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ACNB CORP（ACNB）与加拿大丰业银行（BNS）财务数据对比。点击上方公司名可切换其他公司
加拿大丰业银行的季度营收约是ACNB CORP的149.2倍（$7.0B vs $47.2M）。加拿大丰业银行净利率更高（23.8% vs 22.9%，领先0.9%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
加拿大丰业银行（Scotiabank）是加拿大五大银行之一，总部位于安大略省多伦多，按资产及存款规模计为加拿大第三大银行。集团现有8.8万名员工，服务全球超2500万客户，2023年位列福布斯全球2000强第88位，提供个人商业银行、财富管理、企业与投资等多元金融服务。
ACNB vs BNS — 直观对比
营收规模更大
BNS
是对方的149.2倍
$47.2M
净利率更高
BNS
高出0.9%
22.9%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $7.0B |
| 净利润 | $10.8M | $1.7B |
| 毛利率 | — | — |
| 营业利润率 | 27.9% | — |
| 净利率 | 22.9% | 23.8% |
| 营收同比 | 42.2% | — |
| 净利润同比 | 63.8% | — |
| 每股收益（稀释后） | $1.10 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBBNS
| Q1 26 | — | $7.0B | ||
| Q4 25 | $47.2M | $7.2B | ||
| Q3 25 | $50.9M | $6.9B | ||
| Q2 25 | $50.3M | $6.6B | ||
| Q1 25 | $43.5M | — | ||
| Q4 24 | $33.2M | — | ||
| Q3 24 | $34.1M | — | ||
| Q2 24 | $33.3M | — |
净利润ACNBBNS
| Q1 26 | — | $1.7B | ||
| Q4 25 | $10.8M | $1.6B | ||
| Q3 25 | $14.9M | $1.8B | ||
| Q2 25 | $11.6M | $1.5B | ||
| Q1 25 | $-272.0K | — | ||
| Q4 24 | $6.6M | — | ||
| Q3 24 | $7.2M | — | ||
| Q2 24 | $11.3M | — |
营业利润率ACNBBNS
| Q1 26 | — | — | ||
| Q4 25 | 27.9% | — | ||
| Q3 25 | 37.2% | — | ||
| Q2 25 | 29.7% | — | ||
| Q1 25 | -1.3% | — | ||
| Q4 24 | 24.8% | — | ||
| Q3 24 | 27.6% | — | ||
| Q2 24 | 42.8% | — |
净利率ACNBBNS
| Q1 26 | — | 23.8% | ||
| Q4 25 | 22.9% | 22.5% | ||
| Q3 25 | 29.2% | 26.6% | ||
| Q2 25 | 23.2% | 22.4% | ||
| Q1 25 | -0.6% | — | ||
| Q4 24 | 19.9% | — | ||
| Q3 24 | 21.1% | — | ||
| Q2 24 | 33.9% | — |
每股收益（稀释后）ACNBBNS
| Q1 26 | — | — | ||
| Q4 25 | $1.10 | — | ||
| Q3 25 | $1.42 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $-0.03 | — | ||
| Q4 24 | $0.77 | — | ||
| Q3 24 | $0.84 | — | ||
| Q2 24 | $1.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $6.4B |
| 总债务越低越好 | $255.4M | — |
| 股东权益账面价值 | $420.0M | $65.0B |
| 总资产 | $3.2B | $1077.5B |
| 负债/权益比越低杠杆越低 | 0.61× | — |
8季度趋势，按日历期对齐
现金及短期投资ACNBBNS
| Q1 26 | — | $6.4B | ||
| Q4 25 | $65.6M | — | ||
| Q3 25 | $102.1M | $8.6B | ||
| Q2 25 | $103.1M | $7.9B | ||
| Q1 25 | $123.6M | — | ||
| Q4 24 | $47.3M | — | ||
| Q3 24 | $58.1M | — | ||
| Q2 24 | $86.3M | — |
总债务ACNBBNS
| Q1 26 | — | — | ||
| Q4 25 | $255.4M | — | ||
| Q3 25 | $255.4M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $255.3M | — | ||
| Q4 24 | $255.3M | — | ||
| Q3 24 | $255.3M | — | ||
| Q2 24 | $255.3M | — |
股东权益ACNBBNS
| Q1 26 | — | $65.0B | ||
| Q4 25 | $420.0M | — | ||
| Q3 25 | $408.6M | $62.4B | ||
| Q2 25 | $395.2M | $63.1B | ||
| Q1 25 | $386.9M | — | ||
| Q4 24 | $303.3M | — | ||
| Q3 24 | $306.8M | — | ||
| Q2 24 | $289.3M | — |
总资产ACNBBNS
| Q1 26 | — | $1077.5B | ||
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.3B | $1032.7B | ||
| Q2 25 | $3.3B | $1033.3B | ||
| Q1 25 | $3.3B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.5B | — |
负债/权益比ACNBBNS
| Q1 26 | — | — | ||
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.62× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.88× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.8M | $9.4B |
| 自由现金流经营现金流 - 资本支出 | $12.6M | — |
| 自由现金流率自由现金流/营收 | 26.7% | — |
| 资本支出强度资本支出/营收 | 0.4% | — |
| 现金转化率经营现金流/净利润 | 1.18× | 5.60× |
| 过去12个月自由现金流最近4个季度 | $52.2M | — |
8季度趋势，按日历期对齐
经营现金流ACNBBNS
| Q1 26 | — | $9.4B | ||
| Q4 25 | $12.8M | — | ||
| Q3 25 | $23.2M | $3.2B | ||
| Q2 25 | $17.8M | $1.8B | ||
| Q1 25 | $-71.0K | — | ||
| Q4 24 | $5.7M | — | ||
| Q3 24 | $13.6M | — | ||
| Q2 24 | $9.7M | — |
自由现金流ACNBBNS
| Q1 26 | — | — | ||
| Q4 25 | $12.6M | — | ||
| Q3 25 | $22.8M | — | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $-730.0K | — | ||
| Q4 24 | $5.3M | — | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $9.4M | — |
自由现金流率ACNBBNS
| Q1 26 | — | — | ||
| Q4 25 | 26.7% | — | ||
| Q3 25 | 44.7% | — | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | -1.7% | — | ||
| Q4 24 | 16.1% | — | ||
| Q3 24 | 39.1% | — | ||
| Q2 24 | 28.3% | — |
资本支出强度ACNBBNS
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.9% | — |
现金转化率ACNBBNS
| Q1 26 | — | 5.60× | ||
| Q4 25 | 1.18× | — | ||
| Q3 25 | 1.56× | 1.73× | ||
| Q2 25 | 1.52× | 1.22× | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.87× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
