | $103.1M | $42.7M | ||
| Q1 25 | $123.6M | $66.0M | ||
| Q4 24 | $47.3M | $56.7M | ||
| Q3 24 | $58.1M | $70.1M | ||
| Q2 24 | $86.3M | $89.6M | ||
| Q1 24 | $53.1M | $84.6M |
总债务ACNBACR
| Q4 25 | $255.4M | $1.6B | ||
| Q3 25 | $255.4M | $1.2B | ||
| Q2 25 | $255.4M | $1.3B | ||
| Q1 25 | $255.3M | $1.3B | ||
| Q4 24 | $255.3M | $1.4B | ||
| Q3 24 | $255.3M | $1.5B | ||
| Q2 24 | $255.3M | $1.6B | ||
| Q1 24 | $255.3M | $1.6B |
股东权益ACNBACR
| Q4 25 | $420.0M | $420.8M | ||
| Q3 25 | $408.6M | $432.9M | ||
| Q2 25 | $395.2M | $425.3M | ||
| Q1 25 | $386.9M | $430.1M | ||
| Q4 24 | $303.3M | $439.1M | ||
| Q3 24 | $306.8M | $436.3M | ||
| Q2 24 | $289.3M | $434.0M | ||
| Q1 24 | $279.9M | $432.8M |
总资产ACNBACR
| Q4 25 | $3.2B | $2.2B | ||
| Q3 25 | $3.3B | $1.7B | ||
| Q2 25 | $3.3B | $1.8B | ||
| Q1 25 | $3.3B | $1.8B | ||
| Q4 24 | $2.4B | $1.9B | ||
| Q3 24 | $2.4B | $2.0B | ||
| Q2 24 | $2.5B | $2.1B | ||
| Q1 24 | $2.4B | $2.1B |
负债/权益比ACNBACR
| Q4 25 | 0.61× | 3.68× | ||
| Q3 25 | 0.62× | 2.76× | ||
| Q2 25 | 0.65× | 3.10× | ||
| Q1 25 | 0.66× | 2.97× | ||
| Q4 24 | 0.84× | 3.12× | ||
| Q3 24 | 0.83× | 3.43× | ||
| Q2 24 | 0.88× | 3.67× | ||
| Q1 24 | 0.91× | 3.79× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.8M | $6.3M |
| 自由现金流经营现金流 - 资本支出 | $12.6M | — |
| 自由现金流率自由现金流/营收 | 26.7% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | 1.18× | 1.00× |
| 过去12个月自由现金流最近4个季度 | $52.2M | — |
8季度趋势，按日历期对齐
经营现金流ACNBACR
| Q4 25 | $12.8M | $6.3M | ||
| Q3 25 | $23.2M | $-9.4M | ||
| Q2 25 | $17.8M | $11.8M | ||
| Q1 25 | $-71.0K | $-4.6M | ||
| Q4 24 | $5.7M | $757.0K | ||
| Q3 24 | $13.6M | $8.4M | ||
| Q2 24 | $9.7M | $6.9M | ||
| Q1 24 | $10.8M | $3.3M |
自由现金流ACNBACR
| Q4 25 | $12.6M | — | ||
| Q3 25 | $22.8M | — | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $-730.0K | — | ||
| Q4 24 | $5.3M | — | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $9.4M | — | ||
| Q1 24 | $10.7M | — |
自由现金流率ACNBACR
| Q4 25 | 26.7% | — | ||
| Q3 25 | 44.7% | — | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | -1.7% | — | ||
| Q4 24 | 16.1% | — | ||
| Q3 24 | 39.1% | — | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 33.9% | — |
资本支出强度ACNBACR
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 0.2% | — |
现金转化率ACNBACR
| Q4 25 | 1.18× | 1.00× | ||
| Q3 25 | 1.56× | -0.52× | ||
| Q2 25 | 1.52× | 2.72× | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.87× | 0.08× | ||
| Q3 24 | 1.88× | 1.05× | ||
| Q2 24 | 0.86× | 1.07× | ||
| Q1 24 | 1.60× | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACNB
暂无分部数据
ACR
| Other | $10.8M | 54% |
| Pacmulti JVLLC | $5.2M | 26% |
| Mccallum Jv Llc | $2.5M | 12% |
| Office Complex | $1.5M | 7% |
