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ACNB CORP（ACNB）与英美资源集团（AMSC）财务数据对比。点击上方公司名可切换其他公司
英美资源集团的季度营收约是ACNB CORP的1.6倍（$74.5M vs $47.2M），英美资源集团净利率更高（158.1% vs 22.9%，领先135.2%），ACNB CORP同比增速更快（42.2% vs 21.4%），ACNB CORP自由现金流更多（$52.6M vs $2.4M），过去两年英美资源集团的营收复合增速更高（33.2% vs 22.1%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
ACNB vs AMSC — 直观对比
营收规模更大
AMSC
是对方的1.6倍
$47.2M
营收增速更快
ACNB
高出20.8%
21.4%
净利率更高
AMSC
高出135.2%
22.9%
自由现金流更多
ACNB
多$50.2M
$2.4M
两年增速更快
AMSC
近两年复合增速
22.1%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $74.5M |
| 净利润 | $10.8M | $117.8M |
| 毛利率 | — | 30.7% |
| 营业利润率 | 27.9% | 4.5% |
| 净利率 | 22.9% | 158.1% |
| 营收同比 | 42.2% | 21.4% |
| 净利润同比 | 63.8% | 4679.1% |
| 每股收益（稀释后） | $1.10 | $2.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBAMSC
| Q4 25 | $47.2M | $74.5M | ||
| Q3 25 | $50.9M | $65.9M | ||
| Q2 25 | $50.3M | $72.4M | ||
| Q1 25 | $43.5M | $66.7M | ||
| Q4 24 | $33.2M | $61.4M | ||
| Q3 24 | $34.1M | $54.5M | ||
| Q2 24 | $33.3M | $40.3M | ||
| Q1 24 | $31.6M | $42.0M |
净利润ACNBAMSC
| Q4 25 | $10.8M | $117.8M | ||
| Q3 25 | $14.9M | $4.8M | ||
| Q2 25 | $11.6M | $6.7M | ||
| Q1 25 | $-272.0K | $1.2M | ||
| Q4 24 | $6.6M | $2.5M | ||
| Q3 24 | $7.2M | $4.9M | ||
| Q2 24 | $11.3M | $-2.5M | ||
| Q1 24 | $6.8M | $-1.6M |
毛利率ACNBAMSC
| Q4 25 | — | 30.7% | ||
| Q3 25 | — | 31.0% | ||
| Q2 25 | — | 33.8% | ||
| Q1 25 | — | 26.5% | ||
| Q4 24 | — | 26.6% | ||
| Q3 24 | — | 28.7% | ||
| Q2 24 | — | 30.3% | ||
| Q1 24 | — | 24.8% |
营业利润率ACNBAMSC
| Q4 25 | 27.9% | 4.5% | ||
| Q3 25 | 37.2% | 4.5% | ||
| Q2 25 | 29.7% | 7.8% | ||
| Q1 25 | -1.3% | 2.5% | ||
| Q4 24 | 24.8% | 2.1% | ||
| Q3 24 | 27.6% | -1.4% | ||
| Q2 24 | 42.8% | -8.2% | ||
| Q1 24 | 26.9% | -5.3% |
净利率ACNBAMSC
| Q4 25 | 22.9% | 158.1% | ||
| Q3 25 | 29.2% | 7.2% | ||
| Q2 25 | 23.2% | 9.3% | ||
| Q1 25 | -0.6% | 1.8% | ||
| Q4 24 | 19.9% | 4.0% | ||
| Q3 24 | 21.1% | 9.0% | ||
| Q2 24 | 33.9% | -6.3% | ||
| Q1 24 | 21.4% | -3.8% |
每股收益（稀释后）ACNBAMSC
| Q4 25 | $1.10 | $2.62 | ||
| Q3 25 | $1.42 | $0.11 | ||
| Q2 25 | $1.11 | $0.17 | ||
| Q1 25 | $-0.03 | $0.04 | ||
| Q4 24 | $0.77 | $0.06 | ||
| Q3 24 | $0.84 | $0.13 | ||
| Q2 24 | $1.32 | $-0.07 | ||
| Q1 24 | $0.80 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $141.1M |
| 总债务越低越好 | $255.4M | — |
| 股东权益账面价值 | $420.0M | $536.8M |
| 总资产 | $3.2B | $719.5M |
| 负债/权益比越低杠杆越低 | 0.61× | — |
8季度趋势，按日历期对齐
现金及短期投资ACNBAMSC
| Q4 25 | $65.6M | $141.1M | ||
| Q3 25 | $102.1M | $212.9M | ||
| Q2 25 | $103.1M | $207.9M | ||
| Q1 25 | $123.6M | $79.5M | ||
| Q4 24 | $47.3M | $75.2M | ||
