vs
ACNB CORP（ACNB）与CANTALOUPE, INC.（CTLP）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是ACNB CORP的1.7倍（$78.7M vs $47.2M），ACNB CORP净利率更高（22.9% vs -0.1%，领先23.0%），ACNB CORP同比增速更快（42.2% vs 6.8%），ACNB CORP自由现金流更多（$52.6M vs $-614.0K），过去两年ACNB CORP的营收复合增速更高（22.1% vs 7.7%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
ACNB vs CTLP — 直观对比
营收规模更大
CTLP
是对方的1.7倍
$47.2M
营收增速更快
ACNB
高出35.4%
6.8%
净利率更高
ACNB
高出23.0%
-0.1%
自由现金流更多
ACNB
多$53.2M
$-614.0K
两年增速更快
ACNB
近两年复合增速
7.7%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $78.7M |
| 净利润 | $10.8M | $-70.0K |
| 毛利率 | — | — |
| 营业利润率 | 27.9% | 2.0% |
| 净利率 | 22.9% | -0.1% |
| 营收同比 | 42.2% | 6.8% |
| 净利润同比 | 63.8% | -101.4% |
| 每股收益（稀释后） | $1.10 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBCTLP
| Q4 25 | $47.2M | $78.7M | ||
| Q3 25 | $50.9M | $80.9M | ||
| Q2 25 | $50.3M | $82.6M | ||
| Q1 25 | $43.5M | $75.4M | ||
| Q4 24 | $33.2M | $73.7M | ||
| Q3 24 | $34.1M | $70.8M | ||
| Q2 24 | $33.3M | $72.7M | ||
| Q1 24 | $31.6M | $67.9M |
净利润ACNBCTLP
| Q4 25 | $10.8M | $-70.0K | ||
| Q3 25 | $14.9M | $-919.0K | ||
| Q2 25 | $11.6M | $6.8M | ||
| Q1 25 | $-272.0K | $49.2M | ||
| Q4 24 | $6.6M | $5.0M | ||
| Q3 24 | $7.2M | $3.6M | ||
| Q2 24 | $11.3M | $2.2M | ||
| Q1 24 | $6.8M | $4.7M |
毛利率ACNBCTLP
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 39.6% |
营业利润率ACNBCTLP
| Q4 25 | 27.9% | 2.0% | ||
| Q3 25 | 37.2% | 2.0% | ||
| Q2 25 | 29.7% | 6.3% | ||
| Q1 25 | -1.3% | 9.1% | ||
| Q4 24 | 24.8% | 8.4% | ||
| Q3 24 | 27.6% | 5.8% | ||
| Q2 24 | 42.8% | 4.9% | ||
| Q1 24 | 26.9% | 6.3% |
净利率ACNBCTLP
| Q4 25 | 22.9% | -0.1% | ||
| Q3 25 | 29.2% | -1.1% | ||
| Q2 25 | 23.2% | 8.3% | ||
| Q1 25 | -0.6% | 65.2% | ||
| Q4 24 | 19.9% | 6.7% | ||
| Q3 24 | 21.1% | 5.0% | ||
| Q2 24 | 33.9% | 3.0% | ||
| Q1 24 | 21.4% | 6.9% |
每股收益（稀释后）ACNBCTLP
| Q4 25 | $1.10 | $0.00 | ||
| Q3 25 | $1.42 | $-0.02 | ||
| Q2 25 | $1.11 | $0.10 | ||
| Q1 25 | $-0.03 | $0.65 | ||
| Q4 24 | $0.77 | $0.07 | ||
| Q3 24 | $0.84 | $0.04 | ||
| Q2 24 | $1.32 | $0.03 | ||
| Q1 24 | $0.80 | $0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $53.0M |
| 总债务越低越好 | $255.4M | $37.7M |
| 股东权益账面价值 | $420.0M | $252.5M |
| 总资产 | $3.2B | $381.9M |
| 负债/权益比越低杠杆越低 | 0.61× | 0.15× |
8季度趋势，按日历期对齐
现金及短期投资ACNBCTLP
| Q4 25 | $65.6M | $53.0M | ||
| Q3 25 | $102.1M | $55.0M | ||
| Q2 25 | $103.1M | $51.1M | ||
| Q1 25 | $123.6M | $46.3M | ||
| Q4 24 | $47.3M | $27.7M | ||
| Q3 24 | $58.1M | $33.1M | ||
| Q2 24 | $86.3M | $58.9M | ||
| Q1 24 | $53.1M | $50.2M |
总债务ACNBCTLP
| Q4 25 | $255.4M | $37.7M | ||
