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ACNB CORP（ACNB）与好事达（ALL）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是ACNB CORP的367.6倍（$17.3B vs $47.2M）。ACNB CORP净利率更高（22.9% vs 22.1%，领先0.8%）。ACNB CORP同比增速更快（42.2% vs 5.1%）。好事达自由现金流更多（$2.9B vs $12.6M）。过去两年ACNB CORP的营收复合增速更高（22.1% vs 6.6%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
ACNB vs ALL — 直观对比
营收规模更大
ALL
是对方的367.6倍
$47.2M
营收增速更快
ACNB
高出37.1%
5.1%
净利率更高
ACNB
高出0.8%
22.1%
自由现金流更多
ALL
多$2.9B
$12.6M
两年增速更快
ACNB
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $17.3B |
| 净利润 | $10.8M | $3.8B |
| 毛利率 | — | — |
| 营业利润率 | 27.9% | — |
| 净利率 | 22.9% | 22.1% |
| 营收同比 | 42.2% | 5.1% |
| 净利润同比 | 63.8% | 98.8% |
| 每股收益（稀释后） | $1.10 | $14.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBALL
| Q4 25 | $47.2M | $17.3B | ||
| Q3 25 | $50.9M | $17.3B | ||
| Q2 25 | $50.3M | $16.6B | ||
| Q1 25 | $43.5M | $16.5B | ||
| Q4 24 | $33.2M | $16.5B | ||
| Q3 24 | $34.1M | $16.6B | ||
| Q2 24 | $33.3M | $15.7B | ||
| Q1 24 | $31.6M | $15.3B |
净利润ACNBALL
| Q4 25 | $10.8M | $3.8B | ||
| Q3 25 | $14.9M | $3.7B | ||
| Q2 25 | $11.6M | $2.1B | ||
| Q1 25 | $-272.0K | $595.0M | ||
| Q4 24 | $6.6M | $1.9B | ||
| Q3 24 | $7.2M | $1.2B | ||
| Q2 24 | $11.3M | $331.0M | ||
| Q1 24 | $6.8M | $1.2B |
营业利润率ACNBALL
| Q4 25 | 27.9% | — | ||
| Q3 25 | 37.2% | — | ||
| Q2 25 | 29.7% | — | ||
| Q1 25 | -1.3% | — | ||
| Q4 24 | 24.8% | — | ||
| Q3 24 | 27.6% | — | ||
| Q2 24 | 42.8% | — | ||
| Q1 24 | 26.9% | — |
净利率ACNBALL
| Q4 25 | 22.9% | 22.1% | ||
| Q3 25 | 29.2% | 21.7% | ||
| Q2 25 | 23.2% | 12.7% | ||
| Q1 25 | -0.6% | 3.6% | ||
| Q4 24 | 19.9% | 11.7% | ||
| Q3 24 | 21.1% | 7.2% | ||
| Q2 24 | 33.9% | 2.1% | ||
| Q1 24 | 21.4% | 8.0% |
每股收益（稀释后）ACNBALL
| Q4 25 | $1.10 | $14.24 | ||
| Q3 25 | $1.42 | $13.95 | ||
| Q2 25 | $1.11 | $7.76 | ||
| Q1 25 | $-0.03 | $2.11 | ||
| Q4 24 | $0.77 | $7.07 | ||
| Q3 24 | $0.84 | $4.33 | ||
| Q2 24 | $1.32 | $1.13 | ||
| Q1 24 | $0.80 | $4.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $4.9B |
| 总债务越低越好 | $255.4M | $7.5B |
| 股东权益账面价值 | $420.0M | $30.6B |
| 总资产 | $3.2B | $119.8B |
| 负债/权益比越低杠杆越低 | 0.61× | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资ACNBALL
| Q4 25 | $65.6M | $4.9B | ||
| Q3 25 | $102.1M | $8.7B | ||
| Q2 25 | $103.1M | $9.6B | ||
| Q1 25 | $123.6M | $6.5B | ||
| Q4 24 | $47.3M | $4.5B | ||
| Q3 24 | $58.1M | $7.0B | ||
| Q2 24 | $86.3M | $5.3B | ||
| Q1 24 | $53.1M | $4.3B |
总债务ACNBALL
| Q4 25 | $255.4M | $7.5B | ||