| Q3 24 | $58.1M | $72.1M | ||
| Q2 24 | $86.3M | $93.5M | ||
| Q1 24 | $53.1M | $90.5M |
总债务ACNBAMSC
| Q4 25 | $255.4M | — | ||
| Q3 25 | $255.4M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $255.3M | — | ||
| Q4 24 | $255.3M | — | ||
| Q3 24 | $255.3M | — | ||
| Q2 24 | $255.3M | — | ||
| Q1 24 | $255.3M | — |
股东权益ACNBAMSC
| Q4 25 | $420.0M | $536.8M | ||
| Q3 25 | $408.6M | $342.2M | ||
| Q2 25 | $395.2M | $333.1M | ||
| Q1 25 | $386.9M | $197.1M | ||
| Q4 24 | $303.3M | $192.7M | ||
| Q3 24 | $306.8M | $187.0M | ||
| Q2 24 | $289.3M | $143.3M | ||
| Q1 24 | $279.9M | $144.6M |
总资产ACNBAMSC
| Q4 25 | $3.2B | $719.5M | ||
| Q3 25 | $3.3B | $445.6M | ||
| Q2 25 | $3.3B | $452.8M | ||
| Q1 25 | $3.3B | $310.5M | ||
| Q4 24 | $2.4B | $310.3M | ||
| Q3 24 | $2.4B | $298.4M | ||
| Q2 24 | $2.5B | $240.1M | ||
| Q1 24 | $2.4B | $232.8M |
负债/权益比ACNBAMSC
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.62× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.88× | — | ||
| Q1 24 | 0.91× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $53.6M | $3.2M |
| 自由现金流经营现金流 - 资本支出 | $52.6M | $2.4M |
| 自由现金流率自由现金流/营收 | 111.4% | 3.2% |
| 资本支出强度资本支出/营收 | 2.3% | 1.2% |
| 现金转化率经营现金流/净利润 | 4.96× | 0.03× |
| 过去12个月自由现金流最近4个季度 | $92.2M | $16.0M |
8季度趋势，按日历期对齐
经营现金流ACNBAMSC
| Q4 25 | $53.6M | $3.2M | ||
| Q3 25 | $23.2M | $6.5M | ||
| Q2 25 | $17.8M | $4.1M | ||
| Q1 25 | $-71.0K | $6.3M | ||
| Q4 24 | $39.8M | $5.9M | ||
| Q3 24 | $13.6M | $12.7M | ||
| Q2 24 | $9.7M | $3.4M | ||
| Q1 24 | $10.8M | $2.2M |
自由现金流ACNBAMSC
| Q4 25 | $52.6M | $2.4M | ||
| Q3 25 | $22.8M | $5.1M | ||
| Q2 25 | $17.6M | $3.3M | ||
| Q1 25 | $-730.0K | $5.3M | ||
| Q4 24 | $38.8M | $5.3M | ||
| Q3 24 | $13.3M | $12.1M | ||
| Q2 24 | $9.4M | $3.1M | ||
| Q1 24 | $10.7M | $1.9M |
自由现金流率ACNBAMSC
| Q4 25 | 111.4% | 3.2% | ||
| Q3 25 | 44.7% | 7.7% | ||
| Q2 25 | 35.0% | 4.6% | ||
| Q1 25 | -1.7% | 7.9% | ||
| Q4 24 | 117.0% | 8.7% | ||
| Q3 24 | 39.1% | 22.3% | ||
| Q2 24 | 28.3% | 7.8% | ||
| Q1 24 | 33.9% | 4.6% |
资本支出强度ACNBAMSC
| Q4 25 | 2.3% | 1.2% | ||
| Q3 25 | 0.8% | 2.1% | ||
| Q2 25 | 0.4% | 1.1% | ||
| Q1 25 | 1.5% | 1.6% | ||
| Q4 24 | 2.9% | 0.9% | ||
| Q3 24 | 0.7% | 1.1% | ||
| Q2 24 | 0.9% | 0.7% | ||
| Q1 24 | 0.2% | 0.7% |
现金转化率ACNBAMSC
| Q4 25 | 4.96× | 0.03× | ||
| Q3 25 | 1.56× | 1.37× | ||
| Q2 25 | 1.52× | 0.61× | ||
| Q1 25 | — | 5.22× | ||
| Q4 24 | 6.03× | 2.38× | ||
| Q3 24 | 1.88× | 2.60× | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 1.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACNB
暂无分部数据
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