| Q3 25 | $255.4M | $38.3M | ||
| Q2 25 | $255.4M | $38.7M | ||
| Q1 25 | $255.3M | $39.2M | ||
| Q4 24 | $255.3M | $37.0M | ||
| Q3 24 | $255.3M | $37.3M | ||
| Q2 24 | $255.3M | $37.5M | ||
| Q1 24 | $255.3M | $38.1M |
股东权益ACNBCTLP
| Q4 25 | $420.0M | $252.5M | ||
| Q3 25 | $408.6M | $251.8M | ||
| Q2 25 | $395.2M | $251.0M | ||
| Q1 25 | $386.9M | $240.7M | ||
| Q4 24 | $303.3M | $190.1M | ||
| Q3 24 | $306.8M | $186.2M | ||
| Q2 24 | $289.3M | $181.7M | ||
| Q1 24 | $279.9M | $178.8M |
总资产ACNBCTLP
| Q4 25 | $3.2B | $381.9M | ||
| Q3 25 | $3.3B | $389.5M | ||
| Q2 25 | $3.3B | $381.9M | ||
| Q1 25 | $3.3B | $370.5M | ||
| Q4 24 | $2.4B | $303.0M | ||
| Q3 24 | $2.4B | $312.1M | ||
| Q2 24 | $2.5B | $335.6M | ||
| Q1 24 | $2.4B | $319.9M |
负债/权益比ACNBCTLP
| Q4 25 | 0.61× | 0.15× | ||
| Q3 25 | 0.62× | 0.15× | ||
| Q2 25 | 0.65× | 0.15× | ||
| Q1 25 | 0.66× | 0.16× | ||
| Q4 24 | 0.84× | 0.19× | ||
| Q3 24 | 0.83× | 0.20× | ||
| Q2 24 | 0.88× | 0.21× | ||
| Q1 24 | 0.91× | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $53.6M | $3.1M |
| 自由现金流经营现金流 - 资本支出 | $52.6M | $-614.0K |
| 自由现金流率自由现金流/营收 | 111.4% | -0.8% |
| 资本支出强度资本支出/营收 | 2.3% | 4.8% |
| 现金转化率经营现金流/净利润 | 4.96× | — |
| 过去12个月自由现金流最近4个季度 | $92.2M | $25.8M |
8季度趋势，按日历期对齐
经营现金流ACNBCTLP
| Q4 25 | $53.6M | $3.1M | ||
| Q3 25 | $23.2M | $7.0M | ||
| Q2 25 | $17.8M | $9.4M | ||
| Q1 25 | $-71.0K | $22.4M | ||
| Q4 24 | $39.8M | $522.0K | ||
| Q3 24 | $13.6M | $-12.0M | ||
| Q2 24 | $9.7M | $14.3M | ||
| Q1 24 | $10.8M | $14.7M |
自由现金流ACNBCTLP
| Q4 25 | $52.6M | $-614.0K | ||
| Q3 25 | $22.8M | $3.5M | ||
| Q2 25 | $17.6M | $4.3M | ||
| Q1 25 | $-730.0K | $18.6M | ||
| Q4 24 | $38.8M | $-3.8M | ||
| Q3 24 | $13.3M | $-15.8M | ||
| Q2 24 | $9.4M | $8.5M | ||
| Q1 24 | $10.7M | $11.4M |
自由现金流率ACNBCTLP
| Q4 25 | 111.4% | -0.8% | ||
| Q3 25 | 44.7% | 4.4% | ||
| Q2 25 | 35.0% | 5.3% | ||
| Q1 25 | -1.7% | 24.6% | ||
| Q4 24 | 117.0% | -5.1% | ||
| Q3 24 | 39.1% | -22.3% | ||
| Q2 24 | 28.3% | 11.7% | ||
| Q1 24 | 33.9% | 16.9% |
资本支出强度ACNBCTLP
| Q4 25 | 2.3% | 4.8% | ||
| Q3 25 | 0.8% | 4.2% | ||
| Q2 25 | 0.4% | 6.2% | ||
| Q1 25 | 1.5% | 5.1% | ||
| Q4 24 | 2.9% | 5.8% | ||
| Q3 24 | 0.7% | 5.4% | ||
| Q2 24 | 0.9% | 7.9% | ||
| Q1 24 | 0.2% | 4.8% |
现金转化率ACNBCTLP
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | 1.52× | 1.38× | ||
| Q1 25 | — | 0.46× | ||
| Q4 24 | 6.03× | 0.10× | ||
| Q3 24 | 1.88× | -3.36× | ||
| Q2 24 | 0.86× | 6.47× | ||
| Q1 24 | 1.60× | 3.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACNB
暂无分部数据
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