| Q3 25 | $255.4M | $8.1B | ||
| Q2 25 | $255.4M | $8.1B | ||
| Q1 25 | $255.3M | $8.1B | ||
| Q4 24 | $255.3M | $8.1B | ||
| Q3 24 | $255.3M | $8.1B | ||
| Q2 24 | $255.3M | $8.1B | ||
| Q1 24 | $255.3M | $7.9B |
股东权益ACNBALL
| Q4 25 | $420.0M | $30.6B | ||
| Q3 25 | $408.6M | $27.5B | ||
| Q2 25 | $395.2M | $24.0B | ||
| Q1 25 | $386.9M | $22.1B | ||
| Q4 24 | $303.3M | $21.4B | ||
| Q3 24 | $306.8M | $20.9B | ||
| Q2 24 | $289.3M | $18.6B | ||
| Q1 24 | $279.9M | $18.6B |
总资产ACNBALL
| Q4 25 | $3.2B | $119.8B | ||
| Q3 25 | $3.3B | $120.4B | ||
| Q2 25 | $3.3B | $115.9B | ||
| Q1 25 | $3.3B | $115.2B | ||
| Q4 24 | $2.4B | $111.6B | ||
| Q3 24 | $2.4B | $113.7B | ||
| Q2 24 | $2.5B | $108.4B | ||
| Q1 24 | $2.4B | $105.2B |
负债/权益比ACNBALL
| Q4 25 | 0.61× | 0.24× | ||
| Q3 25 | 0.62× | 0.29× | ||
| Q2 25 | 0.65× | 0.34× | ||
| Q1 25 | 0.66× | 0.37× | ||
| Q4 24 | 0.84× | 0.38× | ||
| Q3 24 | 0.83× | 0.39× | ||
| Q2 24 | 0.88× | 0.43× | ||
| Q1 24 | 0.91× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.8M | $3.0B |
| 自由现金流经营现金流 - 资本支出 | $12.6M | $2.9B |
| 自由现金流率自由现金流/营收 | 26.7% | 16.7% |
| 资本支出强度资本支出/营收 | 0.4% | 0.5% |
| 现金转化率经营现金流/净利润 | 1.18× | 0.78× |
| 过去12个月自由现金流最近4个季度 | $52.2M | $9.9B |
8季度趋势，按日历期对齐
经营现金流ACNBALL
| Q4 25 | $12.8M | $3.0B | ||
| Q3 25 | $23.2M | $3.3B | ||
| Q2 25 | $17.8M | $1.9B | ||
| Q1 25 | $-71.0K | $2.0B | ||
| Q4 24 | $5.7M | $1.7B | ||
| Q3 24 | $13.6M | $3.2B | ||
| Q2 24 | $9.7M | $2.4B | ||
| Q1 24 | $10.8M | $1.7B |
自由现金流ACNBALL
| Q4 25 | $12.6M | $2.9B | ||
| Q3 25 | $22.8M | $3.2B | ||
| Q2 25 | $17.6M | $1.9B | ||
| Q1 25 | $-730.0K | $1.9B | ||
| Q4 24 | $5.3M | $1.7B | ||
| Q3 24 | $13.3M | $3.1B | ||
| Q2 24 | $9.4M | $2.3B | ||
| Q1 24 | $10.7M | $1.6B |
自由现金流率ACNBALL
| Q4 25 | 26.7% | 16.7% | ||
| Q3 25 | 44.7% | 18.8% | ||
| Q2 25 | 35.0% | 11.3% | ||
| Q1 25 | -1.7% | 11.4% | ||
| Q4 24 | 16.1% | 10.0% | ||
| Q3 24 | 39.1% | 18.9% | ||
| Q2 24 | 28.3% | 14.7% | ||
| Q1 24 | 33.9% | 10.6% |
资本支出强度ACNBALL
| Q4 25 | 0.4% | 0.5% | ||
| Q3 25 | 0.8% | 0.3% | ||
| Q2 25 | 0.4% | 0.0% | ||
| Q1 25 | 1.5% | 0.6% | ||
| Q4 24 | 1.1% | 0.3% | ||
| Q3 24 | 0.7% | 0.4% | ||
| Q2 24 | 0.9% | 0.4% | ||
| Q1 24 | 0.2% | 0.3% |
现金转化率ACNBALL
| Q4 25 | 1.18× | 0.78× | ||
| Q3 25 | 1.56× | 0.88× | ||
| Q2 25 | 1.52× | 0.89× | ||
| Q1 25 | — | 3.30× | ||
| Q4 24 | 0.87× | 0.88× | ||
| Q3 24 | 1.88× | 2.69× | ||
| Q2 24 | 0.86× | 7.13× | ||
| Q1 24 | 1.60× | 1.37× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
